Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in El Paso, TX

81 homesFHA & VA loansrates from 2.15% vs 7.40% today

El Paso assumption guide
991 HULL Street, El Paso, TX, 79928 — assumable FHA mortgage at 2.88%
FHA
Active
55
$309,950$45,199 equity gap
Rate
2.88%
7.40%today
Payment
$1,239/mo
$2,066today
  • 4beds
  • 3baths
  • 1,985sqft

991 HULL Street, El Paso

12517 PASEO RAE Avenue, El Paso, TX, 79928 — assumable VA mortgage at 3.45%
VA
Active
51
$298,000$47,942 equity gap
Rate
3.45%
7.40%today
Payment
$1,230/mo
$1,908today
  • 3beds
  • 3baths
  • 2,184sqft

12517 PASEO RAE Avenue, El Paso

205 ANGLESY Place, El Paso, TX, 79928 — assumable VA mortgage at 2.73%
VA
Active
42
$295,000$78,111 equity gap
Rate
2.73%
7.40%today
Payment
$1,010/mo
$1,718today
  • 3beds
  • 3baths
  • 1,855sqft

205 ANGLESY Place, El Paso

13542 HARBOTTLE Street, El Paso, TX, 79928 — assumable VA mortgage at 2.99%
VA
Active
40
$249,500$68,616 equity gap
Rate
2.99%
7.40%today
Payment
$859/mo
$1,412today
  • 3beds
  • 2baths
  • 1,240sqft

13542 HARBOTTLE Street, El Paso

234 NOTTS Way, El Paso, TX, 79928 — assumable FHA mortgage at 3.07%
FHA
Active
39
$275,000$62,558 equity gap
Rate
3.07%
7.40%today
Payment
$1,008/mo
$1,641today
  • 3beds
  • 3baths
  • 2,210sqft

234 NOTTS Way, El Paso

13581 HAZLEWOOD Street, Horizon City, TX, 79928 — assumable VA mortgage at 3.07%
VA
Active
58
$395,000$101,293 equity gap
Rate
3.07%
7.40%today
Payment
$1,388/mo
$2,260today
  • 4beds
  • 3baths
  • 2,637sqft

13581 HAZLEWOOD Street, Horizon City

12913 Pontesbury Drive, El Paso, TX, 79928 — assumable FHA mortgage at 3.99%
FHA
Active
40
$281,000$24,620 equity gap
Rate
3.99%
7.40%today
Payment
$1,264/mo
$1,835today
  • 3beds
  • 2baths
  • 1,473sqft

12913 Pontesbury Drive, El Paso

729 Paseo Sereno Drive, Horizon City, TX, 79928 — assumable VA mortgage at 3.45%
VA
Active
22
$259,000$77,059 equity gap
Rate
3.45%
7.40%today
Payment
$895/mo
$1,388today
  • 4beds
  • 3baths
  • 1,618sqft

729 Paseo Sereno Drive, Horizon City

12721 Ashby Avenue, El Paso, TX, 79928 — assumable FHA mortgage at 2.79%
FHA
Active
71
$334,990$127,098 equity gap
Rate
2.79%
7.40%today
Payment
$977/mo
$1,648today
  • 4beds
  • 2baths
  • 2,095sqft

12721 Ashby Avenue, El Paso

953 BOSCOBEL Street, El Paso, TX, 79928 — assumable VA mortgage at 2.81%
VA
Active
38
$345,000$128,188 equity gap
Rate
2.81%
7.40%today
Payment
$1,028/mo
$1,731today
  • 4beds
  • 3baths
  • 2,258sqft

953 BOSCOBEL Street, El Paso

13685 BRADFORD Street, Horizon City, TX, 79928 — assumable VA mortgage at 2.87%
VA
Active
34
$319,000$100,788 equity gap
Rate
2.87%
7.40%today
Payment
$1,018/mo
$1,700today
  • 4beds
  • 3baths
  • 2,059sqft

13685 BRADFORD Street, Horizon City

206 Notts Way, El Paso, TX, 79928 — assumable VA mortgage at 2.90%
VA
Active
42
$315,000$124,738 equity gap
Rate
2.90%
7.40%today
Payment
$886/mo
$1,474today
  • 4beds
  • 2baths
  • 1,783sqft

