Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Cookeville, TN

24 homesFHA & VA loansrates from 2.99% vs 7.40% today

Cookeville assumption guide
1360 Dunavin Dr, Baxter, TN, 38544 — assumable FHA mortgage at 2.99%
FHA
Active
24
$184,900$89,128 equity gap
Rate
2.99%
7.40%today
Payment
$451/mo
$741today
  • 2beds
  • 1baths
  • 1,076sqft

1360 Dunavin Dr, Baxter

7220 Friendly Rd, Baxter, TN, 38544 — assumable FHA mortgage at 3.55%
FHA
Active
27
$274,929$258,513 equity gap
Rate
3.55%
7.40%today
Payment
$120/mo
$157today
  • 3beds
  • 2baths
  • 1,408sqft

7220 Friendly Rd, Baxter

3730 Brookwood Dr, Cookeville, TN, 38501 — assumable FHA mortgage at 3.60%
FHA
Active
47
$399,900$213,457 equity gap
Rate
3.60%
7.40%today
Payment
$981/mo
$1,494today
  • 3beds
  • 3baths
  • 3,110sqft

3730 Brookwood Dr, Cookeville

361 Bethel Palk Rd, Bloomington Springs, TN, 38545 — assumable VA mortgage at 3.64%
VA
Active
55
$664,995$341,973 equity gap
Rate
3.64%
7.40%today
Payment
$1,706/mo
$2,585today
  • 4beds
  • 3baths
  • 3,060sqft

361 Bethel Palk Rd, Bloomington Springs

3402 Manassas Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 4.37%
FHA
Active
17
$299,900$209,726 equity gap
Rate
4.37%
7.40%today
Payment
$627/mo
$870today
  • 3beds
  • 2baths
  • 1,500sqft

3402 Manassas Rd, Cookeville

5697 Rocky Point Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 4.40%
FHA
Active
35
$850,000$604,185 equity gap
Rate
4.40%
7.40%today
Payment
$1,475/mo
$2,040today
  • 3beds
  • 4baths
  • 3,600sqft

5697 Rocky Point Rd, Cookeville

3911 Kings Ct, Cookeville, TN, 38501 — assumable FHA mortgage at 5.78%
FHA
Active
21
$319,900$51,512 equity gap
Rate
5.78%
7.40%today
Payment
$1,667/mo
$1,971today
  • 3beds
  • 2baths
  • 1,592sqft

3911 Kings Ct, Cookeville

2408 Magnolia Dr, Cookeville, TN, 38506 — assumable FHA mortgage at 6.19%
FHA
Active
25
$388,900$25,011 equity gap
Rate
6.19%
7.40%today
Payment
$2,246/mo
$2,542today
  • 3beds
  • 3baths
  • 2,136sqft

2408 Magnolia Dr, Cookeville

1400 Village Loop, Cookeville, TN, 38501 — assumable FHA mortgage at 6.39%
FHA
Active
39
$348,000$18,612 equity gap
Rate
6.39%
7.40%today
Payment
$2,141/mo
$2,373today
  • 3beds
  • 2baths
  • 1,475sqft

1400 Village Loop, Cookeville

218 Crossgrain Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 6.74%
FHA
Active
48
$425,000$30,066 equity gap
Rate
6.74%
7.40%today
Payment
$2,627/mo
$2,808today
  • 5beds
  • 3baths
  • 2,556sqft

218 Crossgrain Rd, Cookeville

191 Dale Mires Ln, Baxter, TN, 38544 — assumable FHA mortgage at 6.78%
FHA
Active
42
$254,900$22,038 equity gap
Rate
6.78%
7.40%today
Payment
$1,549/mo
$1,648today
  • 3beds
  • 3baths
  • 1,536sqft

191 Dale Mires Ln, Baxter

2617 Spring Arbor Ct, Cookeville, TN, 38501 — assumable FHA mortgage at 6.81%
FHA
Active
32
$434,000$28,086 equity gap
Rate
6.81%
7.40%today
Payment
$2,742/mo
$2,909today
  • 3beds
  • 2baths
  • 2,452sqft

