Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Cottontown, TN

76 homesFHA & VA loansrates from 2.67% vs 7.40% today

Cottontown assumption guide
128 W Jackson St, Gallatin, TN, 37066 — assumable FHA mortgage at 2.87%
FHA
Active
32
$289,900$77,011 equity gap
Rate
2.87%
7.40%today
Payment
$993/mo
$1,658today
  • 3beds
  • 2baths
  • 1,441sqft

128 W Jackson St, Gallatin

214 Mansfield Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 3.06%
FHA
Active
33
$299,900$82,569 equity gap
Rate
3.06%
7.40%today
Payment
$1,042/mo
$1,698today
  • 3beds
  • 3baths
  • 1,438sqft

214 Mansfield Dr, Gallatin

825 Browns Ln #1602, Gallatin, TN, 37066 — assumable FHA mortgage at 3.69%
FHA
Active
38
$374,900$64,176 equity gap
Rate
3.69%
7.40%today
Payment
$1,568/mo
$2,362today
  • 2beds
  • 2baths
  • 1,712sqft

825 Browns Ln #1602, Gallatin

129 Southern Ter, White House, TN, 37188 — assumable VA mortgage at 3.89%
VA
Active
32
$389,900$33,674 equity gap
Rate
3.89%
7.40%today
Payment
$1,830/mo
$2,690today
  • 3beds
  • 2baths
  • 1,443sqft

129 Southern Ter, White House

552 Hollerman Ln, Gallatin, TN, 37066 — assumable FHA mortgage at 2.67%
FHA
Active
$430,000$139,188 equity gap
Rate
2.67%
7.40%today
Payment
$1,349/mo
$2,311today
  • 4beds
  • 4baths
  • 2,688sqft

552 Hollerman Ln, Gallatin

279 Albright Ln, Gallatin, TN, 37066 — assumable VA mortgage at 3.01%
VA
Active
70
$929,900$336,367 equity gap
Rate
3.01%
7.40%today
Payment
$2,799/mo
$4,591today
  • 3beds
  • 4baths
  • 3,784sqft

279 Albright Ln, Gallatin

252 Wildcat Run, Gallatin, TN, 37066 — assumable FHA mortgage at 3.02%
FHA
Active
30
$359,900$134,245 equity gap
Rate
3.02%
7.40%today
Payment
$1,100/mo
$1,802today
  • 3beds
  • 2baths
  • 1,368sqft

252 Wildcat Run, Gallatin

1027 Westgate Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 2.87%
FHA
Active
$490,000$223,102 equity gap
Rate
2.87%
7.40%today
Payment
$1,274/mo
$2,128today
  • 4beds
  • 4baths
  • 2,680sqft

1027 Westgate Dr, Gallatin

168 LBJ Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 2.98%
FHA
Active
66
$310,000$173,144 equity gap
Rate
2.98%
7.40%today
Payment
$642/mo
$1,057today
  • 3beds
  • 2baths
  • 1,512sqft

168 LBJ Dr, Gallatin

132 Newbury Dr, White House, TN, 37188 — assumable FHA mortgage at 2.98%
FHA
Active
88
$635,000$299,641 equity gap
Rate
2.98%
7.40%today
Payment
$1,573/mo
$2,590today
  • 4beds
  • 4baths
  • 2,553sqft

132 Newbury Dr, White House

134 Stonehouse Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 3.36%
FHA
Active
55
$479,500$187,961 equity gap
Rate
3.36%
7.40%today
Payment
$1,721/mo
$2,700today
  • 3beds
  • 2baths
  • 2,268sqft

134 Stonehouse Dr, Gallatin

518 Redstone Dr, Gallatin, TN, 37066 — assumable VA mortgage at 3.24%
VA
Active
39
$569,000$265,535 equity gap
Rate
3.24%
7.40%today
Payment
$1,524/mo
$2,428today
  • 3beds
  • 2baths
  • 2,643sqft

