Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Columbia, TN

59 homesFHA & VA loansrates from 2.20% vs 7.40% today

Columbia assumption guide
729 Prairie View Dr, Columbia, TN, 38401 — assumable FHA mortgage at 2.63%
FHA
Active
40
$335,000$65,992 equity gap
Rate
2.63%
7.40%today
Payment
$1,205/mo
$2,075today
  • 3beds
  • 3baths
  • 1,638sqft

729 Prairie View Dr, Columbia

130 Keelon Gap Rd, Spring Hill, TN, 37174 — assumable FHA mortgage at 3.22%
FHA
Active
22
$349,900$50,667 equity gap
Rate
3.22%
7.40%today
Payment
$1,435/mo
$2,292today
  • 3beds
  • 3baths
  • 1,757sqft

130 Keelon Gap Rd, Spring Hill

2708 Swarm Ct, Columbia, TN, 38401 — assumable FHA mortgage at 3.05%
FHA
Active
28
$335,000$95,134 equity gap
Rate
3.05%
7.40%today
Payment
$1,154/mo
$1,883today
  • 3beds
  • 3baths
  • 1,559sqft

2708 Swarm Ct, Columbia

2505 Hidden Creek Ct, Columbia, TN, 38401 — assumable FHA mortgage at 2.74%
FHA
Active
31
$299,999$102,601 equity gap
Rate
2.74%
7.40%today
Payment
$912/mo
$1,548today
  • 3beds
  • 3baths
  • 1,440sqft

2505 Hidden Creek Ct, Columbia

828 Foxdale Dr, Columbia, TN, 38401 — assumable FHA mortgage at 2.90%
FHA
Active
22
$335,000$126,424 equity gap
Rate
2.90%
7.40%today
Payment
$1,001/mo
$1,666today
  • 3beds
  • 2baths
  • 1,384sqft

828 Foxdale Dr, Columbia

2620 Bluffton Ln, Columbia, TN, 38401 — assumable FHA mortgage at 4.12%
FHA
Active
49
$408,000$52,463 equity gap
Rate
4.12%
7.40%today
Payment
$1,747/mo
$2,497today
  • 3beds
  • 3baths
  • 1,970sqft

2620 Bluffton Ln, Columbia

2175 Nectar Ln, Columbia, TN, 38401 — assumable FHA mortgage at 3.29%
FHA
Active
35
$359,900$128,156 equity gap
Rate
3.29%
7.40%today
Payment
$1,181/mo
$1,870today
  • 3beds
  • 3baths
  • 2,055sqft

2175 Nectar Ln, Columbia

2403 Hidden Lake Cir, Columbia, TN, 38401 — assumable VA mortgage at 2.20%
VA
Active
49
$849,000$582,765 equity gap
Rate
2.20%
7.40%today
Payment
$1,780/mo
$2,761today
  • 4beds
  • 3baths
  • 2,924sqft

2403 Hidden Lake Cir, Columbia

847 Nathan Dr, Columbia, TN, 38401 — assumable FHA mortgage at 2.39%
FHA
Active
50
$739,900$512,160 equity gap
Rate
2.39%
7.40%today
Payment
$2,289/mo
$3,187today
  • 4beds
  • 4baths
  • 3,560sqft

847 Nathan Dr, Columbia

2815 Trentview Ln, Columbia, TN, 38401 — assumable FHA mortgage at 2.81%
FHA
Active
56
$499,900$247,527 equity gap
Rate
2.81%
7.40%today
Payment
$1,169/mo
$1,968today
  • 4beds
  • 3baths
  • 2,495sqft

2815 Trentview Ln, Columbia

1000 S High St, Columbia, TN, 38401 — assumable FHA mortgage at 2.87%
FHA
Active
41
$680,000$317,556 equity gap
Rate
2.87%
7.40%today
Payment
$1,730/mo
$2,889today
  • 4beds
  • 4baths
  • 3,614sqft

1000 S High St, Columbia

125 Megan St, Spring Hill, TN, 37174 — assumable VA mortgage at 3.08%
VA
Active
37
$387,000$220,648 equity gap
Rate
3.08%
7.40%today
Payment
$798/mo
$1,297today
  • 3beds
  • 2baths
  • 1,650sqft

