Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Durham, NC

11 homesFHA & VA loansrates from 2.80% vs 7.40% today

Durham assumption guide
2903 Forrestal Drive, Durham, NC, 27703 — assumable FHA mortgage at 2.99%
FHA
Active
37
$305,000$87,290 equity gap
Rate
2.99%
7.40%today
Payment
$1,034/mo
$1,700today
  • 3beds
  • 3baths
  • 1,702sqft

2903 Forrestal Drive, Durham

3340 Ivey Wood Lane, Durham, NC, 27703 — assumable FHA mortgage at 2.80%
FHA
Active
19
$224,900$89,891 equity gap
Rate
2.80%
7.40%today
Payment
$640/mo
$1,078today
  • 2beds
  • 3baths
  • 1,189sqft

3340 Ivey Wood Lane, Durham

4006 Angier Avenue, Durham, NC, 27703 — assumable FHA mortgage at 2.84%
FHA
Active
61
$610,000$424,091 equity gap
Rate
2.84%
7.40%today
Payment
$883/mo
$1,479today
  • 3beds
  • 3baths
  • 1,800sqft

4006 Angier Avenue, Durham

1606 Wrenn Road, Durham, NC, 27703 — assumable VA mortgage at 2.88%
VA
Active
71
$485,000$194,997 equity gap
Rate
2.88%
7.40%today
Payment
$1,351/mo
$2,253today
  • 3beds
  • 2baths
  • 1,772sqft

1606 Wrenn Road, Durham

3201 Ivey Wood Lane, Durham, NC, 27703 — assumable FHA mortgage at 3.66%
FHA
Active
28
$265,000$167,591 equity gap
Rate
3.66%
7.40%today
Payment
$578/mo
$874today
  • 3beds
  • 3baths
  • 1,540sqft

3201 Ivey Wood Lane, Durham

4 Icon Court, Durham, NC, 27703 — assumable FHA mortgage at 6.81%
FHA
Active
40
$350,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,332/mo
$2,475today
  • 2beds
  • 2baths
  • 1,230sqft

4 Icon Court, Durham

120 Daneborg Road, Durham, NC, 27703 — assumable FHA mortgage at 6.35%
FHA
Active
68
$475,000$25,057 equity gap
Rate
6.35%
7.40%today
Payment
$2,988/mo
$3,295today
  • 5beds
  • 3baths
  • 3,355sqft

120 Daneborg Road, Durham

2982 Carolyn Drive, Durham, NC, 27703 — assumable VA mortgage at 6.65%
VA
Active
37
$660,000$44,471 equity gap
Rate
6.65%
7.40%today
Payment
$4,010/mo
$4,325today
  • 3beds
  • 4baths
  • 2,445sqft

2982 Carolyn Drive, Durham

1116 High Fox Drive, Durham, NC, 27703 — assumable FHA mortgage at 6.30%
FHA
Active
39
$450,000$45,431 equity gap
Rate
6.30%
7.40%today
Payment
$2,526/mo
$2,826today
  • 3beds
  • 3baths
  • 2,447sqft

1116 High Fox Drive, Durham

13 Intrepid Court, Durham, NC, 27703 — assumable FHA mortgage at 5.83%
FHA
Active
18
$385,000$304,879 equity gap
Rate
5.83%
7.40%today
Payment
$1,030/mo
$1,211today
  • 4beds
  • 3baths
  • 2,807sqft

13 Intrepid Court, Durham

3730 Appling Way, Durham, NC, 27703 — assumable FHA mortgage at 7.31%
FHA
Active
48
$475,000Potential short sale
Rate
7.31%
7.40%today
Payment
$3,638/mo
$3,670today
  • 4beds
  • 4baths
  • 2,769sqft

3730 Appling Way, Durham

Assuming a mortgage in Durham

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$578 /mo
Median cash to assume
$89,891
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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