Chris Prendergast

Chris Prendergast

Assumable homes for sale in Belleair, FL

15 homesVA & FHA loansrates from 2.90% vs 7.40% today

Belleair assumption guide
2174 19TH Avenue, Largo, FL, 33774 — assumable VA mortgage at 2.90%
VA
Active
33
$359,900$98,817 equity gap
Rate
2.90%
7.40%today
Payment
$1,225/mo
$2,037today
  • 3beds
  • 2baths
  • 1,224sqft

2174 19TH Avenue, Largo

1706 BELLEAIR FOREST Drive #244, Belleair, FL, 33756 — assumable FHA mortgage at 2.94%
FHA
Active
32
$140,000$31,126 equity gap
Rate
2.94%
7.40%today
Payment
$518/mo
$857today
  • 1beds
  • 1baths
  • 945sqft

1706 BELLEAIR FOREST Drive #244, Belleair

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,392 equity gap
Rate
4.00%
7.40%today
Payment
$1,523/mo
$2,209today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
42
$320,000$100,110 equity gap
Rate
3.05%
7.40%today
Payment
$1,042/mo
$1,700today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

1779 AVON Lane, Largo, FL, 33756 — assumable FHA mortgage at 3.56%
FHA
Active
54
$399,000$121,546 equity gap
Rate
3.56%
7.40%today
Payment
$1,381/mo
$2,113today
  • 3beds
  • 2baths
  • 1,339sqft

1779 AVON Lane, Largo

1655 HIGHLAND Avenue #I379, Clearwater, FL, 33756 — assumable VA mortgage at 4.00%
VA
Active
53
$299,995$299,995 equity gap
Rate
4.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,600sqft

1655 HIGHLAND Avenue #I379, Clearwater

1650 12TH Street, Largo, FL, 33778 — assumable VA mortgage at 6.18%
VA
Active
42
$410,000Potential short sale
Rate
6.18%
7.40%today
Payment
$2,506/mo
$2,839today
  • 3beds
  • 2baths
  • 1,500sqft

1650 12TH Street, Largo

1951 TAYLOR LAKE Circle, Seminole, FL, 33778 — assumable VA mortgage at 5.55%
VA
Active
34
$400,000$59,633 equity gap
Rate
5.55%
7.40%today
Payment
$2,057/mo
$2,495today
  • 4beds
  • 2baths
  • 1,373sqft

1951 TAYLOR LAKE Circle, Seminole

1700 TROTTER Road, Largo, FL, 33774 — assumable VA mortgage at 6.81%
VA
Active
26
$297,000$24,361 equity gap
Rate
6.81%
7.40%today
Payment
$1,842/mo
$1,954today
  • 2beds
  • 3baths
  • 736sqft

1700 TROTTER Road, Largo

1773 EZELLE Avenue, Largo, FL, 33770 — assumable VA mortgage at 6.35%
VA
Active
26
$349,000$52,287 equity gap
Rate
6.35%
7.40%today
Payment
$1,864/mo
$2,074today
  • 2beds
  • 1baths
  • 850sqft

1773 EZELLE Avenue, Largo

821 JACARANDA Drive, Largo, FL, 33770 — assumable VA mortgage at 6.73%
VA
Active
37
$825,000$134,915 equity gap
Rate
6.73%
7.40%today
Payment
$4,563/mo
$4,881today
  • 4beds
  • 3baths
  • 1,767sqft

821 JACARANDA Drive, Largo

604 MCLENNAN Street, Clearwater, FL, 33756 — assumable FHA mortgage at 7.50%
FHA
Active
26
$385,000$57,725 equity gap
Rate
7.50%
7.40%today
Payment
$2,350/mo
$2,327today
  • 2beds
  • 2baths
  • 1,120sqft

604 MCLENNAN Street, Clearwater

1655 HIGHLAND Avenue #B110, Clearwater, FL, 33756 — assumable VA mortgage at 5.30%
VA
Active
100
$199,000$96,024 equity gap
Rate
5.30%
7.40%today
Payment
$611/mo
$761today
  • 2beds
  • 2baths
  • 1,270sqft

1655 HIGHLAND Avenue #B110, Clearwater

3298 21ST Avenue, Largo, FL, 33774 — assumable FHA mortgage at 6.37%
FHA
Active
58
$499,000$232,188 equity gap
Rate
6.37%
7.40%today
Payment
$27,466/mo
$27,618today
  • 5beds
  • 3baths
  • 2,652sqft

3298 21ST Avenue, Largo

407 OCEAN Court, Largo, FL, 33756 — assumable FHA mortgage at 8.39%
FHA
Active
33
$399,900$400,478 equity gap
Rate
8.39%
7.40%today
Payment
$578/mo
$526today
  • 3beds
  • 2baths
  • 1,286sqft

407 OCEAN Court, Largo

Assuming a mortgage in Belleair

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$518 /mo
Median cash to assume
$96,024
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.