125 Megan St, Spring Hill

4300 Kedron Rd, Spring Hill, TN, 37174 — assumable FHA mortgage at 3.09%
FHA
Active
85
$1,250,000$864,131 equity gap
Rate
3.09%
7.40%today
Payment
$1,886/mo
$3,027today
  • 4beds
  • 4baths
  • 3,834sqft

4300 Kedron Rd, Spring Hill

738 Prairie View Dr, Columbia, TN, 38401 — assumable VA mortgage at 3.11%
VA
Active
27
$248,000Potential short sale
Rate
3.11%
7.40%today
Payment
$1,270/mo
$2,056today
  • 3beds
  • 3baths
  • 1,601sqft

738 Prairie View Dr, Columbia

1818 Groveland Ridge Rd, Columbia, TN, 38401 — assumable FHA mortgage at 3.45%
FHA
Active
44
$368,900$123,884 equity gap
Rate
3.45%
7.40%today
Payment
$1,205/mo
$1,870today
  • 3beds
  • 2baths
  • 1,664sqft

1818 Groveland Ridge Rd, Columbia

2555 Zion Rd, Columbia, TN, 38401 — assumable FHA mortgage at 3.16%
FHA
Active
28
$280,000$276,116 equity gap
Rate
3.16%
7.40%today
Payment
$561/mo
$740today
  • 3beds
  • 1baths
  • 1,300sqft

2555 Zion Rd, Columbia

3171 Les Chappell Rd, Spring Hill, TN, 37174 — assumable FHA mortgage at 3.29%
FHA
Active
38
$698,000$504,907 equity gap
Rate
3.29%
7.40%today
Payment
$1,270/mo
$1,901today
  • 6beds
  • 3baths
  • 3,150sqft

3171 Les Chappell Rd, Spring Hill

1615 Williamson Dr, Columbia, TN, 38401 — assumable FHA mortgage at 3.69%
FHA
Active
25
$274,700$218,713 equity gap
Rate
3.69%
7.40%today
Payment
$334/mo
$503today
  • 2beds
  • 1baths
  • 912sqft

1615 Williamson Dr, Columbia

107 Christina Dr, Columbia, TN, 38401 — assumable FHA mortgage at 3.90%
FHA
Active
65
$384,900$257,086 equity gap
Rate
3.90%
7.40%today
Payment
$746/mo
$1,095today
  • 3beds
  • 2baths
  • 1,812sqft

107 Christina Dr, Columbia

637 Taylor Bend Rd, Columbia, TN, 38401 — assumable FHA mortgage at 5.22%
FHA
Active
48
$395,000$74,113 equity gap
Rate
5.22%
7.40%today
Payment
$1,876/mo
$2,360today
  • 3beds
  • 3baths
  • 2,304sqft

637 Taylor Bend Rd, Columbia

1153 Bear Creek Pike, Columbia, TN, 38401 — assumable FHA mortgage at 4.20%
FHA
Active
61
$535,000$367,726 equity gap
Rate
4.20%
7.40%today
Payment
$1,018/mo
$1,441today
  • 3beds
  • 3baths
  • 2,402sqft

1153 Bear Creek Pike, Columbia

3511 Peace Rd, Columbia, TN, 38401 — assumable FHA mortgage at 6.27%
FHA
Active
30
$399,000$13,775 equity gap
Rate
6.27%
7.40%today
Payment
$2,484/mo
$2,787today
  • 3beds
  • 2baths
  • 1,656sqft

3511 Peace Rd, Columbia

2719 Fordham St, Columbia, TN, 38401 — assumable FHA mortgage at 6.64%
FHA
Active
46
$292,000$10,022 equity gap
Rate
6.64%
7.40%today
Payment
$1,860/mo
$2,008today
  • 3beds
  • 3baths
  • 1,403sqft

2719 Fordham St, Columbia

1036 Pretender Way, Columbia, TN, 38401 — assumable VA mortgage at 6.69%
VA
Active
56
$825,000$21,293 equity gap
Rate
6.69%
7.40%today
Payment
$5,326/mo
$5,721today
  • 4beds
  • 4baths
  • 3,243sqft

