Chris Prendergast

Chris Prendergast

Assumable homes for sale in Chapel Hill, TN

10 homesFHA & VA loansrates from 2.34% vs 7.40% today

Chapel Hill assumption guide
432 Lauren Ln, Chapel Hill, TN, 37034 — assumable FHA mortgage at 2.84%
FHA
Active
20
$330,000$107,969 equity gap
Rate
2.84%
7.40%today
Payment
$1,054/mo
$1,767today
  • 3beds
  • 2baths
  • 1,481sqft

432 Lauren Ln, Chapel Hill

1504 Chestnut Cove Rd, Chapel Hill, TN, 37034 — assumable FHA mortgage at 2.34%
FHA
Active
43
$400,000$277,536 equity gap
Rate
2.34%
7.40%today
Payment
$1,181/mo
$1,650today
  • 3beds
  • 3baths
  • 2,197sqft

1504 Chestnut Cove Rd, Chapel Hill

1361 Volunteer Ln, Lewisburg, TN, 37091 — assumable FHA mortgage at 3.49%
FHA
Active
73
$395,000$218,645 equity gap
Rate
3.49%
7.40%today
Payment
$953/mo
$1,457today
  • 3beds
  • 2baths
  • 1,683sqft

1361 Volunteer Ln, Lewisburg

106 Tara Dr, Unionville, TN, 37180 — assumable VA mortgage at 3.56%
VA
Active
44
$674,999$501,804 equity gap
Rate
3.56%
7.40%today
Payment
$916/mo
$1,401today
  • 4beds
  • 3baths
  • 3,225sqft

106 Tara Dr, Unionville

312 Spring Creek St, Chapel Hill, TN, 37034 — assumable VA mortgage at 3.73%
VA
Active
45
$325,000$152,556 equity gap
Rate
3.73%
7.40%today
Payment
$921/mo
$1,380today
  • 3beds
  • 2baths
  • 1,278sqft

312 Spring Creek St, Chapel Hill

5242 Lunns Store Rd, Chapel Hill, TN, 37034 — assumable FHA mortgage at 3.85%
FHA
Active
45
$649,900$506,332 equity gap
Rate
3.85%
7.40%today
Payment
$825/mo
$1,219today
  • 3beds
  • 2baths
  • 2,304sqft

5242 Lunns Store Rd, Chapel Hill

803 Taylor Dr, Chapel Hill, TN, 37034 — assumable FHA mortgage at 6.63%
FHA
Active
30
$258,000Potential short sale
Rate
6.63%
7.40%today
Payment
$1,695/mo
$1,832today
  • 3beds
  • 3baths
  • 1,151sqft

803 Taylor Dr, Chapel Hill

318 Cayenne Rd, Bell Buckle, TN, 37020 — assumable FHA mortgage at 7.12%
FHA
Active
24
$339,000$31,480 equity gap
Rate
7.12%
7.40%today
Payment
$2,135/mo
$2,195today
  • 3beds
  • 2baths
  • 1,237sqft

318 Cayenne Rd, Bell Buckle

5247 Flat Creek Rd, Spring Hill, TN, 37174 — assumable VA mortgage at 6.72%
VA
Active
61
$2,649,000$845,561 equity gap
Rate
6.72%
7.40%today
Payment
$11,962/mo
$12,809today
  • 3beds
  • 4baths
  • 2,534sqft

5247 Flat Creek Rd, Spring Hill

5474 Creek View Rd, Columbia, TN, 38401 — assumable FHA mortgage at 6.76%
FHA
Active
58
$825,000$519,541 equity gap
Rate
6.76%
7.40%today
Payment
$2,008/mo
$2,142today
  • 4beds
  • 4baths
  • 2,760sqft

5474 Creek View Rd, Columbia

Assuming a mortgage in Chapel Hill

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.34%
Lowest existing payment
$825 /mo
Median cash to assume
$277,536
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.