Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in California

200 homesVA & FHA loansrates from 2.13% vs 7.40% today

California assumption guide
6089 Ancient Peaks Avenue, Las Vegas, NV, 89141 — assumable VA mortgage at 2.93%
VA
Active
51
$825,000$302,074 equity gap
Rate
2.93%
7.40%today
Payment
$2,455/mo
$4,068today
  • 5beds
  • 4baths
  • 4,027sqft

6089 Ancient Peaks Avenue, Las Vegas

6297 Whispering Creek Street, Las Vegas, NV, 89148 — assumable VA mortgage at 2.77%
VATop pick
Active
47
$499,999Potential short sale
Rate
2.77%
7.40%today
Payment
$2,313/mo
$3,912today
  • 4beds
  • 3baths
  • 3,010sqft

6297 Whispering Creek Street, Las Vegas

10105 Shore Pine Avenue, Las Vegas, NV, 89129 — assumable FHA mortgage at 2.83%
FHATop pick
Active
25
$624,900Potential short sale
Rate
2.83%
7.40%today
Payment
$3,094/mo
$5,193today
  • 4beds
  • 4baths
  • 3,683sqft

10105 Shore Pine Avenue, Las Vegas

801 Yankee Point Way, Oceanside, CA, 92058 — assumable VA mortgage at 2.87%
VATop pick
Active
14
$440,000$22,623 equity gap
Rate
2.87%
7.40%today
Payment
$1,951/mo
$3,258today
  • 2beds
  • 2baths
  • 1,104sqft

801 Yankee Point Way, Oceanside

17939 Highway 94, Dulzura, CA, 91917 — assumable VA mortgage at 2.90%
VATop pick
Active
40
$594,900$28,254 equity gap
Rate
2.90%
7.40%today
Payment
$2,622/mo
$4,362today
  • 3beds
  • 2baths
  • 2,116sqft

17939 Highway 94, Dulzura

42 Via Brida, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 2.99%
FHATop pick
Active
51
$1,039,000Potential short sale
Rate
2.99%
7.40%today
Payment
$5,194/mo
$8,541today
  • 3beds
  • 3baths
  • 1,818sqft

42 Via Brida, Rancho Santa Margarita

5840 Almond Valley Way, Lancaster, CA, 93536 — assumable FHA mortgage at 3.10%
FHATop pick
Active
$460,000Potential short sale
Rate
3.10%
7.40%today
Payment
$2,182/mo
$3,539today
  • 4beds
  • 3baths
  • 2,050sqft

5840 Almond Valley Way, Lancaster

10127 Tumbling Tree Street, Las Vegas, NV, 89183 — assumable FHA mortgage at 3.10%
FHATop pick
Active
7
$320,000Potential short sale
Rate
3.10%
7.40%today
Payment
$1,504/mo
$2,439today
  • 3beds
  • 3baths
  • 1,510sqft

10127 Tumbling Tree Street, Las Vegas

33200 Benner Street, Lake Elsinore, CA, 92530 — assumable VA mortgage at 3.12%
VATop pick
Active
39
$470,000$23,091 equity gap
Rate
3.12%
7.40%today
Payment
$2,124/mo
$3,435today
  • 3beds
  • 2baths
  • 1,699sqft

33200 Benner Street, Lake Elsinore

4812 Saturn Street, Los Angeles, CA, 90019 — assumable FHA mortgage at 3.21%
FHATop pick
Active
35
$2,250,000$83,083 equity gap
Rate
3.21%
7.40%today
Payment
$10,825/mo
$17,310today
  • —beds
  • —baths
  • 5,263sqft

4812 Saturn Street, Los Angeles

6750 Oak Hill Road, Oak Hills, CA, 92344 — assumable VA mortgage at 2.79%
VATop pick
Active
13
$530,000$50,497 equity gap
Rate
2.79%
7.40%today
Payment
$2,253/mo
$3,802today
  • 4beds
  • 3baths
  • 2,332sqft

6750 Oak Hill Road, Oak Hills

792 Grand Country Avenue, North Las Vegas, NV, 89086 — assumable FHA mortgage at 2.87%
FHATop pick
Active
49
$284,500$27,452 equity gap
Rate
2.87%
7.40%today
Payment
$1,199/mo
$2,002today
  • 3beds
  • 2baths
  • 1,781sqft