2617 Spring Arbor Ct, Cookeville

10106 Spring Creek Rd, Cookeville, TN, 38506 — assumable VA mortgage at 6.35%
VA
Active
13
$250,000$37,572 equity gap
Rate
6.35%
7.40%today
Payment
$1,376/mo
$1,531today
  • 3beds
  • 2baths
  • 1,654sqft

10106 Spring Creek Rd, Cookeville

2960 West Haven Dr, Cookeville, TN, 38501 — assumable FHA mortgage at 6.63%
FHA
Active
22
$344,900$46,313 equity gap
Rate
6.63%
7.40%today
Payment
$2,086/mo
$2,236today
  • 3beds
  • 2baths
  • 1,575sqft

2960 West Haven Dr, Cookeville

939 Watauga Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 6.69%
FHA
Active
29
$209,900$21,765 equity gap
Rate
6.69%
7.40%today
Payment
$1,234/mo
$1,326today
  • 2beds
  • 2baths
  • 1,300sqft

939 Watauga Rd, Cookeville

1057 West Cemetery Rd, Cookeville, TN, 38506 — assumable FHA mortgage at 6.71%
FHA
Active
32
$455,000$52,094 equity gap
Rate
6.71%
7.40%today
Payment
$2,696/mo
$2,889today
  • 4beds
  • 3baths
  • 2,564sqft

1057 West Cemetery Rd, Cookeville

915 Brotherton Dr, Cookeville, TN, 38506 — assumable VA mortgage at 5.30%
VA
Active
47
$799,900$295,141 equity gap
Rate
5.30%
7.40%today
Payment
$2,993/mo
$3,732today
  • 5beds
  • 5baths
  • 4,142sqft

915 Brotherton Dr, Cookeville

3754 Shady Oak Circle, Cookeville, TN, 38501 — assumable VA mortgage at 6.49%
VA
Active
36
$349,900$73,864 equity gap
Rate
6.49%
7.40%today
Payment
$1,825/mo
$2,001today
  • 5beds
  • 2baths
  • 2,688sqft

3754 Shady Oak Circle, Cookeville

266 Bangham Rd, Cookeville, TN, 38501 — assumable VA mortgage at 6.95%
VA
Active
39
$309,900$80,089 equity gap
Rate
6.95%
7.40%today
Payment
$1,554/mo
$1,626today
  • 3beds
  • 3baths
  • 1,936sqft

266 Bangham Rd, Cookeville

2249 Cummins Mill Rd, Cookeville, TN, 38501 — assumable FHA mortgage at 7.76%
FHA
Active
46
$330,000$85,867 equity gap
Rate
7.76%
7.40%today
Payment
$1,795/mo
$1,734today
  • 3beds
  • 2baths
  • 1,620sqft

2249 Cummins Mill Rd, Cookeville

321 Greymoor Ln, Cookeville, TN, 38501 — assumable FHA mortgage at 6.12%
FHA
Active
36
$759,900$300,858 equity gap
Rate
6.12%
7.40%today
Payment
$2,917/mo
$3,325today
  • 5beds
  • 4baths
  • 3,308sqft

321 Greymoor Ln, Cookeville

605 Timber Ln, Cookeville, TN, 38501 — assumable VA mortgage at 6.67%
VA
Active
35
$545,000$168,445 equity gap
Rate
6.67%
7.40%today
Payment
$2,496/mo
$2,686today
  • 5beds
  • 3baths
  • 3,078sqft

605 Timber Ln, Cookeville

1100 Main St, Baxter, TN, 38544 — assumable FHA mortgage at 6.39%
FHA
Active
$550,000$291,798 equity gap
Rate
6.39%
7.40%today
Payment
$1,678/mo
$1,860today
  • 4beds
  • 3baths
  • 2,544sqft

1100 Main St, Baxter

665 Julia Dr, Cookeville, TN, 38506 — assumable VA mortgage at 6.85%
VA
Active
47
$419,000$195,155 equity gap
Rate
6.85%
7.40%today
Payment
$1,489/mo
$1,574today
  • 4beds
  • 3baths
  • 2,436sqft

665 Julia Dr, Cookeville

Assuming a mortgage in Cookeville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.99%
Lowest existing payment
$451 /mo
Median cash to assume
$82,978
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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