Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Butner, NC

24 homesFHA & VA loansrates from 2.81% vs 7.40% today

Butner assumption guide
108 Cedar Street, Butner, NC, 27509 — assumable FHA mortgage at 3.45%
FHA
Active
28
$347,500$66,598 equity gap
Rate
3.45%
7.40%today
Payment
$1,379/mo
$2,139today
  • 3beds
  • 3baths
  • 1,514sqft

108 Cedar Street, Butner

611 Flagstone Way, Durham, NC, 27712 — assumable FHA mortgage at 2.86%
FHA
Active
31
$525,000$128,005 equity gap
Rate
2.86%
7.40%today
Payment
$1,841/mo
$3,079today
  • 4beds
  • 3baths
  • 2,484sqft

611 Flagstone Way, Durham

1007 Bent Willow Drive, Durham, NC, 27704 — assumable FHA mortgage at 3.09%
FHA
Active
25
$359,900$84,221 equity gap
Rate
3.09%
7.40%today
Payment
$1,309/mo
$2,125today
  • 4beds
  • 3baths
  • 1,723sqft

1007 Bent Willow Drive, Durham

1008 Bridgewater Drive, Durham, NC, 27704 — assumable VA mortgage at 3.11%
VA
Active
32
$412,000$99,340 equity gap
Rate
3.11%
7.40%today
Payment
$1,484/mo
$2,404today
  • 4beds
  • 3baths
  • 2,230sqft

1008 Bridgewater Drive, Durham

4122 Lady Slipper Lane, Durham, NC, 27704 — assumable VA mortgage at 2.81%
VA
Active
47
$349,900$147,790 equity gap
Rate
2.81%
7.40%today
Payment
$959/mo
$1,613today
  • 4beds
  • 3baths
  • 1,857sqft

4122 Lady Slipper Lane, Durham

3308 Shaftsbury Street, Durham, NC, 27704 — assumable VA mortgage at 2.90%
VA
Active
36
$450,000$248,553 equity gap
Rate
2.90%
7.40%today
Payment
$945/mo
$1,572today
  • 4beds
  • 3baths
  • 2,301sqft

3308 Shaftsbury Street, Durham

817 Briana Drive, Durham, NC, 27712 — assumable VA mortgage at 3.11%
VA
Active
30
$474,900$208,324 equity gap
Rate
3.11%
7.40%today
Payment
$1,266/mo
$2,049today
  • 5beds
  • 4baths
  • 2,780sqft

817 Briana Drive, Durham

2656 Bowden Drive, Creedmoor, NC, 27522 — assumable VA mortgage at 3.18%
VA
Active
26
$319,900$130,202 equity gap
Rate
3.18%
7.40%today
Payment
$945/mo
$1,516today
  • 3beds
  • 2baths
  • 1,517sqft

2656 Bowden Drive, Creedmoor

2741 Dillon Court, Creedmoor, NC, 27522 — assumable VA mortgage at 3.25%
VA
Active
50
$329,900$198,227 equity gap
Rate
3.25%
7.40%today
Payment
$745/mo
$1,185today
  • 3beds
  • 2baths
  • 1,512sqft

2741 Dillon Court, Creedmoor

310 Northcliff Drive, Durham, NC, 27712 — assumable FHA mortgage at 3.50%
FHA
Active
48
$395,000$278,545 equity gap
Rate
3.50%
7.40%today
Payment
$638/mo
$964today
  • 3beds
  • 3baths
  • 1,680sqft

310 Northcliff Drive, Durham

5803 Whispering Meadow Lane, Durham, NC, 27712 — assumable FHA mortgage at 3.56%
FHA
Active
36
$399,000$293,050 equity gap
Rate
3.56%
7.40%today
Payment
$722/mo
$1,105today
  • 3beds
  • 3baths
  • 2,211sqft

5803 Whispering Meadow Lane, Durham

4007 Lush Grove Drive, Durham, NC, 27704 — assumable FHA mortgage at 5.22%
FHA
Active
33
$294,900$19,057 equity gap
Rate
5.22%
7.40%today
Payment
$1,613/mo
$2,029today
  • 3beds
  • 3baths
  • 1,620sqft

