Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Edgewater, FL

65 homesFHA & VA loansrates from 2.71% vs 7.40% today

Edgewater assumption guide
2858 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 2.90%
FHA
Active
29
$330,000$95,893 equity gap
Rate
2.90%
7.40%today
Payment
$1,124/mo
$1,869today
  • 4beds
  • 2baths
  • 1,889sqft

2858 NEVERLAND Drive, New Smyrna Beach

4767 ATLANTIC Avenue #402, Ponce Inlet, FL, 32127 — assumable VA mortgage at 3.75%
VA
Active
54
$874,900$43,285 equity gap
Rate
3.75%
7.40%today
Payment
$4,201/mo
$6,280today
  • 3beds
  • 3baths
  • 2,190sqft

4767 ATLANTIC Avenue #402, Ponce Inlet

748 MERRIMAC Drive, Port Orange, FL, 32127 — assumable FHA mortgage at 4.22%
FHA
Active
13
$210,000$5,444 equity gap
Rate
4.22%
7.40%today
Payment
$1,963/mo
$2,409today
  • 3beds
  • 2baths
  • 1,536sqft

748 MERRIMAC Drive, Port Orange

6239 WOODHAVEN VILLAGE Drive, Port Orange, FL, 32128 — assumable VA mortgage at 3.85%
VA
Active
50
$525,000$99,178 equity gap
Rate
3.85%
7.40%today
Payment
$2,178/mo
$3,217today
  • 4beds
  • 4baths
  • 2,651sqft

6239 WOODHAVEN VILLAGE Drive, Port Orange

2412 FIELDBROOKE Way, Edgewater, FL, 32141 — assumable FHA mortgage at 2.98%
FHA
Active
19
$315,000$125,423 equity gap
Rate
2.98%
7.40%today
Payment
$901/mo
$1,484today
  • 3beds
  • 2baths
  • 1,672sqft

2412 FIELDBROOKE Way, Edgewater

123 OLD MILL POND Road, Edgewater, FL, 32141 — assumable FHA mortgage at 3.03%
FHA
Active
26
$325,000$121,080 equity gap
Rate
3.03%
7.40%today
Payment
$997/mo
$1,632today
  • 3beds
  • 2baths
  • 1,685sqft

123 OLD MILL POND Road, Edgewater

2916 MELETO Boulevard, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 3.07%
FHA
Active
39
$320,000$105,520 equity gap
Rate
3.07%
7.40%today
Payment
$1,058/mo
$1,723today
  • 3beds
  • 3baths
  • 1,754sqft

2916 MELETO Boulevard, New Smyrna Beach

49 CROOKED PINE Road, Port Orange, FL, 32128 — assumable VA mortgage at 2.71%
VA
Active
42
$249,000$118,617 equity gap
Rate
2.71%
7.40%today
Payment
$609/mo
$1,038today
  • 2beds
  • 2baths
  • 1,295sqft

49 CROOKED PINE Road, Port Orange

3434 TORRE Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.81%
VA
Active
43
$418,500$173,885 equity gap
Rate
2.81%
7.40%today
Payment
$1,149/mo
$1,934today
  • 3beds
  • 2baths
  • 1,847sqft

3434 TORRE Boulevard, New Smyrna Beach

143 OLD MILL POND RD, Edgewater, FL, 32141 — assumable FHA mortgage at 2.81%
FHA
Active
44
$530,000$274,737 equity gap
Rate
2.81%
7.40%today
Payment
$1,208/mo
$2,033today
  • 5beds
  • 3baths
  • 2,674sqft

143 OLD MILL POND RD, Edgewater

110 PORTOFINO Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.89%
VA
Active
66
$1,100,000$816,107 equity gap
Rate
2.89%
7.40%today
Payment
$1,361/mo
$2,268today
  • 3beds
  • 3baths
  • 2,669sqft

110 PORTOFINO Boulevard, New Smyrna Beach

2144 JUNGLE Road, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.90%
VA
Active
31
$320,000$129,793 equity gap
Rate
2.90%
7.40%today
Payment
$915/mo
$1,523today
  • 3beds
  • 3baths
  • 1,868sqft

