Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Cowan, TN

12 homesFHA & VA loansrates from 2.80% vs 7.40% today

Cowan assumption guide
117 Carol Cir, Winchester, TN, 37398 — assumable FHA mortgage at 2.80%
FHA
Active
27
$330,000$129,891 equity gap
Rate
2.80%
7.40%today
Payment
$948/mo
$1,598today
  • 3beds
  • 2baths
  • 1,750sqft

117 Carol Cir, Winchester

71 Windjammer Ct, Winchester, TN, 37398 — assumable VA mortgage at 2.81%
VA
Active
47
$740,000$284,632 equity gap
Rate
2.81%
7.40%today
Payment
$2,139/mo
$3,600today
  • 4beds
  • 4baths
  • 3,017sqft

71 Windjammer Ct, Winchester

537 Isbell Ln, Decherd, TN, 37324 — assumable FHA mortgage at 3.10%
FHA
Active
25
$214,900$77,766 equity gap
Rate
3.10%
7.40%today
Payment
$652/mo
$1,057today
  • 5beds
  • 3baths
  • 2,158sqft

537 Isbell Ln, Decherd

401 E Petty Lane, Winchester, TN, 37398 — assumable VA mortgage at 6.75%
VA
Active
28
$350,000$10,007 equity gap
Rate
6.75%
7.40%today
Payment
$2,229/mo
$2,379today
  • 3beds
  • 3baths
  • 3,960sqft

401 E Petty Lane, Winchester

2470 Eastbrook Rd, Estill Springs, TN, 37330 — assumable VA mortgage at 6.81%
VA
Active
40
$400,000$12,847 equity gap
Rate
6.81%
7.40%today
Payment
$2,558/mo
$2,714today
  • 3beds
  • 3baths
  • 3,207sqft

2470 Eastbrook Rd, Estill Springs

54 Legacy St, Decherd, TN, 37324 — assumable VA mortgage at 6.35%
VA
Active
33
$339,900$31,522 equity gap
Rate
6.35%
7.40%today
Payment
$1,937/mo
$2,156today
  • 4beds
  • 3baths
  • 1,703sqft

54 Legacy St, Decherd

79 Charlotte Dr, Winchester, TN, 37398 — assumable VA mortgage at 6.50%
VA
Active
60
$345,000$48,043 equity gap
Rate
6.50%
7.40%today
Payment
$1,915/mo
$2,098today
  • 3beds
  • 2baths
  • 1,430sqft

79 Charlotte Dr, Winchester

358 Bookout Ln, Cowan, TN, 37318 — assumable FHA mortgage at 6.62%
FHA
Active
36
$279,000$28,660 equity gap
Rate
6.62%
7.40%today
Payment
$1,650/mo
$1,785today
  • 3beds
  • 2baths
  • 1,284sqft

358 Bookout Ln, Cowan

516 Davis St, Cowan, TN, 37318 — assumable FHA mortgage at 6.71%
FHA
Active
40
$238,000$25,027 equity gap
Rate
6.71%
7.40%today
Payment
$1,426/mo
$1,529today
  • 2beds
  • 1baths
  • 1,140sqft

516 Davis St, Cowan

205 Jackson St, Cowan, TN, 37318 — assumable FHA mortgage at 6.84%
FHA
Active
34
$349,900$118,538 equity gap
Rate
6.84%
7.40%today
Payment
$1,532/mo
$1,620today
  • 3beds
  • 3baths
  • 2,224sqft

205 Jackson St, Cowan

207 Melody Ln, Winchester, TN, 37398 — assumable FHA mortgage at 6.00%
FHA
Active
8
$179,900$114,838 equity gap
Rate
6.00%
7.40%today
Payment
$635/mo
$733today
  • 3beds
  • 2baths
  • 1,755sqft

207 Melody Ln, Winchester

605 Gin St, Winchester, TN, 37398 — assumable FHA mortgage at 6.95%
FHA
Active
18
$110,000$81,599 equity gap
Rate
6.95%
7.40%today
Payment
$177/mo
$187today
  • 4beds
  • 3baths
  • 2,052sqft

605 Gin St, Winchester

Assuming a mortgage in Cowan

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$635 /mo
Median cash to assume
$62,905
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Beaston Group logo

Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe