Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Clayton, NC

21 homesVA & FHA loansrates from 2.80% vs 7.40% today

Clayton assumption guide
55 Needham Lane, Clayton, NC, 27527 — assumable VA mortgage at 2.80%
VA
Active
46
$459,900$120,090 equity gap
Rate
2.80%
7.40%today
Payment
$1,576/mo
$2,656today
  • 3beds
  • 3baths
  • 2,856sqft

55 Needham Lane, Clayton

46 Richmond Drive, Clayton, NC, 27527 — assumable FHA mortgage at 2.97%
FHA
Active
44
$295,000$289,834 equity gap
Rate
2.97%
7.40%today
Payment
$43/mo
$60today
  • 3beds
  • 2baths
  • 1,254sqft

46 Richmond Drive, Clayton

191 Chatsworth Lane, Clayton, NC, 27527 — assumable VA mortgage at 2.98%
VA
Active
33
$456,499$220,619 equity gap
Rate
2.98%
7.40%today
Payment
$1,148/mo
$1,889today
  • 4beds
  • 3baths
  • 2,923sqft

191 Chatsworth Lane, Clayton

27 Needham Lane, Clayton, NC, 27527 — assumable FHA mortgage at 2.99%
FHA
Active
55
$535,000$249,960 equity gap
Rate
2.99%
7.40%today
Payment
$1,388/mo
$2,283today
  • 5beds
  • 3baths
  • 3,557sqft

27 Needham Lane, Clayton

330 Florence Drive, Clayton, NC, 27527 — assumable VA mortgage at 3.18%
VA
Active
98
$425,000$286,115 equity gap
Rate
3.18%
7.40%today
Payment
$676/mo
$1,085today
  • 5beds
  • 3baths
  • 2,867sqft

330 Florence Drive, Clayton

174 Wrenwood Drive, Clayton, NC, 27527 — assumable FHA mortgage at 3.56%
FHA
Active
26
$304,900$120,396 equity gap
Rate
3.56%
7.40%today
Payment
$975/mo
$1,493today
  • 3beds
  • 3baths
  • 1,822sqft

174 Wrenwood Drive, Clayton

119 Bent Willow Drive, Clayton, NC, 27527 — assumable FHA mortgage at 5.22%
FHA
Active
32
$434,000$31,042 equity gap
Rate
5.22%
7.40%today
Payment
$2,356/mo
$2,964today
  • 4beds
  • 3baths
  • 2,567sqft

119 Bent Willow Drive, Clayton

75 Relict Drive, Clayton, NC, 27527 — assumable VA mortgage at 3.73%
VA
Active
26
$375,000$153,388 equity gap
Rate
3.73%
7.40%today
Payment
$1,179/mo
$1,766today
  • 5beds
  • 3baths
  • 2,511sqft

75 Relict Drive, Clayton

80 Purple Trace, Clayton, NC, 27527 — assumable VA mortgage at 4.08%
VA
Active
45
$319,000$118,609 equity gap
Rate
4.08%
7.40%today
Payment
$1,130/mo
$1,624today
  • 3beds
  • 2baths
  • 1,597sqft

80 Purple Trace, Clayton

399 Beckwith Avenue, Clayton, NC, 27527 — assumable VA mortgage at 4.03%
VA
Active
37
$459,900$319,825 equity gap
Rate
4.03%
7.40%today
Payment
$825/mo
$1,192today
  • 3beds
  • 2baths
  • 2,537sqft

399 Beckwith Avenue, Clayton

6 Pathway Drive, Clayton, NC, 27527 — assumable VA mortgage at 6.60%
VA
Active
23
$328,000$20,655 equity gap
Rate
6.60%
7.40%today
Payment
$2,044/mo
$2,216today
  • 3beds
  • 3baths
  • 1,835sqft

6 Pathway Drive, Clayton

47 Prairie Street, Clayton, NC, 27527 — assumable VA mortgage at 7.17%
VA
Active
37
$355,000$35,067 equity gap
Rate
7.17%
7.40%today
Payment
$2,216/mo
$2,268today
  • 3beds
  • 2baths
  • 1,940sqft

47 Prairie Street, Clayton

100 Capanne Court, Clayton, NC, 27527 — assumable FHA mortgage at 6.02%
FHA
Active
50
$455,000$68,825 equity gap
Rate
6.02%
7.40%today
Payment
$2,445/mo
$2,818today
  • 5beds
  • 3baths
  • 2,613sqft

100 Capanne Court, Clayton

90 Ellen Circle, Clayton, NC, 27527 — assumable VA mortgage at 6.30%
VA
Active
24
$468,000$92,033 equity gap
Rate
6.30%
7.40%today
Payment
$2,352/mo
$2,631today
  • 4beds
  • 3baths
  • 2,523sqft

90 Ellen Circle, Clayton

26 Ventasso Drive, Clayton, NC, 27527 — assumable VA mortgage at 6.89%
VA
Active
77
$725,000$126,560 equity gap
Rate
6.89%
7.40%today
Payment
$3,997/mo
$4,206today
  • 4beds
  • 3baths
  • 3,058sqft

26 Ventasso Drive, Clayton

88 Antler Steel Drive, Clayton, NC, 27527 — assumable FHA mortgage at 6.09%
FHA
Active
$364,900$76,467 equity gap
Rate
6.09%
7.40%today
Payment
$1,755/mo
$2,007today
  • 3beds
  • 3baths
  • 1,710sqft

88 Antler Steel Drive, Clayton

58 Arrezzo Drive, Clayton, NC, 27527 — assumable VA mortgage at 6.42%
VA
Active
57
$849,000$220,237 equity gap
Rate
6.42%
7.40%today
Payment
$4,124/mo
$4,555today
  • 4beds
  • 3baths
  • 3,037sqft

58 Arrezzo Drive, Clayton

506 Allesandra Drive, Clayton, NC, 27527 — assumable VA mortgage at 6.50%
VA
Active
82
$899,900$215,277 equity gap
Rate
6.50%
7.40%today
Payment
$4,368/mo
$4,785today
  • 4beds
  • 4baths
  • 3,728sqft

506 Allesandra Drive, Clayton

144 Warm Wind Drive, Clayton, NC, 27527 — assumable VA mortgage at 6.74%
VA
Active
50
$469,900$108,054 equity gap
Rate
6.74%
7.40%today
Payment
$2,407/mo
$2,572today
  • 3beds
  • 2baths
  • 2,097sqft

144 Warm Wind Drive, Clayton

38 District Avenue, Clayton, NC, 27527 — assumable VA mortgage at 6.78%
VA
Active
34
$339,000Potential short sale
Rate
6.78%
7.40%today
Payment
$2,641/mo
$2,811today
  • 3beds
  • 3baths
  • 2,067sqft

38 District Avenue, Clayton

13 Milan Court, Clayton, NC, 27527 — assumable FHA mortgage at 6.81%
FHA
Active
14
$299,000$284,547 equity gap
Rate
6.81%
7.40%today
Payment
$109/mo
$115today
  • 3beds
  • 2baths
  • 1,663sqft

13 Milan Court, Clayton

Assuming a mortgage in Clayton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$676 /mo
Median cash to assume
$123,478
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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