Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Cross Plains, TN

38 homesFHA & VA loansrates from 2.31% vs 7.40% today

Cross Plains assumption guide
222 Hillview Way, Springfield, TN, 37172 — assumable FHA mortgage at 2.31%
FHA
Active
14
$339,000$177,464 equity gap
Rate
2.31%
7.40%today
Payment
$1,406/mo
$1,969today
  • 3beds
  • 2baths
  • 1,324sqft

222 Hillview Way, Springfield

141 Thacker Dr, Portland, TN, 37148 — assumable VA mortgage at 2.87%
VA
Active
21
$318,000$138,614 equity gap
Rate
2.87%
7.40%today
Payment
$858/mo
$1,433today
  • 3beds
  • 2baths
  • 1,527sqft

141 Thacker Dr, Portland

305 Lyon Dr, Portland, TN, 37148 — assumable FHA mortgage at 2.90%
FHA
Active
33
$585,000$301,426 equity gap
Rate
2.90%
7.40%today
Payment
$1,355/mo
$2,254today
  • 4beds
  • 3baths
  • 3,153sqft

305 Lyon Dr, Portland

132 Newbury Dr, White House, TN, 37188 — assumable FHA mortgage at 2.98%
FHA
Active
88
$635,000$299,641 equity gap
Rate
2.98%
7.40%today
Payment
$1,573/mo
$2,590today
  • 4beds
  • 4baths
  • 2,553sqft

132 Newbury Dr, White House

306 Corbitt Ln, Springfield, TN, 37172 — assumable VA mortgage at 3.85%
VA
Active
53
$315,000$89,043 equity gap
Rate
3.85%
7.40%today
Payment
$1,156/mo
$1,707today
  • 3beds
  • 2baths
  • 1,225sqft

306 Corbitt Ln, Springfield

132 Kimberly St, Portland, TN, 37148 — assumable FHA mortgage at 3.21%
FHA
Active
33
$339,900$161,176 equity gap
Rate
3.21%
7.40%today
Payment
$893/mo
$1,428today
  • 4beds
  • 2baths
  • 1,746sqft

132 Kimberly St, Portland

7227 Sutton Dr, White House, TN, 37188 — assumable VA mortgage at 5.25%
VA
Active
58
$385,000$17,160 equity gap
Rate
5.25%
7.40%today
Payment
$2,045/mo
$2,565today
  • 3beds
  • 2baths
  • 1,574sqft

7227 Sutton Dr, White House

117 Thomas Holman Cir, Springfield, TN, 37172 — assumable VA mortgage at 3.46%
VA
Active
42
$385,000$267,882 equity gap
Rate
3.46%
7.40%today
Payment
$673/mo
$1,043today
  • 3beds
  • 3baths
  • 2,043sqft

117 Thomas Holman Cir, Springfield

340 Brinkley Ln, White House, TN, 37188 — assumable FHA mortgage at 3.48%
FHA
Active
65
$499,999$378,114 equity gap
Rate
3.48%
7.40%today
Payment
$700/mo
$1,081today
  • 3beds
  • 3baths
  • 3,336sqft

340 Brinkley Ln, White House

100 Megann Dr, Portland, TN, 37148 — assumable FHA mortgage at 3.54%
FHA
Active
40
$319,900$239,002 equity gap
Rate
3.54%
7.40%today
Payment
$534/mo
$819today
  • 3beds
  • 2baths
  • 1,296sqft

100 Megann Dr, Portland

2988 Indian Ridge Blvd, White House, TN, 37188 — assumable FHA mortgage at 3.66%
FHA
Active
24
$436,900$294,691 equity gap
Rate
3.66%
7.40%today
Payment
$839/mo
$1,268today
  • 4beds
  • 3baths
  • 3,022sqft

2988 Indian Ridge Blvd, White House

139 Kimberly St, Portland, TN, 37148 — assumable VA mortgage at 5.25%
VA
Active
36
$304,950$28,210 equity gap
Rate
5.25%
7.40%today
Payment
$1,633/mo
$2,047today
  • 3beds
  • 2baths
  • 1,144sqft