206 Notts Way, El Paso

13400 Emerald Rose Court, Horizon City, TX, 79928 — assumable VA mortgage at 2.93%
VA
Active
41
$415,000$129,561 equity gap
Rate
2.93%
7.40%today
Payment
$1,375/mo
$2,278today
  • 4beds
  • 3baths
  • 2,200sqft

13400 Emerald Rose Court, Horizon City

940 CLAPHAM Street, El Paso, TX, 79928 — assumable VA mortgage at 2.98%
VA
Active
43
$485,000$159,766 equity gap
Rate
2.98%
7.40%today
Payment
$1,539/mo
$2,534today
  • 5beds
  • 5baths
  • 3,227sqft

940 CLAPHAM Street, El Paso

437 CHANDELIER Road, Horizon City, TX, 79928 — assumable VA mortgage at 0.11%
VA
Active
59
$420,000$263,138 equity gap
Rate
0.11%
7.40%today
Payment
$727/mo
$1,782today
  • 3beds
  • 3baths
  • 2,679sqft

437 CHANDELIER Road, Horizon City

801 SPOFFORTH Road, El Paso, TX, 79928 — assumable VA mortgage at 2.15%
VA
Active
33
$275,000$125,778 equity gap
Rate
2.15%
7.40%today
Payment
$640/mo
$1,175today
  • 4beds
  • 2baths
  • 1,667sqft

801 SPOFFORTH Road, El Paso

12339 JOE GOMEZ Avenue, El Paso, TX, 79928 — assumable VA mortgage at 2.68%
VA
Active
15
$291,000$134,106 equity gap
Rate
2.68%
7.40%today
Payment
$728/mo
$1,247today
  • 4beds
  • 3baths
  • 2,360sqft

12339 JOE GOMEZ Avenue, El Paso

632 Paseo Hermoso Drive, Horizon City, TX, 79928 — assumable FHA mortgage at 2.68%
FHA
Active
32
$265,000$143,678 equity gap
Rate
2.68%
7.40%today
Payment
$563/mo
$964today
  • 4beds
  • 3baths
  • 2,510sqft

632 Paseo Hermoso Drive, Horizon City

911 GREENBURY Place, El Paso, TX, 79928 — assumable FHA mortgage at 2.77%
FHA
Active
30
$308,500$125,507 equity gap
Rate
2.77%
7.40%today
Payment
$858/mo
$1,451today
  • 4beds
  • 3baths
  • 1,752sqft

911 GREENBURY Place, El Paso

12911 TERRINGTON Avenue, El Paso, TX, 79928 — assumable FHA mortgage at 2.81%
FHA
Active
37
$275,000$120,436 equity gap
Rate
2.81%
7.40%today
Payment
$731/mo
$1,231today
  • 3beds
  • 2baths
  • 1,458sqft

12911 TERRINGTON Avenue, El Paso

12757 Valentine Avenue, El Paso, TX, 79928 — assumable FHA mortgage at 2.86%
FHA
Active
17
$320,000$139,693 equity gap
Rate
2.86%
7.40%today
Payment
$862/mo
$1,441today
  • 4beds
  • 3baths
  • 1,917sqft

12757 Valentine Avenue, El Paso

271 COVINGTON RIDGE Way, El Paso, TX, 79928 — assumable FHA mortgage at 2.89%
FHA
Active
26
$312,000$152,836 equity gap
Rate
2.89%
7.40%today
Payment
$763/mo
$1,271today
  • 4beds
  • 2baths
  • 1,940sqft

271 COVINGTON RIDGE Way, El Paso

12247 BRANELL Lane, El Paso, TX, 79928 — assumable FHA mortgage at 3.09%
FHA
Active
64
$529,950$316,069 equity gap
Rate
3.09%
7.40%today
Payment
$1,011/mo
$1,641today
  • 4beds
  • 3baths
  • 3,318sqft

12247 BRANELL Lane, El Paso

942 AIRSHIP Place, El Paso, TX, 79928 — assumable FHA mortgage at 3.09%
FHA
Active
40
$424,950$191,706 equity gap
Rate
3.09%
7.40%today
Payment
$1,110/mo
$1,802today
  • 3beds
  • 3baths
  • 1,903sqft

