Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Fayetteville, NC

200 homesVA & FHA loansrates from 2.26% vs 7.40% today

Fayetteville assumption guide
3205 Dove Hunter Circle, Fayetteville, NC, 28306 — assumable VA mortgage at 2.875%
VA
Active
35
$365,000$62,049 equity gap
Rate
2.875%
7.40%today
Payment
$1,407/mo
$2,349today
  • 4beds
  • 3baths
  • 2,462sqft

3205 Dove Hunter Circle, Fayetteville

3489 Thorndike Drive, Fayetteville, NC, 28311 — assumable VA mortgage at 3.02%
VA
Active
32
$258,000$50,221 equity gap
Rate
3.02%
7.40%today
Payment
$985/mo
$1,614today
  • 3beds
  • 3baths
  • 1,888sqft

3489 Thorndike Drive, Fayetteville

805 Shadowlawn Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 3.05%
VA
Active
41
$214,000$24,909 equity gap
Rate
3.05%
7.40%today
Payment
$890/mo
$1,452today
  • 4beds
  • 2baths
  • 1,529sqft

805 Shadowlawn Drive, Fayetteville

2513 Gardner Park Drive, Fayetteville, NC, 28304 — assumable FHA mortgage at 3.12%
FHA
Active
38
$225,000$39,270 equity gap
Rate
3.12%
7.40%today
Payment
$883/mo
$1,428today
  • 3beds
  • 3baths
  • 1,479sqft

2513 Gardner Park Drive, Fayetteville

4430 Cliffdale Road, Fayetteville, NC, 28314 — assumable VA mortgage at 3.45%
VA
Active
26
$220,000$41,387 equity gap
Rate
3.45%
7.40%today
Payment
$878/mo
$1,363today
  • 3beds
  • 2baths
  • 1,345sqft

4430 Cliffdale Road, Fayetteville

6258 Stoney Point Loop, Fayetteville, NC, 28306 — assumable VA mortgage at 2.70%
VA
Active
27
$269,999$80,062 equity gap
Rate
2.70%
7.40%today
Payment
$871/mo
$1,487today
  • 4beds
  • 3baths
  • 1,799sqft

6258 Stoney Point Loop, Fayetteville

2916 Deep Channel Court, Fayetteville, NC, 28306 — assumable VA mortgage at 2.78%
VA
Active
47
$480,000$134,672 equity gap
Rate
2.78%
7.40%today
Payment
$1,598/mo
$2,700today
  • 5beds
  • 3baths
  • 2,635sqft

2916 Deep Channel Court, Fayetteville

4270 Home Stretch Drive, Parkton, NC, 28371 — assumable VA mortgage at 2.79%
VA
Active
23
$313,500$90,158 equity gap
Rate
2.79%
7.40%today
Payment
$1,050/mo
$1,771today
  • 5beds
  • 4baths
  • 2,964sqft

4270 Home Stretch Drive, Parkton

2506 Woodwind Drive, Fayetteville, NC, 28304 — assumable VA mortgage at 2.80%
VA
Active
50
$265,000$74,168 equity gap
Rate
2.80%
7.40%today
Payment
$881/mo
$1,485today
  • 3beds
  • 3baths
  • 2,019sqft

2506 Woodwind Drive, Fayetteville

5408 Kilkeel Court, Fayetteville, NC, 28311 — assumable VA mortgage at 2.86%
VA
Active
22
$189,900$39,534 equity gap
Rate
2.86%
7.40%today
Payment
$699/mo
$1,169today
  • 3beds
  • 3baths
  • 1,289sqft

5408 Kilkeel Court, Fayetteville

3913 Limwert Lane, Fayetteville, NC, 28306 — assumable VA mortgage at 2.88%
VA
Active
50
$345,000$89,244 equity gap
Rate
2.88%
7.40%today
Payment
$1,192/mo
$1,987today
  • 4beds
  • 3baths
  • 2,736sqft

3913 Limwert Lane, Fayetteville

3202 Cragburn Place, Fayetteville, NC, 28306 — assumable VA mortgage at 2.88%
VA
Active
50
$730,000$207,624 equity gap
Rate
2.88%
7.40%today
Payment
$2,375/mo
$3,962today
  • 5beds
  • 5baths
  • 4,085sqft

