Chris Prendergast

Chris Prendergast

Assumable homes for sale in Cohutta, GA

11 homesVA & FHA loansrates from 2.87% vs 7.40% today

Cohutta assumption guide
9711 Imperial Drive, Ooltewah, TN, 37363 — assumable VA mortgage at 2.87%
VA
Active
78
$434,000$273,099 equity gap
Rate
2.87%
7.40%today
Payment
$770/mo
$1,286today
  • 3beds
  • 2baths
  • 2,276sqft

9711 Imperial Drive, Ooltewah

4881 Cleveland Highway, Cohutta, GA, 30710 — assumable FHA mortgage at 3.92%
FHA
Active
28
$275,000$190,590 equity gap
Rate
3.92%
7.40%today
Payment
$539/mo
$789today
  • 7beds
  • 4baths
  • 3,136sqft

4881 Cleveland Highway, Cohutta

9676 Pecan Springs Circle, Chattanooga, TN, 37421 — assumable VA mortgage at 3.93%
VA
Active
61
$745,000$472,754 equity gap
Rate
3.93%
7.40%today
Payment
$2,469/mo
$3,278today
  • 5beds
  • 5baths
  • 4,071sqft

9676 Pecan Springs Circle, Chattanooga

158 Caldwell Rd, Cleveland, TN, 37323 — assumable FHA mortgage at 4.04%
FHA
Active
23
$244,900$140,146 equity gap
Rate
4.04%
7.40%today
Payment
$661/mo
$954today
  • 3beds
  • 2baths
  • 1,936sqft

158 Caldwell Rd, Cleveland

9449 Lazy Circles Drive, Ooltewah, TN, 37363 — assumable VA mortgage at 6.58%
VA
Active
60
$649,000Potential short sale
Rate
6.58%
7.40%today
Payment
$4,324/mo
$4,697today
  • 4beds
  • 3baths
  • 3,804sqft

9449 Lazy Circles Drive, Ooltewah

351 Broken Arrow Lane, Cleveland, TN, 37311 — assumable VA mortgage at 6.35%
VA
Active
75
$524,900$93,794 equity gap
Rate
6.35%
7.40%today
Payment
$2,708/mo
$3,014today
  • 3beds
  • 3baths
  • 2,345sqft

351 Broken Arrow Lane, Cleveland

4742 Wellesley Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 6.71%
FHA
Active
45
$515,000$55,719 equity gap
Rate
6.71%
7.40%today
Payment
$3,076/mo
$3,297today
  • 4beds
  • 4baths
  • 3,189sqft

4742 Wellesley Drive, Ooltewah

1006 Highway 2, Crandall, GA, 30711 — assumable VA mortgage at 6.39%
VA
Active
46
$549,999$213,968 equity gap
Rate
6.39%
7.40%today
Payment
$2,187/mo
$2,423today
  • 6beds
  • 4baths
  • 1,960sqft

1006 Highway 2, Crandall

1728 Beaverdale Road, Dalton, GA, 30721 — assumable VA mortgage at 6.65%
VA
Active
28
$344,900$104,442 equity gap
Rate
6.65%
7.40%today
Payment
$1,607/mo
$1,733today
  • 3beds
  • 3baths
  • 1,395sqft

1728 Beaverdale Road, Dalton

249 Blackfoot Drive, Crandall, GA, 30711 — assumable FHA mortgage at 6.77%
FHA
Active
35
$279,000$235,843 equity gap
Rate
6.77%
7.40%today
Payment
$290/mo
$309today
  • 4beds
  • 2baths
  • 2,128sqft

249 Blackfoot Drive, Crandall

4128 Lost Oaks Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 6.96%
FHA
Active
16
$297,000Potential short sale
Rate
6.96%
7.40%today
Payment
$2,082/mo
$2,175today
  • 3beds
  • 3baths
  • 1,392sqft

4128 Lost Oaks Drive, Ooltewah

Assuming a mortgage in Cohutta

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$539 /mo
Median cash to assume
$190,590
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.