Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Collegedale, TN

33 homesFHA & VA loansrates from 2.77% vs 7.40% today

Collegedale assumption guide
4822 Blue Bell Avenue, Ooltewah, TN, 37363 — assumable VA mortgage at 2.77%
VA
Active
21
$370,000$201,680 equity gap
Rate
2.77%
7.40%today
Payment
$776/mo
$1,313today
  • 3beds
  • 3baths
  • 1,584sqft

4822 Blue Bell Avenue, Ooltewah

7311 Creek Ridge Drive, Harrison, TN, 37341 — assumable VA mortgage at 2.79%
VA
Active
45
$649,900$290,980 equity gap
Rate
2.79%
7.40%today
Payment
$1,687/mo
$2,846today
  • 6beds
  • 5baths
  • 4,184sqft

7311 Creek Ridge Drive, Harrison

9711 Imperial Drive, Ooltewah, TN, 37363 — assumable VA mortgage at 2.87%
VA
Active
78
$434,000$273,099 equity gap
Rate
2.87%
7.40%today
Payment
$770/mo
$1,286today
  • 3beds
  • 2baths
  • 2,276sqft

9711 Imperial Drive, Ooltewah

7306 Igou Gap Road, Chattanooga, TN, 37421 — assumable VA mortgage at 3.10%
VA
Active
$1,500,000$1,275,966 equity gap
Rate
3.10%
7.40%today
Payment
$1,106/mo
$1,794today
  • 3beds
  • 2baths
  • 1,500sqft

7306 Igou Gap Road, Chattanooga

7306 Igou Gap Road, Chattanooga, TN, 37421 — assumable VA mortgage at 3.10%
VA
Active
$1,500,000$1,275,966 equity gap
Rate
3.10%
7.40%today
Payment
$1,106/mo
$1,794today
  • 3beds
  • 2baths
  • 1,500sqft

7306 Igou Gap Road, Chattanooga

5307 Kellys Point, Ooltewah, TN, 37363 — assumable VA mortgage at 3.15%
VA
Active
37
$415,000$184,418 equity gap
Rate
3.15%
7.40%today
Payment
$1,147/mo
$1,849today
  • 4beds
  • 3baths
  • 2,038sqft

5307 Kellys Point, Ooltewah

54 Carrigan Circle, Ringgold, GA, 30736 — assumable FHA mortgage at 3.35%
FHA
Active
56
$358,000Potential short sale
Rate
3.35%
7.40%today
Payment
$2,558/mo
$4,018today
  • 4beds
  • 3baths
  • 2,138sqft

54 Carrigan Circle, Ringgold

9676 Pecan Springs Circle, Chattanooga, TN, 37421 — assumable VA mortgage at 3.93%
VA
Active
61
$745,000$472,754 equity gap
Rate
3.93%
7.40%today
Payment
$2,469/mo
$3,278today
  • 5beds
  • 5baths
  • 4,071sqft

9676 Pecan Springs Circle, Chattanooga

9449 Lazy Circles Drive, Ooltewah, TN, 37363 — assumable VA mortgage at 6.58%
VA
Active
60
$649,000Potential short sale
Rate
6.58%
7.40%today
Payment
$4,324/mo
$4,697today
  • 4beds
  • 3baths
  • 3,804sqft

9449 Lazy Circles Drive, Ooltewah

8302 Grinder Creek Place, Chattanooga, TN, 37421 — assumable VA mortgage at 5.54%
VA
Active
50
$399,000$64,670 equity gap
Rate
5.54%
7.40%today
Payment
$2,025/mo
$2,458today
  • 4beds
  • 3baths
  • 2,431sqft

8302 Grinder Creek Place, Chattanooga

5775 Crooked Creek Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 4.25%
FHA
Active
36
$410,000$184,059 equity gap
Rate
4.25%
7.40%today
Payment
$1,284/mo
$1,794today
  • 4beds
  • 3baths
  • 2,128sqft

