Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Clayton, NC

115 homesFHA & VA loansrates from 2.39% vs 7.40% today

Clayton assumption guide
6200 Saltville Court, Raleigh, NC, 27610 — assumable VA mortgage at 2.98%
VA
Active
17
$315,000$35,222 equity gap
Rate
2.98%
7.40%today
Payment
$1,312/mo
$2,160today
  • 3beds
  • 3baths
  • 1,703sqft

6200 Saltville Court, Raleigh

80 Raven Hill Court, Clayton, NC, 27520 — assumable VA mortgage at 2.71%
VA
Active
32
$350,000$101,760 equity gap
Rate
2.71%
7.40%today
Payment
$1,159/mo
$1,976today
  • 3beds
  • 3baths
  • 2,564sqft

80 Raven Hill Court, Clayton

55 Needham Lane, Clayton, NC, 27527 — assumable VA mortgage at 2.80%
VA
Active
46
$459,900$120,090 equity gap
Rate
2.80%
7.40%today
Payment
$1,576/mo
$2,656today
  • 3beds
  • 3baths
  • 2,856sqft

55 Needham Lane, Clayton

115 Lakeview Court, Garner, NC, 27529 — assumable VA mortgage at 2.93%
VA
Active
31
$362,000$90,113 equity gap
Rate
2.93%
7.40%today
Payment
$1,282/mo
$2,125today
  • 3beds
  • 2baths
  • 1,546sqft

115 Lakeview Court, Garner

105 Wicklow Court, Clayton, NC, 27527 — assumable FHA mortgage at 3.05%
FHA
Active
56
$375,000$110,554 equity gap
Rate
3.05%
7.40%today
Payment
$1,250/mo
$2,040today
  • 4beds
  • 3baths
  • 2,263sqft

105 Wicklow Court, Clayton

6600 Bunker Hill Drive, Raleigh, NC, 27610 — assumable FHA mortgage at 3.10%
FHA
Active
26
$365,000$96,188 equity gap
Rate
3.10%
7.40%today
Payment
$1,272/mo
$2,063today
  • 3beds
  • 3baths
  • 2,112sqft

6600 Bunker Hill Drive, Raleigh

115 Rivercamp Street, Clayton, NC, 27527 — assumable VA mortgage at 2.75%
VA
Active
36
$330,000$101,449 equity gap
Rate
2.75%
7.40%today
Payment
$1,085/mo
$1,840today
  • 3beds
  • 3baths
  • 2,232sqft

115 Rivercamp Street, Clayton

392 Ashpole Trail, Clayton, NC, 27520 — assumable FHA mortgage at 2.97%
FHA
Active
32
$430,000$148,749 equity gap
Rate
2.97%
7.40%today
Payment
$1,338/mo
$2,206today
  • 3beds
  • 3baths
  • 2,750sqft

392 Ashpole Trail, Clayton

40 Ryans Lane, Clayton, NC, 27520 — assumable VA mortgage at 3.01%
VA
Active
41
$449,000$139,250 equity gap
Rate
3.01%
7.40%today
Payment
$1,461/mo
$2,396today
  • 3beds
  • 2baths
  • 2,793sqft

40 Ryans Lane, Clayton

3138 Rendezvous Drive, Raleigh, NC, 27610 — assumable VA mortgage at 2.39%
VA
Active
$349,000$170,436 equity gap
Rate
2.39%
7.40%today
Payment
$797/mo
$1,417today
  • 3beds
  • 3baths
  • 1,964sqft

3138 Rendezvous Drive, Raleigh

3761 Wakefield Lane, Garner, NC, 27529 — assumable FHA mortgage at 2.50%
FHA
Active
49
$429,000$385,020 equity gap
Rate
2.50%
7.40%today
Payment
$178/mo
$312today
  • 2beds
  • 4baths
  • 2,001sqft

3761 Wakefield Lane, Garner

19 Willow Oak Trail, Clayton, NC, 27520 — assumable VA mortgage at 2.65%
VA
Active
50
$496,900$218,694 equity gap
Rate
2.65%
7.40%today
Payment
$1,287/mo
$2,212today
  • 4beds
  • 4baths
  • 3,259sqft

