Chris Prendergast

Chris Prendergast

Assumable homes for sale in Cottage Grove, TN

5 homesFHA & VA loansrates from 6.09% vs 7.40% today

Cottage Grove assumption guide
385 Crutchfield Ln, Paris, TN, 38242 — assumable VA mortgage at 6.09%
VA
Active
65
$449,000$14,853 equity gap
Rate
6.09%
7.40%today
Payment
$2,633/mo
$3,012today
  • 5beds
  • 3baths
  • 2,538sqft

385 Crutchfield Ln, Paris

406 Cherry St, Paris, TN, 38242 — assumable FHA mortgage at 6.65%
FHA
Active
11
$94,500$18,188 equity gap
Rate
6.65%
7.40%today
Payment
$490/mo
$528today
  • 2beds
  • 1baths
  • 900sqft

406 Cherry St, Paris

225 Smith St, Puryear, TN, 38251 — assumable FHA mortgage at 7.44%
FHA
Active
17
$227,500$37,282 equity gap
Rate
7.44%
7.40%today
Payment
$1,358/mo
$1,353today
  • 3beds
  • 2baths
  • 1,762sqft

225 Smith St, Puryear

117 Flower Ln, Paris, TN, 38242 — assumable FHA mortgage at 7.02%
FHA
Active
19
$260,000$87,125 equity gap
Rate
7.02%
7.40%today
Payment
$1,268/mo
$1,311today
  • 4beds
  • 2baths
  • 2,072sqft

117 Flower Ln, Paris

418 W Blythe St, Paris, TN, 38242 — assumable FHA mortgage at 7.63%
FHA
Active
10
$165,000$162,491 equity gap
Rate
7.63%
7.40%today
Payment
$19/mo
$18today
  • 3beds
  • 3baths
  • 2,480sqft

418 W Blythe St, Paris

Assuming a mortgage in Cottage Grove

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
6.09%
Lowest existing payment
$490 /mo
Median cash to assume
$37,282
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.