942 AIRSHIP Place, El Paso

776 LEMINGTON Street, El Paso, TX, 79928 — assumable VA mortgage at 3.89%
VA
Active
38
$255,530$53,319 equity gap
Rate
3.89%
7.40%today
Payment
$1,041/mo
$1,530today
  • 3beds
  • 2baths
  • 1,482sqft

776 LEMINGTON Street, El Paso

13191 KESTREL Avenue, Horizon City, TX, 79928 — assumable VA mortgage at 3.10%
VA
Active
49
$249,000$237,954 equity gap
Rate
3.10%
7.40%today
Payment
$75/mo
$107today
  • 4beds
  • 2baths
  • 1,702sqft

13191 KESTREL Avenue, Horizon City

458 FORTENBERRY Place, El Paso, TX, 79928 — assumable FHA mortgage at 3.12%
FHA
Active
55
$439,950$382,981 equity gap
Rate
3.12%
7.40%today
Payment
$268/mo
$434today
  • 4beds
  • 4baths
  • 2,462sqft

458 FORTENBERRY Place, El Paso

147 VIA ROJAS Drive, Horizon City, TX, 79928 — assumable FHA mortgage at 3.12%
FHA
Active
38
$315,000$273,274 equity gap
Rate
3.12%
7.40%today
Payment
$198/mo
$320today
  • 4beds
  • 3baths
  • 2,470sqft

147 VIA ROJAS Drive, Horizon City

12616 Keitha Adams Drive, El Paso, TX, 79928 — assumable FHA mortgage at 3.15%
FHA
Active
28
$316,950$129,961 equity gap
Rate
3.15%
7.40%today
Payment
$928/mo
$1,496today
  • 4beds
  • 3baths
  • 2,379sqft

12616 Keitha Adams Drive, El Paso

13420 EMERALD BROOK Drive, Horizon City, TX, 79928 — assumable VA mortgage at 3.17%
VA
Active
49
$629,000$431,635 equity gap
Rate
3.17%
7.40%today
Payment
$1,108/mo
$1,680today
  • 4beds
  • 3baths
  • 2,334sqft

13420 EMERALD BROOK Drive, Horizon City

13465 Emerald Reef Drive, El Paso, TX, 79928 — assumable VA mortgage at 3.18%
VA
Active
47
$500,000$296,558 equity gap
Rate
3.18%
7.40%today
Payment
$1,013/mo
$1,626today
  • 4beds
  • 3baths
  • 2,203sqft

13465 Emerald Reef Drive, El Paso

12624 Mary Ponce Road, Horizon City, TX, 79928 — assumable FHA mortgage at 3.18%
FHA
Active
35
$330,000$148,035 equity gap
Rate
3.18%
7.40%today
Payment
$906/mo
$1,455today
  • 4beds
  • 3baths
  • 2,313sqft

12624 Mary Ponce Road, Horizon City

12339 BUCKLEY GROVE Court, El Paso, TX, 79928 — assumable FHA mortgage at 3.28%
FHA
Active
49
$485,000$267,297 equity gap
Rate
3.28%
7.40%today
Payment
$1,098/mo
$1,740today
  • 4beds
  • 2baths
  • 1,937sqft

12339 BUCKLEY GROVE Court, El Paso

12988 SHILDON Street, El Paso, TX, 79928 — assumable FHA mortgage at 4.67%
FHA
Active
53
$325,000$63,985 equity gap
Rate
4.67%
7.40%today
Payment
$1,453/mo
$1,947today
  • 4beds
  • 4baths
  • 2,305sqft

12988 SHILDON Street, El Paso

563 Lanner Street, El Paso, TX, 79928 — assumable VA mortgage at 5.11%
VA
Active
71
$330,000$35,160 equity gap
Rate
5.11%
7.40%today
Payment
$1,718/mo
$2,188today
  • 4beds
  • 3baths
  • 2,216sqft

563 Lanner Street, El Paso

13491 BRADFORD Street, Horizon City, TX, 79928 — assumable FHA mortgage at 3.91%
FHA
Active
39
$280,000$148,216 equity gap
Rate
3.91%
7.40%today
Payment
$769/mo
$1,128today
  • 3beds
  • 3baths
  • 1,846sqft

13491 BRADFORD Street, Horizon City

Assuming a mortgage in El Paso

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.15%
Lowest existing payment
$307 /mo
Median cash to assume
$86,336
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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