19 Willow Oak Trail, Clayton

176 Gunderson Lane, Garner, NC, 27529 — assumable FHA mortgage at 2.67%
FHA
Active
52
$535,000$233,921 equity gap
Rate
2.67%
7.40%today
Payment
$1,400/mo
$2,399today
  • 5beds
  • 3baths
  • 2,617sqft

176 Gunderson Lane, Garner

444 Streamliner Boulevard, Clayton, NC, 27520 — assumable FHA mortgage at 2.71%
FHA
Active
30
$450,000$178,989 equity gap
Rate
2.71%
7.40%today
Payment
$1,265/mo
$2,157today
  • 4beds
  • 3baths
  • 2,748sqft

444 Streamliner Boulevard, Clayton

115 Trantham Trail, Clayton, NC, 27527 — assumable FHA mortgage at 2.77%
FHA
Active
46
$399,900$375,071 equity gap
Rate
2.77%
7.40%today
Payment
$1,337/mo
$1,813today
  • 3beds
  • 3baths
  • 2,223sqft

115 Trantham Trail, Clayton

468 Lakemont Drive, Clayton, NC, 27520 — assumable VA mortgage at 2.79%
VA
Active
34
$384,900$171,644 equity gap
Rate
2.79%
7.40%today
Payment
$1,002/mo
$1,691today
  • 4beds
  • 3baths
  • 2,148sqft

468 Lakemont Drive, Clayton

11 Baron Court, Garner, NC, 27529 — assumable VA mortgage at 2.79%
VA
Active
59
$399,000$163,494 equity gap
Rate
2.79%
7.40%today
Payment
$1,107/mo
$1,867today
  • 4beds
  • 4baths
  • 3,300sqft

11 Baron Court, Garner

150 English Violet Lane, Raleigh, NC, 27610 — assumable VA mortgage at 2.88%
VA
Active
43
$615,000$363,887 equity gap
Rate
2.88%
7.40%today
Payment
$1,170/mo
$1,951today
  • —beds
  • 3baths
  • 2,740sqft

150 English Violet Lane, Raleigh

100 Farmington Drive, Clayton, NC, 27520 — assumable VA mortgage at 2.88%
VA
Active
$409,000$269,309 equity gap
Rate
2.88%
7.40%today
Payment
$668/mo
$1,113today
  • 4beds
  • 3baths
  • 2,248sqft

100 Farmington Drive, Clayton

10917 Jordan Road, Raleigh, NC, 27603 — assumable VA mortgage at 2.90%
VA
Active
59
$1,750,000$1,149,292 equity gap
Rate
2.90%
7.40%today
Payment
$2,830/mo
$4,708today
  • 4beds
  • 5baths
  • 6,097sqft

10917 Jordan Road, Raleigh

247 Willirene Way, Clayton, NC, 27520 — assumable VA mortgage at 2.93%
VA
Active
58
$600,000$313,591 equity gap
Rate
2.93%
7.40%today
Payment
$1,351/mo
$2,238today
  • 4beds
  • 5baths
  • 3,266sqft

247 Willirene Way, Clayton

115 Cherry Court, Clayton, NC, 27520 — assumable VA mortgage at 2.94%
VA
Active
17
$332,900$193,960 equity gap
Rate
2.94%
7.40%today
Payment
$771/mo
$1,199today
  • 3beds
  • 2baths
  • 1,158sqft

115 Cherry Court, Clayton

46 Richmond Drive, Clayton, NC, 27527 — assumable FHA mortgage at 2.97%
FHA
Active
44
$295,000$289,834 equity gap
Rate
2.97%
7.40%today
Payment
$43/mo
$60today
  • 3beds
  • 2baths
  • 1,254sqft

46 Richmond Drive, Clayton

191 Chatsworth Lane, Clayton, NC, 27527 — assumable VA mortgage at 2.98%
VA
Active
33
$456,499$220,619 equity gap
Rate
2.98%
7.40%today
Payment
$1,148/mo
$1,889today
  • 4beds
  • 3baths
  • 2,923sqft

