Chris Prendergast

Chris Prendergast

Assumable homes for sale in Clayton, NC

7 homesVA & FHA loansrates from 2.79% vs 7.40% today

Clayton assumption guide
468 Lakemont Drive, Clayton, NC, 27520 — assumable VA mortgage at 2.79%
VA
Active
34
$384,900$171,644 equity gap
Rate
2.79%
7.40%today
Payment
$1,002/mo
$1,691today
  • 4beds
  • 3baths
  • 2,148sqft

468 Lakemont Drive, Clayton

100 Farmington Drive, Clayton, NC, 27520 — assumable VA mortgage at 2.88%
VA
Active
$409,000$269,309 equity gap
Rate
2.88%
7.40%today
Payment
$668/mo
$1,113today
  • 4beds
  • 3baths
  • 2,248sqft

100 Farmington Drive, Clayton

2008 Satinwood Drive, Clayton, NC, 27520 — assumable VA mortgage at 3.33%
VA
Active
41
$350,000$146,463 equity gap
Rate
3.33%
7.40%today
Payment
$1,034/mo
$1,629today
  • 4beds
  • 3baths
  • 2,076sqft

2008 Satinwood Drive, Clayton

123 Shady Meadows Lane, Clayton, NC, 27520 — assumable VA mortgage at 5.22%
VA
Active
30
$295,000$56,918 equity gap
Rate
5.22%
7.40%today
Payment
$1,394/mo
$1,754today
  • 4beds
  • 2baths
  • 1,710sqft

123 Shady Meadows Lane, Clayton

204 Springwood Place, Clayton, NC, 27520 — assumable FHA mortgage at 4.44%
FHA
Active
32
$365,000$276,215 equity gap
Rate
4.44%
7.40%today
Payment
$708/mo
$974today
  • 3beds
  • 2baths
  • 1,609sqft

204 Springwood Place, Clayton

109 Holly Point Place, Clayton, NC, 27520 — assumable FHA mortgage at 7.08%
FHA
Active
45
$349,900$49,332 equity gap
Rate
7.08%
7.40%today
Payment
$2,101/mo
$2,169today
  • 4beds
  • 3baths
  • 1,796sqft

109 Holly Point Place, Clayton

100 Trailwood Drive, Clayton, NC, 27520 — assumable VA mortgage at 7.22%
VA
Active
26
$358,100$157,007 equity gap
Rate
7.22%
7.40%today
Payment
$1,405/mo
$1,430today
  • 4beds
  • 2baths
  • 1,629sqft

100 Trailwood Drive, Clayton

Assuming a mortgage in Clayton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.79%
Lowest existing payment
$668 /mo
Median cash to assume
$157,007
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.