792 Grand Country Avenue, North Las Vegas

27258 Narrowleaf Willow Lane, Valencia, CA, 91381 — assumable VA mortgage at 2.90%
VATop pick
Active
22
$750,000$71,646 equity gap
Rate
2.90%
7.40%today
Payment
$3,139/mo
$5,222today
  • 3beds
  • 3baths
  • 2,010sqft

27258 Narrowleaf Willow Lane, Valencia

16066 Carrara Lane, Fontana, CA, 92336 — assumable VA mortgage at 3.05%
VATop pick
Active
66
$595,000$52,184 equity gap
Rate
3.05%
7.40%today
Payment
$2,549/mo
$4,159today
  • 3beds
  • 3baths
  • 1,759sqft

16066 Carrara Lane, Fontana

28232 Palm Villa Dr., Menifee, CA, 92584 — assumable VA mortgage at 3.05%
VATop pick
Active
28
$474,999$38,707 equity gap
Rate
3.05%
7.40%today
Payment
$2,049/mo
$3,343today
  • 3beds
  • 2baths
  • 1,299sqft

28232 Palm Villa Dr., Menifee

19546 Kona, Apple Valley, CA, 92307 — assumable FHA mortgage at 3.05%
FHATop pick
Active
14
$395,000$31,304 equity gap
Rate
3.05%
7.40%today
Payment
$1,750/mo
$2,855today
  • 5beds
  • 3baths
  • 2,594sqft

19546 Kona, Apple Valley

8655 Cedar Street, Mohave Valley, AZ, 86440 — assumable VA mortgage at 3.06%
VATop pick
Active
6
$185,000$15,176 equity gap
Rate
3.06%
7.40%today
Payment
$814/mo
$1,327today
  • 3beds
  • 2baths
  • 1,888sqft

8655 Cedar Street, Mohave Valley

146 Starview Place, Boulder Creek, CA, 95006 — assumable FHA mortgage at 3.07%
FHATop pick
Active
12
$85,000Potential short sale
Rate
3.07%
7.40%today
Payment
$533/mo
$868today
  • 3beds
  • 2baths
  • 1,422sqft

146 Starview Place, Boulder Creek

5250 Rainbow Boulevard #2161, Las Vegas, NV, 89118 — assumable FHA mortgage at 3.07%
FHATop pick
Active
20
$200,000$18,119 equity gap
Rate
3.07%
7.40%today
Payment
$860/mo
$1,399today
  • 1beds
  • 1baths
  • 744sqft

5250 Rainbow Boulevard #2161, Las Vegas

7363 Hermosa, Yucca Valley, CA, 92284 — assumable FHA mortgage at 3.10%
FHATop pick
Active
18
$324,900$33,135 equity gap
Rate
3.10%
7.40%today
Payment
$1,384/mo
$2,243today
  • 2beds
  • 2baths
  • 1,255sqft

7363 Hermosa, Yucca Valley

1641 El Camino De Vida, Hollister, CA, 95023 — assumable VA mortgage at 3.10%
VATop pick
Active
52
$859,000$84,615 equity gap
Rate
3.10%
7.40%today
Payment
$3,672/mo
$5,954today
  • 4beds
  • 3baths
  • 2,553sqft

1641 El Camino De Vida, Hollister

6800 Elm Creek Drive #202, Las Vegas, NV, 89108 — assumable VA mortgage at 3.10%
VATop pick
Active
35
$225,000$17,739 equity gap
Rate
3.10%
7.40%today
Payment
$983/mo
$1,594today
  • 2beds
  • 2baths
  • 1,137sqft

6800 Elm Creek Drive #202, Las Vegas

728 Emerson Creek Court, North Las Vegas, NV, 89084 — assumable VA mortgage at 3.10%
VATop pick
Active
42
$485,000$46,328 equity gap
Rate
3.10%
7.40%today
Payment
$2,076/mo
$3,366today
  • 4beds
  • 3baths
  • 2,648sqft

728 Emerson Creek Court, North Las Vegas

550 15th St. #207, San Diego, CA, 92101 — assumable VA mortgage at 3.12%
VATop pick
Active
19
$374,900$26,547 equity gap
Rate
3.12%
7.40%today
Payment
$1,652/mo
$2,672today
  • —beds
  • 1baths
  • 526sqft