191 Chatsworth Lane, Clayton

31 Terracotta Way, Wendell, NC, 27591 — assumable VA mortgage at 2.99%
VA
Active
42
$429,000$238,789 equity gap
Rate
2.99%
7.40%today
Payment
$926/mo
$1,523today
  • 4beds
  • 3baths
  • 2,254sqft

31 Terracotta Way, Wendell

27 Needham Lane, Clayton, NC, 27527 — assumable FHA mortgage at 2.99%
FHA
Active
55
$535,000$249,960 equity gap
Rate
2.99%
7.40%today
Payment
$1,388/mo
$2,283today
  • 5beds
  • 3baths
  • 3,557sqft

27 Needham Lane, Clayton

330 Stallings Street, Clayton, NC, 27520 — assumable FHA mortgage at 3.00%
FHA
Active
30
$127,000$127,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 748sqft

330 Stallings Street, Clayton

952 Pony Farm Road, Clayton, NC, 27520 — assumable FHA mortgage at 3.01%
FHA
Active
45
$350,000$333,621 equity gap
Rate
3.01%
7.40%today
Payment
$77/mo
$127today
  • 3beds
  • 2baths
  • 1,496sqft

952 Pony Farm Road, Clayton

167 Great Oak Drive, Garner, NC, 27529 — assumable VA mortgage at 3.10%
VA
Active
55
$415,000$253,427 equity gap
Rate
3.10%
7.40%today
Payment
$768/mo
$1,245today
  • 3beds
  • 3baths
  • 2,376sqft

167 Great Oak Drive, Garner

155 Stephens Timberline View, Clayton, NC, 27520 — assumable VA mortgage at 4.42%
VA
Active
38
$375,000$72,250 equity gap
Rate
4.42%
7.40%today
Payment
$1,643/mo
$2,266today
  • 3beds
  • 3baths
  • 2,507sqft

155 Stephens Timberline View, Clayton

1957 Hilltop Road, Raleigh, NC, 27610 — assumable FHA mortgage at 3.13%
FHA
Active
46
$950,000$924,078 equity gap
Rate
3.13%
7.40%today
Payment
$173/mo
$250today
  • 5beds
  • 5baths
  • 3,836sqft

1957 Hilltop Road, Raleigh

330 Florence Drive, Clayton, NC, 27527 — assumable VA mortgage at 3.18%
VA
Active
98
$425,000$286,115 equity gap
Rate
3.18%
7.40%today
Payment
$676/mo
$1,085today
  • 5beds
  • 3baths
  • 2,867sqft

330 Florence Drive, Clayton

96 Sugar Maple Court, Garner, NC, 27529 — assumable VA mortgage at 3.49%
VA
Active
43
$380,000$135,356 equity gap
Rate
3.49%
7.40%today
Payment
$1,270/mo
$1,960today
  • 4beds
  • 3baths
  • 2,682sqft

96 Sugar Maple Court, Garner

58 Trailblazer Lane, Garner, NC, 27529 — assumable FHA mortgage at 3.21%
FHA
Active
29
$365,000$162,615 equity gap
Rate
3.21%
7.40%today
Payment
$1,040/mo
$1,646today
  • 4beds
  • 3baths
  • 1,866sqft

58 Trailblazer Lane, Garner

105 Aviary Court, Clayton, NC, 27520 — assumable FHA mortgage at 3.24%
FHA
Active
44
$680,000$670,646 equity gap
Rate
3.24%
7.40%today
Payment
$55/mo
$83today
  • 4beds
  • 3baths
  • 3,208sqft

105 Aviary Court, Clayton

174 Wrenwood Drive, Clayton, NC, 27527 — assumable FHA mortgage at 3.56%
FHA
Active
26
$304,900$120,396 equity gap
Rate
3.56%
7.40%today
Payment
$975/mo
$1,493today
  • 3beds
  • 3baths
  • 1,822sqft

174 Wrenwood Drive, Clayton

Assuming a mortgage in Clayton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.39%
Lowest existing payment
$447 /mo
Median cash to assume
$141,570
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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