Chris Prendergast

Chris Prendergast

Assumable homes for sale in Babson Park, FL

39 homesFHA & VA loansrates from 2.65% vs 7.40% today

Babson Park assumption guide
230 POLK Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 2.70%
FHA
Active
17
$189,900$51,002 equity gap
Rate
2.70%
7.40%today
Payment
$637/mo
$1,088today
  • 3beds
  • 1baths
  • 816sqft

230 POLK Avenue, Lake Wales

124 PIERCE Street, Lake Wales, FL, 33859 — assumable FHA mortgage at 4.00%
FHA
Active
41
$250,900$30,394 equity gap
Rate
4.00%
7.40%today
Payment
$1,148/mo
$1,666today
  • 3beds
  • 2baths
  • 1,380sqft

124 PIERCE Street, Lake Wales

700 TIGER LAKE Road, Lake Wales, FL, 33898 — assumable VA mortgage at 2.65%
VA
Active
7
$1,675,000$1,473,442 equity gap
Rate
2.65%
7.40%today
Payment
$931/mo
$1,599today
  • —beds
  • —baths
  • —sqft

700 TIGER LAKE Road, Lake Wales

1120 SCENIC Highway, Lake Wales, FL, 33853 — assumable FHA mortgage at 2.79%
FHA
Active
46
$299,990$137,930 equity gap
Rate
2.79%
7.40%today
Payment
$762/mo
$1,285today
  • 3beds
  • 2baths
  • 1,149sqft

1120 SCENIC Highway, Lake Wales

1120 SCENIC Highway, Lake Wales, FL, 33853 — assumable FHA mortgage at 2.79%
FHA
Active
46
$289,990$127,930 equity gap
Rate
2.79%
7.40%today
Payment
$762/mo
$1,285today
  • 3beds
  • 2baths
  • 1,149sqft

1120 SCENIC Highway, Lake Wales

505 CLUBHOUSE Drive, Lake Wales, FL, 33898 — assumable FHA mortgage at 2.80%
FHA
Active
19
$240,000$149,195 equity gap
Rate
2.80%
7.40%today
Payment
$473/mo
$767today
  • 2beds
  • 2baths
  • 1,678sqft

505 CLUBHOUSE Drive, Lake Wales

524 CENTRAL RIDGE Lane, Frostproof, FL, 33843 — assumable FHA mortgage at 2.98%
FHA
Active
65
$325,900$169,668 equity gap
Rate
2.98%
7.40%today
Payment
$739/mo
$1,217today
  • 3beds
  • 2baths
  • 1,519sqft

524 CENTRAL RIDGE Lane, Frostproof

6141 PALMETTO Drive, Indian Lake Estates, FL, 33855 — assumable VA mortgage at 3.92%
VA
Active
26
$575,000$166,339 equity gap
Rate
3.92%
7.40%today
Payment
$2,280/mo
$3,252today
  • 3beds
  • 4baths
  • 4,808sqft

6141 PALMETTO Drive, Indian Lake Estates

115 SEMINOLE Road, Babson Park, FL, 33827 — assumable VA mortgage at 3.20%
VA
Active
43
$274,900$200,024 equity gap
Rate
3.20%
7.40%today
Payment
$805/mo
$1,060today
  • 3beds
  • 2baths
  • 1,564sqft

115 SEMINOLE Road, Babson Park

719 HILLSIDE Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 5.23%
FHA
Active
13
$221,000$9,428 equity gap
Rate
5.23%
7.40%today
Payment
$1,244/mo
$1,563today
  • 2beds
  • 2baths
  • 1,494sqft

719 HILLSIDE Avenue, Lake Wales

1008 JOYCE Road, Lake Wales, FL, 33853 — assumable FHA mortgage at 3.50%
FHA
Active
18
$299,990$145,143 equity gap
Rate
3.50%
7.40%today
Payment
$816/mo
$1,258today
  • 3beds
  • 2baths
  • 1,621sqft

1008 JOYCE Road, Lake Wales

276 TAYLOR Street, Lake Wales, FL, 33859 — assumable FHA mortgage at 3.65%
FHA
Active
32
$189,000$117,428 equity gap
Rate
3.65%
7.40%today
Payment
$427/mo
$646today
  • 3beds
  • 2baths
  • 1,200sqft

276 TAYLOR Street, Lake Wales

721 GREENLEAF Lane, Lake Wales, FL, 33853 — assumable FHA mortgage at 5.10%
FHA
Active
20
$259,990$30,794 equity gap
Rate
5.10%
7.40%today
Payment
$1,332/mo
$1,698today
  • 4beds
  • 2baths
  • 1,631sqft

721 GREENLEAF Lane, Lake Wales

307 STEEDLY Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 3.87%
FHA
Active
54
$245,000$159,772 equity gap
Rate
3.87%
7.40%today
Payment
$492/mo
$725today
  • 3beds
  • 1baths
  • 1,335sqft

307 STEEDLY Avenue, Lake Wales

3319 ALPHA Lane, Lake Wales, FL, 33898 — assumable VA mortgage at 3.94%
VA
Active
27
$169,000$111,837 equity gap
Rate
3.94%
7.40%today
Payment
$331/mo
$484today
  • 3beds
  • 2baths
  • 1,152sqft

3319 ALPHA Lane, Lake Wales

613 PALM Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 4.12%
FHA
Active
12
$249,900$220,203 equity gap
Rate
4.12%
7.40%today
Payment
$584/mo
$721today
  • 4beds
  • 2baths
  • 1,797sqft

613 PALM Avenue, Lake Wales

1334 DIEGO Terrace, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.79%
FHA
Active
59
$309,900$8,722 equity gap
Rate
6.79%
7.40%today
Payment
$2,013/mo
$2,141today
  • 4beds
  • 3baths
  • 1,933sqft

1334 DIEGO Terrace, Winter Haven

2307 SCARLET Avenue, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.85%
FHA
Active
26
$260,000$12,071 equity gap
Rate
6.85%
7.40%today
Payment
$1,654/mo
$1,748today
  • 3beds
  • 2baths
  • 1,343sqft

2307 SCARLET Avenue, Winter Haven

305 SHARP Street, Lake Wales, FL, 33853 — assumable FHA mortgage at 6.19%
FHA
Active
20
$256,000$19,293 equity gap
Rate
6.19%
7.40%today
Payment
$1,610/mo
$1,798today
  • 3beds
  • 2baths
  • 1,908sqft

305 SHARP Street, Lake Wales

301 WEAVER Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 6.50%
FHA
Active
16
$185,000$12,786 equity gap
Rate
6.50%
7.40%today
Payment
$1,100/mo
$1,205today
  • 2beds
  • 1baths
  • 930sqft

301 WEAVER Avenue, Lake Wales

9072 LAKE POINT Boulevard, Lake Wales, FL, 33898 — assumable FHA mortgage at 6.82%
FHA
Active
24
$139,900$8,006 equity gap
Rate
6.82%
7.40%today
Payment
$887/mo
$940today
  • 2beds
  • 2baths
  • 960sqft

9072 LAKE POINT Boulevard, Lake Wales

1325 DIEGO Terrace, Winter Haven, FL, 33884 — assumable FHA mortgage at 7.09%
FHA
Active
40
$299,900$16,658 equity gap
Rate
7.09%
7.40%today
Payment
$1,949/mo
$2,010today
  • 4beds
  • 3baths
  • 1,933sqft

1325 DIEGO Terrace, Winter Haven

1152 VIEW POINTE Circle, Lake Wales, FL, 33853 — assumable FHA mortgage at 7.22%
FHA
Active
20
$299,750$22,862 equity gap
Rate
7.22%
7.40%today
Payment
$1,937/mo
$1,972today
  • 3beds
  • 2baths
  • 1,740sqft

1152 VIEW POINTE Circle, Lake Wales

774 BARCLAY Terrace, Lake Wales, FL, 33853 — assumable FHA mortgage at 7.62%
FHA
Active
19
$270,000$26,255 equity gap
Rate
7.62%
7.40%today
Payment
$1,771/mo
$1,734today
  • 3beds
  • 2baths
  • 1,730sqft

774 BARCLAY Terrace, Lake Wales

1642 TEAGAN Lane, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.08%
FHA
Active
5
$329,900$55,780 equity gap
Rate
6.08%
7.40%today
Payment
$1,698/mo
$1,944today
  • 4beds
  • 3baths
  • 1,896sqft

1642 TEAGAN Lane, Winter Haven

220 ALDO Drive, Babson Park, FL, 33827 — assumable FHA mortgage at 6.20%
FHA
Active
30
$245,000$26,594 equity gap
Rate
6.20%
7.40%today
Payment
$1,368/mo
$1,547today
  • 3beds
  • 2baths
  • 1,167sqft

220 ALDO Drive, Babson Park

106-108 ORANGE Avenue, Lake Wales, FL, 33853 — assumable VA mortgage at 6.50%
VA
Active
34
$299,990$41,855 equity gap
Rate
6.50%
7.40%today
Payment
$1,648/mo
$1,806today
  • 4beds
  • 2baths
  • 1,664sqft

106-108 ORANGE Avenue, Lake Wales

811 HILLSIDE Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 6.95%
FHA
Active
13
$290,000$40,157 equity gap
Rate
6.95%
7.40%today
Payment
$1,680/mo
$1,757today
  • 3beds
  • 2baths
  • 1,432sqft

811 HILLSIDE Avenue, Lake Wales

231 HAYLEY Street, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.95%
FHA
Active
29
$319,999$37,210 equity gap
Rate
6.95%
7.40%today
Payment
$1,914/mo
$2,002today
  • 4beds
  • 3baths
  • 1,933sqft

231 HAYLEY Street, Winter Haven

4101 POINCIANA Drive, Indian Lake Estates, FL, 33855 — assumable VA mortgage at 5.23%
VA
Active
44
$427,000$132,104 equity gap
Rate
5.23%
7.40%today
Payment
$1,736/mo
$2,182today
  • 3beds
  • 2baths
  • 1,762sqft

4101 POINCIANA Drive, Indian Lake Estates

1238 HIGHLAND PARK Drive, Lake Wales, FL, 33898 — assumable FHA mortgage at 6.32%
FHA
Active
72
$549,900$144,702 equity gap
Rate
6.32%
7.40%today
Payment
$2,619/mo
$2,924today
  • 4beds
  • 2baths
  • 2,816sqft

1238 HIGHLAND PARK Drive, Lake Wales

3559 REAGAN Boulevard, Lake Wales, FL, 33898 — assumable FHA mortgage at 6.92%
FHA
Active
45
$238,700$63,652 equity gap
Rate
6.92%
7.40%today
Payment
$1,205/mo
$1,265today
  • 3beds
  • 3baths
  • 1,680sqft

3559 REAGAN Boulevard, Lake Wales

714 HILLSIDE Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 5.25%
FHA
Active
$150,000Potential short sale
Rate
5.25%
7.40%today
Payment
$1,356/mo
$1,700today
  • 3beds
  • 2baths
  • 1,421sqft

714 HILLSIDE Avenue, Lake Wales

505 SCENIC BLUFF Boulevard, Lake Wales, FL, 33853 — assumable FHA mortgage at 5.70%
FHA
Active
52
$272,000Potential short sale
Rate
5.70%
7.40%today
Payment
$1,820/mo
$2,171today
  • 4beds
  • 2baths
  • 1,627sqft

505 SCENIC BLUFF Boulevard, Lake Wales

722 HUNT Drive, Lake Wales, FL, 33853 — assumable FHA mortgage at 6.10%
FHA
Active
59
$265,000$204,850 equity gap
Rate
6.10%
7.40%today
Payment
$908/mo
$962today
  • 4beds
  • 2baths
  • 1,837sqft

722 HUNT Drive, Lake Wales

4924 WASHINGTON Street, Lake Wales, FL, 33859 — assumable FHA mortgage at 6.50%
FHA
Active
77
$262,500$262,500 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,056sqft

4924 WASHINGTON Street, Lake Wales

Assuming a mortgage in Babson Park

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$331 /mo
Median cash to assume
$87,745
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.