3202 Cragburn Place, Fayetteville

2114 Rock Avenue, Fayetteville, NC, 28303 — assumable VA mortgage at 2.90%
VA
Active
40
$210,000$47,332 equity gap
Rate
2.90%
7.40%today
Payment
$766/mo
$1,275today
  • 2beds
  • 1baths
  • 1,073sqft

2114 Rock Avenue, Fayetteville

4101 Desert Cove Circle, Fayetteville, NC, 28312 — assumable VA mortgage at 2.96%
VA
Active
40
$299,999$68,766 equity gap
Rate
2.96%
7.40%today
Payment
$1,094/mo
$1,806today
  • 3beds
  • 2baths
  • 1,914sqft

4101 Desert Cove Circle, Fayetteville

1589 Mount Rainer Drive, Fayetteville, NC, 28301 — assumable VA mortgage at 2.97%
VA
Active
50
$307,000$76,247 equity gap
Rate
2.97%
7.40%today
Payment
$1,096/mo
$1,806today
  • 4beds
  • 3baths
  • 2,228sqft

1589 Mount Rainer Drive, Fayetteville

322 Circle Drive, Fayetteville, NC, 28305 — assumable VA mortgage at 2.99%
VA
Active
42
$360,500$90,774 equity gap
Rate
2.99%
7.40%today
Payment
$1,292/mo
$2,125today
  • 4beds
  • 2baths
  • 2,237sqft

322 Circle Drive, Fayetteville

6510 Portsmouth Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 3.05%
VA
Active
40
$150,000$44,170 equity gap
Rate
3.05%
7.40%today
Payment
$509/mo
$831today
  • 3beds
  • 2baths
  • 1,114sqft

6510 Portsmouth Drive, Fayetteville

3024 Brechin Road, Fayetteville, NC, 28303 — assumable VA mortgage at 3.05%
VA
Active
42
$379,999$100,371 equity gap
Rate
3.05%
7.40%today
Payment
$1,319/mo
$2,152today
  • 4beds
  • 4baths
  • 2,719sqft

3024 Brechin Road, Fayetteville

6871 STAFF Road, Fayetteville, NC, 28306 — assumable VA mortgage at 3.55%
VA
Active
50
$359,000$67,691 equity gap
Rate
3.55%
7.40%today
Payment
$1,445/mo
$2,215today
  • 3beds
  • 3baths
  • 2,043sqft

6871 STAFF Road, Fayetteville

4644 Ritson Lane, Fayetteville, NC, 28306 — assumable VA mortgage at 3.56%
VA
Active
49
$370,000$54,544 equity gap
Rate
3.56%
7.40%today
Payment
$1,570/mo
$2,403today
  • 4beds
  • 3baths
  • 2,342sqft

4644 Ritson Lane, Fayetteville

4231 Cherry Hill Lane, Fayetteville, NC, 28312 — assumable VA mortgage at 3.10%
VA
Active
46
$349,500$79,554 equity gap
Rate
3.10%
7.40%today
Payment
$1,283/mo
$2,080today
  • 4beds
  • 3baths
  • 2,492sqft

4231 Cherry Hill Lane, Fayetteville

3524 Gables Drive, Fayetteville, NC, 28311 — assumable VA mortgage at 3.11%
VA
Active
27
$294,500$64,173 equity gap
Rate
3.11%
7.40%today
Payment
$1,093/mo
$1,771today
  • 3beds
  • 3baths
  • 1,729sqft

3524 Gables Drive, Fayetteville

705 Shadowlawn Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 3.14%
VA
Active
18
$225,000$57,335 equity gap
Rate
3.14%
7.40%today
Payment
$800/mo
$1,291today
  • 4beds
  • 2baths
  • 1,530sqft

705 Shadowlawn Drive, Fayetteville

908 Middle Road, Fayetteville, NC, 28312 — assumable VA mortgage at 3.18%
VA
Active
39
$310,000$73,989 equity gap
Rate
3.18%
7.40%today
Payment
$1,175/mo
$1,887today
  • 3beds
  • 3baths
  • 2,190sqft

