Chris Prendergast

Chris Prendergast

Assumable homes for sale in Cross Plains, TN

6 homesFHA & VA loansrates from 3.94% vs 7.40% today

Cross Plains assumption guide
8288 Guthrie Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 3.94%
FHA
Active
94
$1,429,900$1,149,177 equity gap
Rate
3.94%
7.40%today
Payment
$2,027/mo
$2,961today
  • 5beds
  • 5baths
  • 7,106sqft

8288 Guthrie Rd, Cross Plains

8909 Cedar Grove Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 6.35%
FHA
Active
57
$499,900$49,367 equity gap
Rate
6.35%
7.40%today
Payment
$2,865/mo
$3,188today
  • 3beds
  • 3baths
  • 2,126sqft

8909 Cedar Grove Rd, Cross Plains

104 Aplin Branch Rd, Cottontown, TN, 37048 — assumable VA mortgage at 6.42%
VA
Active
45
$675,000$91,297 equity gap
Rate
6.42%
7.40%today
Payment
$3,824/mo
$4,224today
  • 4beds
  • 4baths
  • 2,300sqft

104 Aplin Branch Rd, Cottontown

8474 Guthrie Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 6.26%
FHA
Active
40
$464,900$99,672 equity gap
Rate
6.26%
7.40%today
Payment
$2,359/mo
$2,630today
  • 3beds
  • 2baths
  • 1,991sqft

8474 Guthrie Rd, Cross Plains

8919 Cedar Grove Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 6.09%
FHA
Active
68
$699,900$242,943 equity gap
Rate
6.09%
7.40%today
Payment
$2,895/mo
$3,311today
  • 3beds
  • 3baths
  • 2,671sqft

8919 Cedar Grove Rd, Cross Plains

1147 Maxwell Branch Rd, Cottontown, TN, 37048 — assumable VA mortgage at 6.90%
VA
Active
74
$998,000$378,689 equity gap
Rate
6.90%
7.40%today
Payment
$4,261/mo
$4,480today
  • 3beds
  • 3baths
  • 2,869sqft

1147 Maxwell Branch Rd, Cottontown

Assuming a mortgage in Cross Plains

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.94%
Lowest existing payment
$2,027 /mo
Median cash to assume
$171,308
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.