550 15th St. #207, San Diego

3593 Cougar Canyon, Hemet, CA, 92545 — assumable VA mortgage at 3.12%
VATop pick
Active
13
$429,900$43,808 equity gap
Rate
3.12%
7.40%today
Payment
$1,835/mo
$2,968today
  • 3beds
  • 2baths
  • 1,336sqft

3593 Cougar Canyon, Hemet

1029 Spotted Saddle Street, Henderson, NV, 89015 — assumable VA mortgage at 3.14%
VATop pick
Active
40
$365,000$36,212 equity gap
Rate
3.14%
7.40%today
Payment
$1,573/mo
$2,509today
  • 3beds
  • 3baths
  • 1,650sqft

1029 Spotted Saddle Street, Henderson

61186 Sespe Street, Landers, CA, 92285 — assumable FHA mortgage at 3.45%
FHATop pick
Active
55
$395,000Potential short sale
Rate
3.45%
7.40%today
Payment
$1,941/mo
$3,012today
  • 3beds
  • 3baths
  • 1,676sqft

61186 Sespe Street, Landers

2377 Felipe Drive, Bullhead City, AZ, 86442 — assumable VA mortgage at 3.47%
VATop pick
Active
17
$95,000Potential short sale
Rate
3.47%
7.40%today
Payment
$563/mo
$871today
  • —beds
  • —baths
  • —sqft

2377 Felipe Drive, Bullhead City

338 Magnolia Street, Compton, CA, 90220 — assumable FHA mortgage at 2.24%
FHA
Active
5
$885,000$162,889 equity gap
Rate
2.24%
7.40%today
Payment
$3,092/mo
$5,609today
  • —beds
  • —baths
  • 2,360sqft

338 Magnolia Street, Compton

4425 Oak Tree Way, Hemet, CA, 92545 — assumable VA mortgage at 2.49%
VA
Active
54
$600,000$103,174 equity gap
Rate
2.49%
7.40%today
Payment
$2,200/mo
$3,860today
  • 5beds
  • 3baths
  • 3,127sqft

4425 Oak Tree Way, Hemet

9054 Hilverson Avenue, Las Vegas, NV, 89148 — assumable FHA mortgage at 2.62%
FHA
Active
23
$365,000$46,074 equity gap
Rate
2.62%
7.40%today
Payment
$1,427/mo
$2,461today
  • 3beds
  • 3baths
  • 1,390sqft

9054 Hilverson Avenue, Las Vegas

37612 Limelight, Palmdale, CA, 93551 — assumable FHA mortgage at 2.67%
FHA
Active
48
$539,999$104,445 equity gap
Rate
2.67%
7.40%today
Payment
$2,015/mo
$3,454today
  • 4beds
  • 3baths
  • 2,328sqft

37612 Limelight, Palmdale

3827 Grant Street #47, Corona, CA, 92879 — assumable VA mortgage at 2.73%
VA
Active
14
$549,000$100,741 equity gap
Rate
2.73%
7.40%today
Payment
$2,083/mo
$3,542today
  • 3beds
  • 3baths
  • 1,356sqft

3827 Grant Street #47, Corona

7612 Linton Street, North Las Vegas, NV, 89084 — assumable VA mortgage at 2.75%
VA
Active
61
$550,000$93,477 equity gap
Rate
2.75%
7.40%today
Payment
$2,082/mo
$3,531today
  • 4beds
  • 3baths
  • 2,906sqft

7612 Linton Street, North Las Vegas

155 Rosewood Street, Fillmore, CA, 93015 — assumable VA mortgage at 2.77%
VA
Active
34
$620,000$102,982 equity gap
Rate
2.77%
7.40%today
Payment
$2,374/mo
$4,016today
  • 4beds
  • 3baths
  • 1,742sqft

155 Rosewood Street, Fillmore

9155 Cedros Avenue #12, Panorama City, CA, 91402 — assumable FHA mortgage at 2.77%
FHA
Active
34
$650,000$104,096 equity gap
Rate
2.77%
7.40%today
Payment
$2,512/mo
$4,250today
  • 4beds
  • 3baths
  • 1,893sqft

9155 Cedros Avenue #12, Panorama City

Assuming a mortgage in California

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 1 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.13%
Lowest existing payment
$510 /mo
Median cash to assume
$83,652
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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