139 Kimberly St, Portland

4211 S Downs Cir, White House, TN, 37188 — assumable FHA mortgage at 5.30%
FHA
Active
21
$359,900$20,651 equity gap
Rate
5.30%
7.40%today
Payment
$2,005/mo
$2,500today
  • 4beds
  • 3baths
  • 1,900sqft

4211 S Downs Cir, White House

8288 Guthrie Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 3.94%
FHA
Active
94
$1,429,900$1,149,177 equity gap
Rate
3.94%
7.40%today
Payment
$2,027/mo
$2,961today
  • 5beds
  • 5baths
  • 7,106sqft

8288 Guthrie Rd, Cross Plains

241 Brook Ave, White House, TN, 37188 — assumable FHA mortgage at 6.77%
FHA
Active
22
$399,990Potential short sale
Rate
6.77%
7.40%today
Payment
$2,776/mo
$2,957today
  • 3beds
  • 2baths
  • 1,702sqft

241 Brook Ave, White House

5330 Owens Ln, White House, TN, 37188 — assumable FHA mortgage at 6.86%
FHA
Active
46
$395,000$7,054 equity gap
Rate
6.86%
7.40%today
Payment
$2,576/mo
$2,719today
  • 4beds
  • 3baths
  • 2,400sqft

5330 Owens Ln, White House

357 Fieldstone Ln, Springfield, TN, 37172 — assumable FHA mortgage at 7.02%
FHA
Active
58
$368,900$16,784 equity gap
Rate
7.02%
7.40%today
Payment
$2,402/mo
$2,495today
  • 3beds
  • 2baths
  • 1,658sqft

357 Fieldstone Ln, Springfield

4011 Wheeler Dr, White House, TN, 37188 — assumable FHA mortgage at 5.74%
FHA
Active
63
$399,000$53,757 equity gap
Rate
5.74%
7.40%today
Payment
$2,067/mo
$2,456today
  • 3beds
  • 3baths
  • 2,013sqft

4011 Wheeler Dr, White House

8909 Cedar Grove Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 6.35%
FHA
Active
57
$499,900$49,367 equity gap
Rate
6.35%
7.40%today
Payment
$2,865/mo
$3,188today
  • 3beds
  • 3baths
  • 2,126sqft

8909 Cedar Grove Rd, Cross Plains

7339 Chowning Rd, Springfield, TN, 37172 — assumable VA mortgage at 6.75%
VA
Active
49
$619,900$39,771 equity gap
Rate
6.75%
7.40%today
Payment
$3,803/mo
$4,060today
  • 3beds
  • 3baths
  • 2,411sqft

7339 Chowning Rd, Springfield

378 Carothers Way, White House, TN, 37188 — assumable FHA mortgage at 6.94%
FHA
Active
26
$359,000$23,294 equity gap
Rate
6.94%
7.40%today
Payment
$2,273/mo
$2,380today
  • 3beds
  • 2baths
  • 1,533sqft

378 Carothers Way, White House

4070 Beach Way, White House, TN, 37188 — assumable FHA mortgage at 6.22%
FHA
Active
39
$385,000$75,562 equity gap
Rate
6.22%
7.40%today
Payment
$1,914/mo
$2,159today
  • 4beds
  • 3baths
  • 2,618sqft

4070 Beach Way, White House

104 Aplin Branch Rd, Cottontown, TN, 37048 — assumable VA mortgage at 6.42%
VA
Active
45
$675,000$91,297 equity gap
Rate
6.42%
7.40%today
Payment
$3,824/mo
$4,224today
  • 4beds
  • 4baths
  • 2,300sqft

104 Aplin Branch Rd, Cottontown

156 Hampshire Way, White House, TN, 37188 — assumable FHA mortgage at 6.60%
FHA
Active
31
$399,900$53,878 equity gap
Rate
6.60%
7.40%today
Payment
$2,276/mo
$2,467today
  • 4beds
  • 3baths
  • 2,359sqft

