Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Baxter, TN

21 homesFHA & VA loansrates from 2.90% vs 7.40% today

Baxter assumption guide
16600 Center Hill Dam Rd, Silver Point, TN, 38582 — assumable FHA mortgage at 2.90%
FHA
Active
33
$345,000$174,334 equity gap
Rate
2.90%
7.40%today
Payment
$844/mo
$1,387today
  • 4beds
  • 2baths
  • 2,960sqft

16600 Center Hill Dam Rd, Silver Point

1360 Dunavin Dr, Baxter, TN, 38544 — assumable FHA mortgage at 2.99%
FHA
Active
24
$184,900$89,128 equity gap
Rate
2.99%
7.40%today
Payment
$451/mo
$741today
  • 2beds
  • 1baths
  • 1,076sqft

1360 Dunavin Dr, Baxter

7220 Friendly Rd, Baxter, TN, 38544 — assumable FHA mortgage at 3.55%
FHA
Active
27
$274,929$258,513 equity gap
Rate
3.55%
7.40%today
Payment
$120/mo
$157today
  • 3beds
  • 2baths
  • 1,408sqft

7220 Friendly Rd, Baxter

3730 Brookwood Dr, Cookeville, TN, 38501 — assumable FHA mortgage at 3.60%
FHA
Active
47
$399,900$213,457 equity gap
Rate
3.60%
7.40%today
Payment
$981/mo
$1,494today
  • 3beds
  • 3baths
  • 3,110sqft

3730 Brookwood Dr, Cookeville

361 Bethel Palk Rd, Bloomington Springs, TN, 38545 — assumable VA mortgage at 3.64%
VA
Active
55
$664,995$341,973 equity gap
Rate
3.64%
7.40%today
Payment
$1,706/mo
$2,585today
  • 4beds
  • 3baths
  • 3,060sqft

361 Bethel Palk Rd, Bloomington Springs

3911 Kings Ct, Cookeville, TN, 38501 — assumable FHA mortgage at 5.78%
FHA
Active
21
$319,900$51,512 equity gap
Rate
5.78%
7.40%today
Payment
$1,667/mo
$1,971today
  • 3beds
  • 2baths
  • 1,592sqft

3911 Kings Ct, Cookeville

2408 Magnolia Dr, Cookeville, TN, 38506 — assumable FHA mortgage at 6.19%
FHA
Active
25
$388,900$25,011 equity gap
Rate
6.19%
7.40%today
Payment
$2,246/mo
$2,542today
  • 3beds
  • 3baths
  • 2,136sqft

2408 Magnolia Dr, Cookeville

1400 Village Loop, Cookeville, TN, 38501 — assumable FHA mortgage at 6.39%
FHA
Active
39
$348,000$18,612 equity gap
Rate
6.39%
7.40%today
Payment
$2,141/mo
$2,373today
  • 3beds
  • 2baths
  • 1,475sqft

1400 Village Loop, Cookeville

218 Crossgrain Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 6.74%
FHA
Active
48
$425,000$30,066 equity gap
Rate
6.74%
7.40%today
Payment
$2,627/mo
$2,808today
  • 5beds
  • 3baths
  • 2,556sqft

218 Crossgrain Rd, Cookeville

191 Dale Mires Ln, Baxter, TN, 38544 — assumable FHA mortgage at 6.78%
FHA
Active
42
$254,900$22,038 equity gap
Rate
6.78%
7.40%today
Payment
$1,549/mo
$1,648today
  • 3beds
  • 3baths
  • 1,536sqft

191 Dale Mires Ln, Baxter

2617 Spring Arbor Ct, Cookeville, TN, 38501 — assumable FHA mortgage at 6.81%
FHA
Active
32
$434,000$28,086 equity gap
Rate
6.81%
7.40%today
Payment
$2,742/mo
$2,909today
  • 3beds
  • 2baths
  • 2,452sqft

2617 Spring Arbor Ct, Cookeville

2960 West Haven Dr, Cookeville, TN, 38501 — assumable FHA mortgage at 6.63%
FHA
Active
22
$344,900$46,313 equity gap
Rate
6.63%
7.40%today
Payment
$2,086/mo
$2,236today
  • 3beds
  • 2baths
  • 1,575sqft

2960 West Haven Dr, Cookeville

1057 West Cemetery Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 6.71%
FHA
Active
32
$455,000$52,094 equity gap
Rate
6.71%
7.40%today
Payment
$2,696/mo
$2,889today
  • 4beds
  • 3baths
  • 2,564sqft

1057 West Cemetery Rd, Cookeville

3754 Shady Oak Circle, Cookeville, TN, 38501 — assumable VA mortgage at 6.49%
VA
Active
36
$349,900$73,864 equity gap
Rate
6.49%
7.40%today
Payment
$1,825/mo
$2,001today
  • 5beds
  • 2baths
  • 2,688sqft

3754 Shady Oak Circle, Cookeville

266 Bangham Rd, Cookeville, TN, 38501 — assumable VA mortgage at 6.95%
VA
Active
39
$309,900$80,089 equity gap
Rate
6.95%
7.40%today
Payment
$1,554/mo
$1,626today
  • 3beds
  • 3baths
  • 1,936sqft

266 Bangham Rd, Cookeville

3944 Crawford Rd, Silver Point, TN, 38582 — assumable FHA mortgage at 5.62%
FHA
Active
14
$111,499$70,793 equity gap
Rate
5.62%
7.40%today
Payment
$450/mo
$541today
  • —beds
  • —baths
  • —sqft

3944 Crawford Rd, Silver Point

256 Enigma Rd, Chestnut Mound, TN, 38552 — assumable VA mortgage at 6.08%
VA
Active
28
$425,000$145,196 equity gap
Rate
6.08%
7.40%today
Payment
$1,729/mo
$1,980today
  • 2beds
  • 2baths
  • 1,405sqft

256 Enigma Rd, Chestnut Mound

605 Timber Ln, Cookeville, TN, 38501 — assumable VA mortgage at 6.67%
VA
Active
35
$545,000$168,445 equity gap
Rate
6.67%
7.40%today
Payment
$2,496/mo
$2,686today
  • 5beds
  • 3baths
  • 3,078sqft

605 Timber Ln, Cookeville

1100 Main St, Baxter, TN, 38544 — assumable FHA mortgage at 6.39%
FHA
Active
$550,000$291,798 equity gap
Rate
6.39%
7.40%today
Payment
$1,678/mo
$1,860today
  • 4beds
  • 3baths
  • 2,544sqft

1100 Main St, Baxter

3901 Walnut Grove Rd, Cookeville, TN, 38506 — assumable VA mortgage at 6.81%
VA
Active
31
$359,900$197,807 equity gap
Rate
6.81%
7.40%today
Payment
$1,076/mo
$1,142today
  • 3beds
  • 2baths
  • 1,340sqft

3901 Walnut Grove Rd, Cookeville

665 Julia Dr, Cookeville, TN, 38506 — assumable VA mortgage at 6.85%
VA
Active
47
$419,000$195,155 equity gap
Rate
6.85%
7.40%today
Payment
$1,489/mo
$1,574today
  • 4beds
  • 3baths
  • 2,436sqft

665 Julia Dr, Cookeville

Assuming a mortgage in Baxter

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$450 /mo
Median cash to assume
$80,089
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Beaston Group logo

Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe