Chris Prendergast

Chris Prendergast

Assumable homes for sale in Columbia, TN

9 homesFHA & VA loansrates from 2.63% vs 7.40% today

Columbia assumption guide
729 Prairie View Dr, Columbia, TN, 38401 — assumable FHA mortgage at 2.63%
FHA
Active
40
$335,000$65,992 equity gap
Rate
2.63%
7.40%today
Payment
$1,205/mo
$2,075today
  • 3beds
  • 3baths
  • 1,638sqft

729 Prairie View Dr, Columbia

738 Prairie View Dr, Columbia, TN, 38401 — assumable VA mortgage at 3.11%
VA
Active
27
$248,000Potential short sale
Rate
3.11%
7.40%today
Payment
$1,270/mo
$2,056today
  • 3beds
  • 3baths
  • 1,601sqft

738 Prairie View Dr, Columbia

637 Taylor Bend Rd, Columbia, TN, 38401 — assumable FHA mortgage at 5.22%
FHA
Active
48
$395,000$74,113 equity gap
Rate
5.22%
7.40%today
Payment
$1,876/mo
$2,360today
  • 3beds
  • 3baths
  • 2,304sqft

637 Taylor Bend Rd, Columbia

1036 Pretender Way, Columbia, TN, 38401 — assumable VA mortgage at 6.69%
VA
Active
56
$825,000$21,293 equity gap
Rate
6.69%
7.40%today
Payment
$5,326/mo
$5,721today
  • 4beds
  • 4baths
  • 3,243sqft

1036 Pretender Way, Columbia

1434 Walker Way, Columbia, TN, 38401 — assumable FHA mortgage at 6.79%
FHA
Active
24
$275,000$7,700 equity gap
Rate
6.79%
7.40%today
Payment
$1,804/mo
$1,918today
  • 3beds
  • 3baths
  • 1,394sqft

1434 Walker Way, Columbia

326 Kristen Ct, Columbia, TN, 38401 — assumable FHA mortgage at 6.90%
FHA
Active
43
$239,999$5,127 equity gap
Rate
6.90%
7.40%today
Payment
$1,616/mo
$1,699today
  • 2beds
  • 3baths
  • 1,188sqft

326 Kristen Ct, Columbia

1807 Goldsberry Dr, Columbia, TN, 38401 — assumable VA mortgage at 6.93%
VA
Active
17
$272,900Potential short sale
Rate
6.93%
7.40%today
Payment
$1,821/mo
$1,909today
  • 3beds
  • 3baths
  • 1,503sqft

1807 Goldsberry Dr, Columbia

201 N Hardin Dr, Columbia, TN, 38401 — assumable FHA mortgage at 6.46%
FHA
Active
59
$480,000$96,462 equity gap
Rate
6.46%
7.40%today
Payment
$2,469/mo
$2,716today
  • 3beds
  • 3baths
  • 2,850sqft

201 N Hardin Dr, Columbia

102 Jefferson Dr, Columbia, TN, 38401 — assumable FHA mortgage at 6.50%
FHA
Active
58
$589,900$172,998 equity gap
Rate
6.50%
7.40%today
Payment
$2,675/mo
$2,931today
  • 4beds
  • 3baths
  • 2,699sqft

102 Jefferson Dr, Columbia

Assuming a mortgage in Columbia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.63%
Lowest existing payment
$1,205 /mo
Median cash to assume
$43,643
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.