156 Hampshire Way, White House

4029 S Downs Cir, White House, TN, 37188 — assumable FHA mortgage at 6.63%
FHA
Active
37
$395,000$41,881 equity gap
Rate
6.63%
7.40%today
Payment
$2,296/mo
$2,481today
  • 4beds
  • 3baths
  • 2,252sqft

4029 S Downs Cir, White House

3803 Old Greenbrier Pike, Springfield, TN, 37172 — assumable FHA mortgage at 6.63%
FHA
Active
49
$295,000$34,301 equity gap
Rate
6.63%
7.40%today
Payment
$1,698/mo
$1,836today
  • 3beds
  • 2baths
  • 1,620sqft

3803 Old Greenbrier Pike, Springfield

152 Mason St, Portland, TN, 37148 — assumable FHA mortgage at 6.95%
FHA
Active
36
$325,500$56,831 equity gap
Rate
6.95%
7.40%today
Payment
$1,805/mo
$1,888today
  • 3beds
  • 2baths
  • 1,561sqft

152 Mason St, Portland

469 Steamview Dr, White House, TN, 37188 — assumable FHA mortgage at 6.96%
FHA
Active
23
$377,500$48,568 equity gap
Rate
6.96%
7.40%today
Payment
$2,252/mo
$2,353today
  • 3beds
  • 2baths
  • 1,696sqft

469 Steamview Dr, White House

674 Lakeside Dr, Springfield, TN, 37172 — assumable FHA mortgage at 5.30%
FHA
Active
45
$425,000$146,734 equity gap
Rate
5.30%
7.40%today
Payment
$1,650/mo
$2,057today
  • 4beds
  • 2baths
  • 2,411sqft

674 Lakeside Dr, Springfield

8474 Guthrie Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 6.26%
FHA
Active
40
$464,900$99,672 equity gap
Rate
6.26%
7.40%today
Payment
$2,359/mo
$2,630today
  • 3beds
  • 2baths
  • 1,991sqft

8474 Guthrie Rd, Cross Plains

2404 Savage Creek Dr, Springfield, TN, 37172 — assumable FHA mortgage at 6.30%
FHA
Active
85
$1,199,000$348,454 equity gap
Rate
6.30%
7.40%today
Payment
$5,311/mo
$5,940today
  • 4beds
  • 5baths
  • 4,516sqft

2404 Savage Creek Dr, Springfield

140 Cody Ct, Portland, TN, 37148 — assumable FHA mortgage at 6.31%
FHA
Active
40
$360,000$72,041 equity gap
Rate
6.31%
7.40%today
Payment
$1,869/mo
$2,088today
  • 3beds
  • 2baths
  • 1,386sqft

140 Cody Ct, Portland

132 Bloomsbury Dr, Portland, TN, 37148 — assumable FHA mortgage at 6.81%
FHA
Active
42
$649,900$147,439 equity gap
Rate
6.81%
7.40%today
Payment
$3,320/mo
$3,522today
  • 3beds
  • 3baths
  • 2,833sqft

132 Bloomsbury Dr, Portland

7909 Bill Moss Rd, White House, TN, 37188 — assumable FHA mortgage at 5.625%
FHA
Active
93
$1,049,000$346,188 equity gap
Rate
5.625%
7.40%today
Payment
$4,239/mo
$5,099today
  • 4beds
  • 4baths
  • 3,888sqft

7909 Bill Moss Rd, White House

8919 Cedar Grove Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 6.09%
FHA
Active
68
$699,900$242,943 equity gap
Rate
6.09%
7.40%today
Payment
$2,895/mo
$3,311today
  • 3beds
  • 3baths
  • 2,671sqft

8919 Cedar Grove Rd, Cross Plains

1147 Maxwell Branch Rd, Cottontown, TN, 37048 — assumable VA mortgage at 6.90%
VA
Active
74
$998,000$378,689 equity gap
Rate
6.90%
7.40%today
Payment
$4,261/mo
$4,480today
  • 3beds
  • 3baths
  • 2,869sqft

1147 Maxwell Branch Rd, Cottontown

Assuming a mortgage in Cross Plains

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.31%
Lowest existing payment
$534 /mo
Median cash to assume
$91,297
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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