Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Caldwell, ID

12 homesFHA & VA loansrates from 2.84% vs 7.40% today

Caldwell assumption guide
11761 Penobscot St, Caldwell, ID, 83605 — assumable FHA mortgage at 2.96%
FHA
Active
33
$409,900$52,126 equity gap
Rate
2.96%
7.40%today
Payment
$1,697/mo
$2,801today
  • 4beds
  • 2baths
  • 1,696sqft

11761 Penobscot St, Caldwell

2309 Carter Ct, Caldwell, ID, 83605 — assumable FHA mortgage at 2.98%
FHA
Active
7
$330,000$58,051 equity gap
Rate
2.98%
7.40%today
Payment
$1,290/mo
$2,123today
  • 3beds
  • 2baths
  • 1,211sqft

2309 Carter Ct, Caldwell

11883 Tidewater Street, Caldwell, ID, 83605 — assumable VA mortgage at 3.15%
VA
Active
38
$335,000$123,503 equity gap
Rate
3.15%
7.40%today
Payment
$1,052/mo
$1,696today
  • 3beds
  • 2baths
  • 1,411sqft

11883 Tidewater Street, Caldwell

20535 Hancock Ave, Caldwell, ID, 83605 — assumable VA mortgage at 2.84%
VA
Active
43
$365,000$149,227 equity gap
Rate
2.84%
7.40%today
Payment
$1,024/mo
$1,717today
  • 4beds
  • 2baths
  • 1,506sqft

20535 Hancock Ave, Caldwell

3201 Windward St, Caldwell, ID, 83605 — assumable FHA mortgage at 3.45%
FHA
Active
5
$349,900$109,987 equity gap
Rate
3.45%
7.40%today
Payment
$1,240/mo
$1,924today
  • 5beds
  • 3baths
  • 2,751sqft

3201 Windward St, Caldwell

11969 Sandpiper Ct, Caldwell, ID, 83605 — assumable VA mortgage at 3.50%
VA
Active
49
$437,000$267,170 equity gap
Rate
3.50%
7.40%today
Payment
$979/mo
$1,510today
  • 4beds
  • 3baths
  • 1,934sqft

11969 Sandpiper Ct, Caldwell

2319 Polk St, Caldwell, ID, 83605 — assumable VA mortgage at 3.89%
VA
Active
20
$350,000Potential short sale
Rate
3.89%
7.40%today
Payment
$1,952/mo
$2,869today
  • 4beds
  • 2baths
  • 990sqft

2319 Polk St, Caldwell

3116 Mariah Ct., Caldwell, ID, 83605 — assumable FHA mortgage at 3.99%
FHA
Active
17
$345,000$314,654 equity gap
Rate
3.99%
7.40%today
Payment
$221/mo
$321today
  • 3beds
  • 2baths
  • 1,404sqft

3116 Mariah Ct., Caldwell

1521 Plateau Ave, Caldwell, ID, 83605 — assumable FHA mortgage at 6.81%
FHA
Active
16
$295,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,033/mo
$2,156today
  • 3beds
  • 1baths
  • 1,008sqft

1521 Plateau Ave, Caldwell

705 N 9th Ave, Caldwell, ID, 83605 — assumable FHA mortgage at 6.63%
FHA
Active
25
$299,880$31,897 equity gap
Rate
6.63%
7.40%today
Payment
$1,742/mo
$1,883today
  • 2beds
  • 1baths
  • 728sqft

705 N 9th Ave, Caldwell

2110 Glenn Way, Caldwell, ID, 83605 — assumable VA mortgage at 5.78%
VA
Active
38
$324,500$216,080 equity gap
Rate
5.78%
7.40%today
Payment
$673/mo
$796today
  • 2beds
  • 2baths
  • 1,016sqft

2110 Glenn Way, Caldwell

3113 Woodbridge St, Caldwell, ID, 83605 — assumable FHA mortgage at 7.79%
FHA
Active
39
$390,000$379,465 equity gap
Rate
7.79%
7.40%today
Payment
$79/mo
$76today
  • 4beds
  • 3baths
  • 1,649sqft

3113 Woodbridge St, Caldwell

Assuming a mortgage in Caldwell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$673 /mo
Median cash to assume
$136,365
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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