1036 Pretender Way, Columbia

1434 Walker Way, Columbia, TN, 38401 — assumable FHA mortgage at 6.79%
FHA
Active
24
$275,000$7,700 equity gap
Rate
6.79%
7.40%today
Payment
$1,804/mo
$1,918today
  • 3beds
  • 3baths
  • 1,394sqft

1434 Walker Way, Columbia

516 Winning Dr, Columbia, TN, 38401 — assumable VA mortgage at 6.81%
VA
Active
20
$318,000$11,832 equity gap
Rate
6.81%
7.40%today
Payment
$2,023/mo
$2,146today
  • 3beds
  • 2baths
  • 1,219sqft

516 Winning Dr, Columbia

326 Kristen Ct, Columbia, TN, 38401 — assumable FHA mortgage at 6.90%
FHA
Active
43
$239,999$5,127 equity gap
Rate
6.90%
7.40%today
Payment
$1,616/mo
$1,699today
  • 2beds
  • 3baths
  • 1,188sqft

326 Kristen Ct, Columbia

1807 Goldsberry Dr, Columbia, TN, 38401 — assumable VA mortgage at 6.93%
VA
Active
17
$272,900Potential short sale
Rate
6.93%
7.40%today
Payment
$1,821/mo
$1,909today
  • 3beds
  • 3baths
  • 1,503sqft

1807 Goldsberry Dr, Columbia

2145 Sowell Mill Pike, Columbia, TN, 38401 — assumable FHA mortgage at 4.46%
FHA
Active
33
$279,900$227,128 equity gap
Rate
4.46%
7.40%today
Payment
$362/mo
$498today
  • 4beds
  • 2baths
  • 2,052sqft

2145 Sowell Mill Pike, Columbia

400 Due Ln, Columbia, TN, 38401 — assumable FHA mortgage at 6.09%
FHA
Active
19
$319,900$26,607 equity gap
Rate
6.09%
7.40%today
Payment
$1,784/mo
$2,041today
  • 2beds
  • 2baths
  • 1,344sqft

400 Due Ln, Columbia

514 Morgan Meadows Way, Columbia, TN, 38401 — assumable FHA mortgage at 6.19%
FHA
Active
26
$389,999$30,560 equity gap
Rate
6.19%
7.40%today
Payment
$2,219/mo
$2,511today
  • 3beds
  • 3baths
  • 1,932sqft

514 Morgan Meadows Way, Columbia

813 Rae Dr, Columbia, TN, 38401 — assumable FHA mortgage at 6.33%
FHA
Active
27
$397,000$31,416 equity gap
Rate
6.33%
7.40%today
Payment
$2,374/mo
$2,647today
  • 3beds
  • 2baths
  • 1,726sqft

813 Rae Dr, Columbia

1925 Sheffield Lane, Columbia, TN, 38401 — assumable FHA mortgage at 6.72%
FHA
Active
45
$474,900$34,516 equity gap
Rate
6.72%
7.40%today
Payment
$2,878/mo
$3,082today
  • 4beds
  • 3baths
  • 2,270sqft

1925 Sheffield Lane, Columbia

214 Stonewall Rd, Columbia, TN, 38401 — assumable FHA mortgage at 6.82%
FHA
Active
25
$349,999$26,800 equity gap
Rate
6.82%
7.40%today
Payment
$2,165/mo
$2,294today
  • 4beds
  • 2baths
  • 1,600sqft

214 Stonewall Rd, Columbia

717 Prominence Rd, Columbia, TN, 38401 — assumable FHA mortgage at 6.95%
FHA
Active
44
$449,900$40,783 equity gap
Rate
6.95%
7.40%today
Payment
$2,749/mo
$2,875today
  • 4beds
  • 3baths
  • 2,460sqft

717 Prominence Rd, Columbia

3239 Holiday Ln, Columbia, TN, 38401 — assumable FHA mortgage at 6.99%
FHA
Active
45
$499,000$38,278 equity gap
Rate
6.99%
7.40%today
Payment
$3,131/mo
$3,262today
  • 5beds
  • 3baths
  • 2,763sqft

3239 Holiday Ln, Columbia

Assuming a mortgage in Columbia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$329 /mo
Median cash to assume
$95,134
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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