518 Redstone Dr, Gallatin

1494 Ridgewood Ct, Gallatin, TN, 37066 — assumable VA mortgage at 3.69%
VA
Active
33
$260,000$99,759 equity gap
Rate
3.69%
7.40%today
Payment
$856/mo
$1,290today
  • 3beds
  • 2baths
  • 1,125sqft

1494 Ridgewood Ct, Gallatin

1028 Chris Dr, Portland, TN, 37148 — assumable FHA mortgage at 3.45%
FHA
Active
51
$339,000$155,050 equity gap
Rate
3.45%
7.40%today
Payment
$946/mo
$1,468today
  • 3beds
  • 2baths
  • 1,315sqft

1028 Chris Dr, Portland

7227 Sutton Dr, White House, TN, 37188 — assumable VA mortgage at 5.25%
VA
Active
58
$385,000$17,160 equity gap
Rate
5.25%
7.40%today
Payment
$2,045/mo
$2,565today
  • 3beds
  • 2baths
  • 1,574sqft

7227 Sutton Dr, White House

770 Nelms Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 3.47%
FHA
Active
55
$649,900$378,579 equity gap
Rate
3.47%
7.40%today
Payment
$1,402/mo
$2,170today
  • 4beds
  • 3baths
  • 3,012sqft

770 Nelms Dr, Gallatin

340 Brinkley Ln, White House, TN, 37188 — assumable FHA mortgage at 3.48%
FHA
Active
65
$499,999$378,114 equity gap
Rate
3.48%
7.40%today
Payment
$700/mo
$1,081today
  • 3beds
  • 3baths
  • 3,336sqft

340 Brinkley Ln, White House

4304 Long Hollow Pike, Goodlettsville, TN, 37072 — assumable FHA mortgage at 3.48%
FHA
Active
71
$1,099,999$1,058,076 equity gap
Rate
3.48%
7.40%today
Payment
$1,461/mo
$1,886today
  • 4beds
  • 2baths
  • 2,500sqft

4304 Long Hollow Pike, Goodlettsville

2988 Indian Ridge Blvd, White House, TN, 37188 — assumable FHA mortgage at 3.66%
FHA
Active
24
$436,900$294,691 equity gap
Rate
3.66%
7.40%today
Payment
$839/mo
$1,268today
  • 4beds
  • 3baths
  • 3,022sqft

2988 Indian Ridge Blvd, White House

1371 Habersham Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 3.73%
FHA
Active
39
$360,000$184,071 equity gap
Rate
3.73%
7.40%today
Payment
$953/mo
$1,428today
  • 3beds
  • 2baths
  • 1,263sqft

1371 Habersham Dr, Gallatin

4211 S Downs Cir, White House, TN, 37188 — assumable FHA mortgage at 5.30%
FHA
Active
21
$359,900$20,651 equity gap
Rate
5.30%
7.40%today
Payment
$2,005/mo
$2,500today
  • 4beds
  • 3baths
  • 1,900sqft

4211 S Downs Cir, White House

7563 Bethel Rd, Goodlettsville, TN, 37072 — assumable FHA mortgage at 3.83%
FHA
Active
38
$349,900$198,221 equity gap
Rate
3.83%
7.40%today
Payment
$872/mo
$1,292today
  • 4beds
  • 2baths
  • 1,450sqft

7563 Bethel Rd, Goodlettsville

1024 Hartsville pike, Gallatin, TN, 37066 — assumable VA mortgage at 3.90%
VA
Active
2
$599,999$517,098 equity gap
Rate
3.90%
7.40%today
Payment
$481/mo
$706today
  • —beds
  • —baths
  • —sqft

1024 Hartsville pike, Gallatin

192 Grandstand Blvd, Gallatin, TN, 37066 — assumable FHA mortgage at 5.22%
FHA
Active
40
$380,000$59,490 equity gap
Rate
5.22%
7.40%today
Payment
$1,877/mo
$2,361today
  • 3beds
  • 3baths
  • 1,809sqft