2144 JUNGLE Road, New Smyrna Beach

3446 MEDICI Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.95%
VA
Active
59
$415,000$254,084 equity gap
Rate
2.95%
7.40%today
Payment
$761/mo
$1,257today
  • 4beds
  • 4baths
  • 2,379sqft

3446 MEDICI Boulevard, New Smyrna Beach

3321 PINO Avenue, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 3.09%
FHA
Active
100
$410,000$251,014 equity gap
Rate
3.09%
7.40%today
Payment
$788/mo
$1,265today
  • 3beds
  • 2baths
  • 1,867sqft

3321 PINO Avenue, New Smyrna Beach

636 RIVERSIDE Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 3.18%
VA
Active
75
$2,049,000$1,254,842 equity gap
Rate
3.18%
7.40%today
Payment
$3,928/mo
$6,304today
  • 3beds
  • 4baths
  • 3,250sqft

636 RIVERSIDE Drive, New Smyrna Beach

2815 ORANGE TREE, Edgewater, FL, 32141 — assumable FHA mortgage at 3.73%
FHA
Active
22
$299,000$117,644 equity gap
Rate
3.73%
7.40%today
Payment
$975/mo
$1,462today
  • 4beds
  • 2baths
  • 1,708sqft

2815 ORANGE TREE, Edgewater

2727 BANYAN Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 3.45%
FHA
Active
15
$299,900$149,848 equity gap
Rate
3.45%
7.40%today
Payment
$776/mo
$1,203today
  • 3beds
  • 2baths
  • 1,394sqft

2727 BANYAN Drive, Edgewater

2635 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.98%
VA
Active
57
$365,000$21,809 equity gap
Rate
4.98%
7.40%today
Payment
$1,970/mo
$2,546today
  • 3beds
  • 2baths
  • 1,690sqft

2635 NEVERLAND Drive, New Smyrna Beach

2511 MILTON Avenue, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 3.61%
FHA
Active
36
$330,000$223,759 equity gap
Rate
3.61%
7.40%today
Payment
$626/mo
$952today
  • 3beds
  • 2baths
  • 1,466sqft

2511 MILTON Avenue, New Smyrna Beach

3426 YULE TREE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 3.68%
FHA
Active
52
$295,000$127,042 equity gap
Rate
3.68%
7.40%today
Payment
$893/mo
$1,346today
  • 3beds
  • 2baths
  • 1,365sqft

3426 YULE TREE Drive, Edgewater

3330 WILLOW OAK Drive, Edgewater, FL, 32141 — assumable VA mortgage at 5.54%
VA
Active
46
$389,900$13,190 equity gap
Rate
5.54%
7.40%today
Payment
$2,281/mo
$2,770today
  • 3beds
  • 2baths
  • 1,724sqft

3330 WILLOW OAK Drive, Edgewater

1302 BOND Street, Edgewater, FL, 32132 — assumable FHA mortgage at 3.90%
FHA
Active
46
$200,000$116,449 equity gap
Rate
3.90%
7.40%today
Payment
$486/mo
$714today
  • 2beds
  • 2baths
  • 1,232sqft

1302 BOND Street, Edgewater

2904 JUNIPER Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 3.92%
FHA
Active
9
$349,000$159,942 equity gap
Rate
3.92%
7.40%today
Payment
$1,091/mo
$1,598today
  • 4beds
  • 2baths
  • 2,219sqft

2904 JUNIPER Drive, Edgewater

724 ST ANDREWS CIRCLE, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.05%
VA
Active
54
$400,000$266,095 equity gap
Rate
4.05%
7.40%today
Payment
$794/mo
$1,144today
  • 2beds
  • 2baths
  • 1,755sqft

