Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Cleveland, TN

11 homesFHA & VA loansrates from 3.50% vs 7.40% today

Cleveland assumption guide
201 Emmett Ave, Cleveland, TN, 37311 — assumable FHA mortgage at 3.50%
FHA
Active
20
$349,900$241,603 equity gap
Rate
3.50%
7.40%today
Payment
$659/mo
$1,016today
  • 3beds
  • 2baths
  • 1,840sqft

201 Emmett Ave, Cleveland

1301 Harrison Pike, Cleveland, TN, 37311 — assumable FHA mortgage at 4.42%
FHA
Active
41
$279,900$70,961 equity gap
Rate
4.42%
7.40%today
Payment
$1,134/mo
$1,564today
  • 3beds
  • 2baths
  • 1,550sqft

1301 Harrison Pike, Cleveland

1080 Wildwood Ave, Cleveland, TN, 37311 — assumable FHA mortgage at 4.03%
FHA
Active
12
$185,000$134,327 equity gap
Rate
4.03%
7.40%today
Payment
$298/mo
$431today
  • 3beds
  • 2baths
  • 980sqft

1080 Wildwood Ave, Cleveland

819 Scenic Drive, Cleveland, TN, 37323 — assumable FHA mortgage at 5.75%
FHA
Active
30
$295,000$23,381 equity gap
Rate
5.75%
7.40%today
Payment
$1,599/mo
$1,897today
  • 4beds
  • 2baths
  • 1,612sqft

819 Scenic Drive, Cleveland

8027 Cobblestone Drive, Cleveland, TN, 37311 — assumable FHA mortgage at 6.39%
FHA
Active
19
$365,000$65,720 equity gap
Rate
6.39%
7.40%today
Payment
$1,946/mo
$2,156today
  • 3beds
  • 3baths
  • 1,815sqft

8027 Cobblestone Drive, Cleveland

2660 Rogers Drive, Cleveland, TN, 37323 — assumable FHA mortgage at 6.61%
FHA
Active
31
$325,000$39,219 equity gap
Rate
6.61%
7.40%today
Payment
$1,883/mo
$2,040today
  • 3beds
  • 2baths
  • 1,392sqft

2660 Rogers Drive, Cleveland

453 Crest Drive, Cleveland, TN, 37311 — assumable FHA mortgage at 6.71%
FHA
Active
18
$210,000$30,076 equity gap
Rate
6.71%
7.40%today
Payment
$1,205/mo
$1,292today
  • 2beds
  • 1baths
  • 802sqft

453 Crest Drive, Cleveland

210 James Avenue, Cleveland, TN, 37311 — assumable FHA mortgage at 6.89%
FHA
Active
40
$539,900$97,938 equity gap
Rate
6.89%
7.40%today
Payment
$2,972/mo
$3,127today
  • 5beds
  • 3baths
  • 3,000sqft

210 James Avenue, Cleveland

1205 14th St, Cleveland, TN, 37311 — assumable FHA mortgage at 8.25%
FHA
Active
37
$219,000$25,298 equity gap
Rate
8.25%
7.40%today
Payment
$1,475/mo
$1,360today
  • 2beds
  • 2baths
  • 816sqft

1205 14th St, Cleveland

195 Stonewood Drive, Cleveland, TN, 37311 — assumable FHA mortgage at 5.62%
FHA
Active
24
$500,777$76,192 equity gap
Rate
5.62%
7.40%today
Payment
$2,456/mo
$2,956today
  • 3beds
  • 2baths
  • 1,724sqft

195 Stonewood Drive, Cleveland

1160 Harrison Pike, Cleveland, TN, 37311 — assumable VA mortgage at 6.27%
VA
Active
100
$699,900$228,501 equity gap
Rate
6.27%
7.40%today
Payment
$3,338/mo
$3,699today
  • 4beds
  • 4baths
  • 3,646sqft

1160 Harrison Pike, Cleveland

Assuming a mortgage in Cleveland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.50%
Lowest existing payment
$659 /mo
Median cash to assume
$70,961
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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