192 Grandstand Blvd, Gallatin

8288 Guthrie Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 3.94%
FHA
Active
94
$1,429,900$1,149,177 equity gap
Rate
3.94%
7.40%today
Payment
$2,027/mo
$2,961today
  • 5beds
  • 5baths
  • 7,106sqft

8288 Guthrie Rd, Cross Plains

1035 Wallace Rd, Gallatin, TN, 37066 — assumable FHA mortgage at 3.97%
FHA
Active
96
$1,099,000$460,439 equity gap
Rate
3.97%
7.40%today
Payment
$3,924/mo
$5,712today
  • 5beds
  • 4baths
  • 4,357sqft

1035 Wallace Rd, Gallatin

2318 Dobbins Pike, Portland, TN, 37148 — assumable FHA mortgage at 4.02%
FHA
Active
45
$450,000$259,256 equity gap
Rate
4.02%
7.40%today
Payment
$1,128/mo
$1,632today
  • 3beds
  • 2baths
  • 1,513sqft

2318 Dobbins Pike, Portland

1466 Carderock Springs Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 5.54%
FHA
Active
13
$370,000$25,211 equity gap
Rate
5.54%
7.40%today
Payment
$2,088/mo
$2,535today
  • 3beds
  • 3baths
  • 1,816sqft

1466 Carderock Springs Dr, Gallatin

120 Golfers Cir, Portland, TN, 37148 — assumable VA mortgage at 6.23%
VA
Active
45
$539,900$23,820 equity gap
Rate
6.23%
7.40%today
Payment
$3,193/mo
$3,598today
  • 3beds
  • 2baths
  • 2,060sqft

120 Golfers Cir, Portland

294 Morton Ave, Gallatin, TN, 37066 — assumable FHA mortgage at 6.42%
FHA
Active
27
$325,000$4,884 equity gap
Rate
6.42%
7.40%today
Payment
$2,092/mo
$2,311today
  • 3beds
  • 2baths
  • 1,332sqft

294 Morton Ave, Gallatin

1099 Duncan St, Gallatin, TN, 37066 — assumable FHA mortgage at 6.58%
FHA
Active
21
$299,900$9,355 equity gap
Rate
6.58%
7.40%today
Payment
$1,937/mo
$2,105today
  • 3beds
  • 3baths
  • 1,503sqft

1099 Duncan St, Gallatin

1161 Riverbrook Drive, Gallatin, TN, 37066 — assumable VA mortgage at 6.625%
VA
Active
36
$299,000$9,617 equity gap
Rate
6.625%
7.40%today
Payment
$1,906/mo
$2,061today
  • 3beds
  • 3baths
  • 1,576sqft

1161 Riverbrook Drive, Gallatin

1073 Linn Cove Ct, Gallatin, TN, 37066 — assumable FHA mortgage at 6.63%
FHA
Active
84
$397,000Potential short sale
Rate
6.63%
7.40%today
Payment
$2,705/mo
$2,923today
  • 3beds
  • 2baths
  • 1,868sqft

1073 Linn Cove Ct, Gallatin

323 Hathaway Ln, Gallatin, TN, 37066 — assumable FHA mortgage at 6.66%
FHA
Active
43
$550,000$20,593 equity gap
Rate
6.66%
7.40%today
Payment
$3,502/mo
$3,773today
  • 4beds
  • 3baths
  • 2,725sqft

323 Hathaway Ln, Gallatin

241 Brook Ave, White House, TN, 37188 — assumable FHA mortgage at 6.77%
FHA
Active
22
$399,990Potential short sale
Rate
6.77%
7.40%today
Payment
$2,776/mo
$2,957today
  • 3beds
  • 2baths
  • 1,702sqft

241 Brook Ave, White House

201 Harvard Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 6.79%
FHA
Active
24
$294,900Potential short sale
Rate
6.79%
7.40%today
Payment
$1,969/mo
$2,093today
  • 2beds
  • 3baths
  • 1,280sqft

201 Harvard Dr, Gallatin

Assuming a mortgage in Cottontown

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$481 /mo
Median cash to assume
$64,176
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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