Chris Prendergast

Chris Prendergast

Assumable homes for sale in Chattanooga, TN

7 homesFHA & VA loansrates from 4.30% vs 7.40% today

Chattanooga assumption guide
2427 Leann Cir, Chattanooga, TN, 37406 — assumable FHA mortgage at 4.30%
FHA
Active
23
$275,000$184,081 equity gap
Rate
4.30%
7.40%today
Payment
$554/mo
$775today
  • 3beds
  • 2baths
  • 1,156sqft

2427 Leann Cir, Chattanooga

3007 Curtis Street, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.44%
FHA
Active
30
$269,900$21,679 equity gap
Rate
6.44%
7.40%today
Payment
$1,591/mo
$1,754today
  • 3beds
  • 3baths
  • 1,288sqft

3007 Curtis Street, Chattanooga

3303 Taylor Street, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.76%
FHA
Active
24
$259,500$17,093 equity gap
Rate
6.76%
7.40%today
Payment
$1,594/mo
$1,700today
  • 3beds
  • 3baths
  • 1,296sqft

3303 Taylor Street, Chattanooga

3915 Meadow Lane, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.13%
FHA
Active
31
$287,000$32,660 equity gap
Rate
6.13%
7.40%today
Payment
$1,618/mo
$1,842today
  • 3beds
  • 3baths
  • 1,236sqft

3915 Meadow Lane, Chattanooga

2628 N Beech Street, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.63%
FHA
Active
29
$239,900$31,335 equity gap
Rate
6.63%
7.40%today
Payment
$1,374/mo
$1,485today
  • 3beds
  • 2baths
  • 1,026sqft

2628 N Beech Street, Chattanooga

3805 Rollingwood Drive, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.87%
FHA
Active
67
$339,900$37,575 equity gap
Rate
6.87%
7.40%today
Payment
$2,031/mo
$2,141today
  • 3beds
  • 3baths
  • 2,862sqft

3805 Rollingwood Drive, Chattanooga

3111 Riverside Dr, Chattanooga, TN, 37406 — assumable VA mortgage at 5.78%
VA
Active
11
$142,500$49,430 equity gap
Rate
5.78%
7.40%today
Payment
$578/mo
$684today
  • 2beds
  • 1baths
  • 964sqft

3111 Riverside Dr, Chattanooga

Assuming a mortgage in Chattanooga

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
4.30%
Lowest existing payment
$554 /mo
Median cash to assume
$32,660
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.