5775 Crooked Creek Drive, Ooltewah

6113 Fisk Avenue, Chattanooga, TN, 37421 — assumable FHA mortgage at 5.55%
FHA
Active
50
$280,000$37,353 equity gap
Rate
5.55%
7.40%today
Payment
$1,469/mo
$1,781today
  • 4beds
  • 2baths
  • 1,541sqft

6113 Fisk Avenue, Chattanooga

8171 Pennant Place, Chattanooga, TN, 37421 — assumable VA mortgage at 6.06%
VA
Active
43
$459,000$31,671 equity gap
Rate
6.06%
7.40%today
Payment
$2,594/mo
$2,977today
  • 4beds
  • 3baths
  • 2,311sqft

8171 Pennant Place, Chattanooga

8764 Snowy Owl Road, Ooltewah, TN, 37363 — assumable FHA mortgage at 6.28%
FHA
Active
37
$435,000$25,262 equity gap
Rate
6.28%
7.40%today
Payment
$2,638/mo
$2,957today
  • 4beds
  • 3baths
  • 2,130sqft

8764 Snowy Owl Road, Ooltewah

140 Rock Bridge Drive, Ringgold, GA, 30736 — assumable FHA mortgage at 6.96%
FHA
Active
20
$299,000$17,473 equity gap
Rate
6.96%
7.40%today
Payment
$1,952/mo
$2,038today
  • 3beds
  • 2baths
  • 1,322sqft

140 Rock Bridge Drive, Ringgold

7685 Magnolia Leaf Lane, Chattanooga, TN, 37421 — assumable FHA mortgage at 4.62%
FHA
Active
37
$300,000$211,070 equity gap
Rate
4.62%
7.40%today
Payment
$691/mo
$931today
  • 2beds
  • 2baths
  • 1,340sqft

7685 Magnolia Leaf Lane, Chattanooga

6172 Chandler Hill Road, Ooltewah, TN, 37363 — assumable VA mortgage at 6.09%
VA
Active
24
$365,000$43,571 equity gap
Rate
6.09%
7.40%today
Payment
$1,991/mo
$2,277today
  • 3beds
  • 2baths
  • 1,509sqft

6172 Chandler Hill Road, Ooltewah

1220 Franklin Dr, Chattanooga, TN, 37421 — assumable VA mortgage at 6.27%
VA
Active
35
$444,000$59,417 equity gap
Rate
6.27%
7.40%today
Payment
$2,474/mo
$2,776today
  • 4beds
  • 4baths
  • 3,396sqft

1220 Franklin Dr, Chattanooga

351 Broken Arrow Lane, Cleveland, TN, 37311 — assumable VA mortgage at 6.35%
VA
Active
75
$524,900$93,794 equity gap
Rate
6.35%
7.40%today
Payment
$2,708/mo
$3,014today
  • 3beds
  • 3baths
  • 2,345sqft

351 Broken Arrow Lane, Cleveland

8027 Cobblestone Drive, Cleveland, TN, 37311 — assumable FHA mortgage at 6.39%
FHA
Active
19
$365,000$65,720 equity gap
Rate
6.39%
7.40%today
Payment
$1,946/mo
$2,156today
  • 3beds
  • 3baths
  • 1,815sqft

8027 Cobblestone Drive, Cleveland

5911 Tyner Ln, Harrison, TN, 37341 — assumable FHA mortgage at 6.44%
FHA
Active
36
$389,900$77,257 equity gap
Rate
6.44%
7.40%today
Payment
$2,004/mo
$2,209today
  • 4beds
  • 3baths
  • 2,186sqft

5911 Tyner Ln, Harrison

2660 Rogers Drive, Cleveland, TN, 37323 — assumable FHA mortgage at 6.61%
FHA
Active
31
$325,000$39,219 equity gap
Rate
6.61%
7.40%today
Payment
$1,883/mo
$2,040today
  • 3beds
  • 2baths
  • 1,392sqft