4007 Lush Grove Drive, Durham

1105 Lake Ridge Drive, Creedmoor, NC, 27522 — assumable FHA mortgage at 5.10%
FHA
Active
40
$375,000$63,962 equity gap
Rate
5.10%
7.40%today
Payment
$1,807/mo
$2,305today
  • 3beds
  • 2baths
  • 1,370sqft

1105 Lake Ridge Drive, Creedmoor

2060 Ferbow Street, Creedmoor, NC, 27522 — assumable FHA mortgage at 3.92%
FHA
Active
22
$292,000$209,338 equity gap
Rate
3.92%
7.40%today
Payment
$589/mo
$863today
  • 3beds
  • 2baths
  • 1,273sqft

2060 Ferbow Street, Creedmoor

700 Carver Street, Durham, NC, 27704 — assumable VA mortgage at 4.07%
VA
Active
21
$375,000$210,900 equity gap
Rate
4.07%
7.40%today
Payment
$608/mo
$1,064today
  • 3beds
  • 2baths
  • 1,734sqft

700 Carver Street, Durham

104 Averly Court, Stem, NC, 27581 — assumable FHA mortgage at 6.17%
FHA
Active
$339,000$12,791 equity gap
Rate
6.17%
7.40%today
Payment
$2,007/mo
$2,276today
  • 3beds
  • 2baths
  • 1,497sqft

104 Averly Court, Stem

4125 Trevino Drive, Durham, NC, 27704 — assumable VA mortgage at 6.27%
VA
Active
30
$329,000Potential short sale
Rate
6.27%
7.40%today
Payment
$2,134/mo
$2,395today
  • 3beds
  • 3baths
  • 2,093sqft

4125 Trevino Drive, Durham

3214 Bruce Garner Road, Creedmoor, NC, 27522 — assumable VA mortgage at 6.84%
VA
Active
56
$777,000$15,748 equity gap
Rate
6.84%
7.40%today
Payment
$5,074/mo
$5,367today
  • 3beds
  • 3baths
  • 3,164sqft

3214 Bruce Garner Road, Creedmoor

2512 Sundial Circle, Durham, NC, 27704 — assumable FHA mortgage at 4.37%
FHA
Active
25
$349,000$290,811 equity gap
Rate
4.37%
7.40%today
Payment
$392/mo
$544today
  • 3beds
  • 2baths
  • 1,391sqft

2512 Sundial Circle, Durham

405 Lookout Point, Rougemont, NC, 27572 — assumable FHA mortgage at 6.76%
FHA
Active
62
$665,000$50,330 equity gap
Rate
6.76%
7.40%today
Payment
$4,041/mo
$4,310today
  • 4beds
  • 5baths
  • 3,515sqft

405 Lookout Point, Rougemont

2660 Bowden Drive, Creedmoor, NC, 27522 — assumable FHA mortgage at 6.81%
FHA
Active
37
$315,000$49,547 equity gap
Rate
6.81%
7.40%today
Payment
$1,756/mo
$1,863today
  • 3beds
  • 2baths
  • 1,567sqft

2660 Bowden Drive, Creedmoor

1986 Sugar Hill Drive, Creedmoor, NC, 27522 — assumable FHA mortgage at 7.31%
FHA
Active
21
$372,000$68,130 equity gap
Rate
7.31%
7.40%today
Payment
$2,307/mo
$2,325today
  • 3beds
  • 2baths
  • 1,835sqft

1986 Sugar Hill Drive, Creedmoor

1510 Kirkwood Drive, Durham, NC, 27705 — assumable VA mortgage at 5.82%
VA
Active
34
$299,000$228,439 equity gap
Rate
5.82%
7.40%today
Payment
$835/mo
$983today
  • 3beds
  • 2baths
  • 2,151sqft

1510 Kirkwood Drive, Durham

726 Torredge Road, Durham, NC, 27712 — assumable FHA mortgage at 6.14%
FHA
Active
24
$344,900$257,901 equity gap
Rate
6.14%
7.40%today
Payment
$928/mo
$1,056today
  • 3beds
  • 3baths
  • 1,627sqft

726 Torredge Road, Durham

Assuming a mortgage in Butner

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$392 /mo
Median cash to assume
$130,202
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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