724 ST ANDREWS CIRCLE, New Smyrna Beach

120 ASH Street, Edgewater, FL, 32141 — assumable VA mortgage at 4.19%
VA
Active
53
$199,500$102,583 equity gap
Rate
4.19%
7.40%today
Payment
$586/mo
$831today
  • 2beds
  • 2baths
  • 1,413sqft

120 ASH Street, Edgewater

2711 SILVER CANOE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.47%
FHA
Active
39
$299,000$10,984 equity gap
Rate
6.47%
7.40%today
Payment
$1,856/mo
$2,039today
  • 3beds
  • 3baths
  • 1,840sqft

2711 SILVER CANOE Drive, Edgewater

1545 DELPHI Way, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 6.90%
VA
Active
32
$419,900$19,738 equity gap
Rate
6.90%
7.40%today
Payment
$2,707/mo
$2,845today
  • 4beds
  • 2baths
  • 2,059sqft

1545 DELPHI Way, New Smyrna Beach

2820 TATON Trace, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 5.78%
FHA
Active
51
$349,999$28,317 equity gap
Rate
5.78%
7.40%today
Payment
$1,998/mo
$2,362today
  • 3beds
  • 2baths
  • 1,481sqft

2820 TATON Trace, New Smyrna Beach

203 PRESTWICK Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.32%
VA
Active
75
$773,900$585,563 equity gap
Rate
4.32%
7.40%today
Payment
$1,276/mo
$1,781today
  • 3beds
  • 3baths
  • 3,041sqft

203 PRESTWICK Drive, New Smyrna Beach

2617 PINE TREE Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 5.66%
FHA
Active
38
$294,900$52,634 equity gap
Rate
5.66%
7.40%today
Payment
$1,476/mo
$1,769today
  • 4beds
  • 3baths
  • 2,146sqft

2617 PINE TREE Drive, Edgewater

1830 ORANGE TREE Drive, Edgewater, FL, 32132 — assumable VA mortgage at 5.25%
VA
Active
12
$469,000$130,151 equity gap
Rate
5.25%
7.40%today
Payment
$1,999/mo
$2,506today
  • 4beds
  • 2baths
  • 2,245sqft

1830 ORANGE TREE Drive, Edgewater

1830 ORANGE TREE Drive, Edgewater, FL, 32132 — assumable VA mortgage at 5.25%
VA
Active
24
$469,000$130,151 equity gap
Rate
5.25%
7.40%today
Payment
$1,999/mo
$2,506today
  • 4beds
  • 2baths
  • 2,245sqft

1830 ORANGE TREE Drive, Edgewater

4503 SAXON Drive, New Smyrna Beach, FL, 32169 — assumable VA mortgage at 6.16%
VA
Active
41
$619,900$43,578 equity gap
Rate
6.16%
7.40%today
Payment
$3,543/mo
$4,022today
  • 2beds
  • 2baths
  • 1,112sqft

4503 SAXON Drive, New Smyrna Beach

3800 SAXON Drive #19B, New Smyrna Beach, FL, 32169 — assumable VA mortgage at 6.26%
VA
Active
42
$279,999$27,648 equity gap
Rate
6.26%
7.40%today
Payment
$1,624/mo
$1,824today
  • 2beds
  • 2baths
  • 838sqft

3800 SAXON Drive #19B, New Smyrna Beach

2518 HOPTREE Lane, Edgewater, FL, 32141 — assumable FHA mortgage at 6.66%
FHA
Active
28
$305,000$25,171 equity gap
Rate
6.66%
7.40%today
Payment
$1,882/mo
$2,028today
  • 3beds
  • 2baths
  • 1,540sqft

2518 HOPTREE Lane, Edgewater

2126 GENTLE RAIN Drive, Edgewater, FL, 32141 — assumable FHA mortgage at 6.76%
FHA
Active
34
$299,900$21,449 equity gap
Rate
6.76%
7.40%today
Payment
$1,836/mo
$1,958today
  • 3beds
  • 3baths
  • 1,840sqft

2126 GENTLE RAIN Drive, Edgewater

Assuming a mortgage in Edgewater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$486 /mo
Median cash to assume
$99,428
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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