2660 Rogers Drive, Cleveland

4742 Wellesley Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 6.71%
FHA
Active
45
$515,000$55,719 equity gap
Rate
6.71%
7.40%today
Payment
$3,076/mo
$3,297today
  • 4beds
  • 4baths
  • 3,189sqft

4742 Wellesley Drive, Ooltewah

8929 Grey Reed Drive, Ooltewah, TN, 37363 — assumable VA mortgage at 6.71%
VA
Active
48
$799,900$84,580 equity gap
Rate
6.71%
7.40%today
Payment
$4,791/mo
$5,135today
  • 4beds
  • 4baths
  • 3,002sqft

8929 Grey Reed Drive, Ooltewah

4392 Blue Springs Rd, Cleveland, TN, 37311 — assumable VA mortgage at 6.86%
VA
Active
25
$430,000$44,776 equity gap
Rate
6.86%
7.40%today
Payment
$2,558/mo
$2,700today
  • 3beds
  • 2baths
  • 1,512sqft

4392 Blue Springs Rd, Cleveland

8876 James Creek Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 7.02%
FHA
Active
27
$335,000$66,567 equity gap
Rate
7.02%
7.40%today
Payment
$1,833/mo
$1,904today
  • 2beds
  • 2baths
  • 1,355sqft

8876 James Creek Drive, Ooltewah

7636 Hurricane Loop, Chattanooga, TN, 37421 — assumable FHA mortgage at 7.09%
FHA
Active
49
$250,000$49,322 equity gap
Rate
7.09%
7.40%today
Payment
$1,391/mo
$1,434today
  • 3beds
  • 2baths
  • 1,302sqft

7636 Hurricane Loop, Chattanooga

295 Farmway Drive, Cleveland, TN, 37323 — assumable VA mortgage at 5.51%
VA
Active
27
$379,900$78,626 equity gap
Rate
5.51%
7.40%today
Payment
$1,819/mo
$2,216today
  • 3beds
  • 3baths
  • 2,306sqft

295 Farmway Drive, Cleveland

6933 Barter Dr, Harrison, TN, 37341 — assumable FHA mortgage at 6.67%
FHA
Active
35
$234,000$52,270 equity gap
Rate
6.67%
7.40%today
Payment
$1,188/mo
$1,278today
  • 3beds
  • 2baths
  • 1,204sqft

6933 Barter Dr, Harrison

8337 Glenshire Lane, Chattanooga, TN, 37421 — assumable FHA mortgage at 5.55%
FHA
Active
40
$469,000$435,605 equity gap
Rate
5.55%
7.40%today
Payment
$253/mo
$294today
  • 4beds
  • 3baths
  • 3,079sqft

8337 Glenshire Lane, Chattanooga

1718 Lake Wood Circle, Hixson, TN, 37343 — assumable FHA mortgage at 6.60%
FHA
Active
33
$393,900$121,167 equity gap
Rate
6.60%
7.40%today
Payment
$1,794/mo
$1,944today
  • 4beds
  • 3baths
  • 2,174sqft

1718 Lake Wood Circle, Hixson

5819 Riley Rd, Ooltewah, TN, 37363 — assumable FHA mortgage at 6.15%
FHA
Active
36
$334,999$144,908 equity gap
Rate
6.15%
7.40%today
Payment
$1,330/mo
$1,491today
  • 3beds
  • 2baths
  • 1,478sqft

5819 Riley Rd, Ooltewah

4128 Lost Oaks Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 6.96%
FHA
Active
16
$297,000Potential short sale
Rate
6.96%
7.40%today
Payment
$2,082/mo
$2,175today
  • 3beds
  • 3baths
  • 1,392sqft

4128 Lost Oaks Drive, Ooltewah

Assuming a mortgage in Collegedale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$691 /mo
Median cash to assume
$77,941
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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