908 Middle Road, Fayetteville

2918 Coachway Drive, Fayetteville, NC, 28306 — assumable VA mortgage at 3.22%
VA
Active
31
$249,500$62,165 equity gap
Rate
3.22%
7.40%today
Payment
$898/mo
$1,435today
  • 3beds
  • 2baths
  • 1,417sqft

2918 Coachway Drive, Fayetteville

3309 Burberry Drive, Fayetteville, NC, 28306 — assumable VA mortgage at 3.85%
VA
Active
50
$425,000$50,232 equity gap
Rate
3.85%
7.40%today
Payment
$1,914/mo
$2,826today
  • 4beds
  • 3baths
  • 2,897sqft

3309 Burberry Drive, Fayetteville

1987 Penrose Drive, Fayetteville, NC, 28304 — assumable VA mortgage at 3.89%
VA
Active
38
$360,000$45,665 equity gap
Rate
3.89%
7.40%today
Payment
$1,615/mo
$2,374today
  • 4beds
  • 4baths
  • 3,071sqft

1987 Penrose Drive, Fayetteville

602 Westmont Drive, Fayetteville, NC, 28305 — assumable VA mortgage at 3.92%
VA
Active
50
$369,900$72,690 equity gap
Rate
3.92%
7.40%today
Payment
$1,532/mo
$2,243today
  • 4beds
  • 4baths
  • 2,397sqft

602 Westmont Drive, Fayetteville

3615 Thorndike Drive, Fayetteville, NC, 28311 — assumable VA mortgage at 2.72%
VA
Active
37
$289,900$113,739 equity gap
Rate
2.72%
7.40%today
Payment
$823/mo
$1,402today
  • 4beds
  • 3baths
  • 2,113sqft

3615 Thorndike Drive, Fayetteville

5826 Bloomsbury Drive, Fayetteville, NC, 28306 — assumable VA mortgage at 2.77%
VA
Active
18
$237,000$88,996 equity gap
Rate
2.77%
7.40%today
Payment
$683/mo
$1,155today
  • 3beds
  • 2baths
  • 1,523sqft

5826 Bloomsbury Drive, Fayetteville

612 Southview Circle, Fayetteville, NC, 28311 — assumable VA mortgage at 2.77%
VA
Active
37
$285,000$98,815 equity gap
Rate
2.77%
7.40%today
Payment
$871/mo
$1,473today
  • 3beds
  • 3baths
  • 2,062sqft

612 Southview Circle, Fayetteville

4353 Ferncreek Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 2.78%
VA
Active
46
$610,000$199,570 equity gap
Rate
2.78%
7.40%today
Payment
$1,900/mo
$3,209today
  • 5beds
  • 5baths
  • 4,699sqft

4353 Ferncreek Drive, Fayetteville

5707 Nassau Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 2.87%
VA
Active
38
$257,500$96,678 equity gap
Rate
2.87%
7.40%today
Payment
$768/mo
$1,282today
  • 4beds
  • 3baths
  • 1,890sqft

5707 Nassau Drive, Fayetteville

3105 Totley Drive, Fayetteville, NC, 28306 — assumable VA mortgage at 2.88%
VA
Active
36
$260,000$99,825 equity gap
Rate
2.88%
7.40%today
Payment
$750/mo
$1,250today
  • 4beds
  • 2baths
  • 1,607sqft

3105 Totley Drive, Fayetteville

1923 McGougan Road, Fayetteville, NC, 28303 — assumable FHA mortgage at 2.88%
FHA
Active
28
$195,000$74,856 equity gap
Rate
2.88%
7.40%today
Payment
$558/mo
$931today
  • 3beds
  • 1baths
  • 1,123sqft

1923 McGougan Road, Fayetteville

1606 Irwin Circle, Fayetteville, NC, 28303 — assumable VA mortgage at 2.90%
VA
Active
35
$234,900$79,659 equity gap
Rate
2.90%
7.40%today
Payment
$728/mo
$1,211today
  • 3beds
  • 2baths
  • 1,683sqft

1606 Irwin Circle, Fayetteville

Assuming a mortgage in Fayetteville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.26%
Lowest existing payment
$302 /mo
Median cash to assume
$81,210
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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