Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Fayetteville, NC

32 homesVA & FHA loansrates from 2.50% vs 7.40% today

Fayetteville assumption guide
4430 Cliffdale Road, Fayetteville, NC, 28314 — assumable VA mortgage at 3.45%
VA
Active
26
$220,000$41,387 equity gap
Rate
3.45%
7.40%today
Payment
$878/mo
$1,363today
  • 3beds
  • 2baths
  • 1,345sqft

4430 Cliffdale Road, Fayetteville

3024 Brechin Road, Fayetteville, NC, 28303 — assumable VA mortgage at 3.05%
VA
Active
42
$379,999$100,371 equity gap
Rate
3.05%
7.40%today
Payment
$1,319/mo
$2,152today
  • 4beds
  • 4baths
  • 2,719sqft

3024 Brechin Road, Fayetteville

4353 Ferncreek Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 2.78%
VA
Active
46
$610,000$199,570 equity gap
Rate
2.78%
7.40%today
Payment
$1,900/mo
$3,209today
  • 5beds
  • 5baths
  • 4,699sqft

4353 Ferncreek Drive, Fayetteville

1923 McGougan Road, Fayetteville, NC, 28303 — assumable FHA mortgage at 2.88%
FHA
Active
28
$195,000$74,856 equity gap
Rate
2.88%
7.40%today
Payment
$558/mo
$931today
  • 3beds
  • 1baths
  • 1,123sqft

1923 McGougan Road, Fayetteville

1606 Irwin Circle, Fayetteville, NC, 28303 — assumable VA mortgage at 2.90%
VA
Active
35
$234,900$79,659 equity gap
Rate
2.90%
7.40%today
Payment
$728/mo
$1,211today
  • 3beds
  • 2baths
  • 1,683sqft

1606 Irwin Circle, Fayetteville

556 Glensford Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 2.50%
VA
Active
20
$198,900$88,703 equity gap
Rate
2.50%
7.40%today
Payment
$680/mo
$1,191today
  • 3beds
  • 2baths
  • 1,155sqft

556 Glensford Drive, Fayetteville

417 Wayberry Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 2.88%
VA
Active
31
$395,000$178,355 equity gap
Rate
2.88%
7.40%today
Payment
$1,069/mo
$1,740today
  • 4beds
  • 3baths
  • 2,300sqft

417 Wayberry Drive, Fayetteville

914 Brookhaven Drive, Fayetteville, NC, 28303 — assumable FHA mortgage at 2.96%
FHA
Active
$179,900$81,870 equity gap
Rate
2.96%
7.40%today
Payment
$474/mo
$782today
  • 3beds
  • 2baths
  • 1,733sqft

914 Brookhaven Drive, Fayetteville

2524 Thorngrove Court, Fayetteville, NC, 28303 — assumable FHA mortgage at 3.55%
FHA
Active
21
$549,900$178,390 equity gap
Rate
3.55%
7.40%today
Payment
$1,843/mo
$2,825today
  • 5beds
  • 4baths
  • 3,143sqft

2524 Thorngrove Court, Fayetteville

3392 Galleria Drive #13, Fayetteville, NC, 28303 — assumable FHA mortgage at 3.50%
FHA
Active
73
$125,000$125,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,330sqft

3392 Galleria Drive #13, Fayetteville

3691 Macqueen Court, Fayetteville, NC, 28314 — assumable VA mortgage at 3.65%
VA
Active
45
$495,000$236,833 equity gap
Rate
3.65%
7.40%today
Payment
$1,784/mo
$2,700today
  • 4beds
  • 4baths
  • 3,120sqft

3691 Macqueen Court, Fayetteville

600 Missenburg Court, Fayetteville, NC, 28314 — assumable FHA mortgage at 4.00%
FHA
Active
35
$229,900$80,742 equity gap
Rate
4.00%
7.40%today
Payment
$774/mo
$1,122today
  • 3beds
  • 2baths
  • 1,263sqft

600 Missenburg Court, Fayetteville

908 Doll Street, Fayetteville, NC, 28303 — assumable VA mortgage at 5.00%
VA
Active
12
$259,900$28,253 equity gap
Rate
5.00%
7.40%today
Payment
$1,310/mo
$1,690today
  • 3beds
  • 6baths
  • 2,052sqft

908 Doll Street, Fayetteville

2924 Walden Road, Fayetteville, NC, 28303 — assumable VA mortgage at 5.23%
VA
Active
44
$280,000$50,382 equity gap
Rate
5.23%
7.40%today
Payment
$1,350/mo
$1,696today
  • 5beds
  • 4baths
  • 2,672sqft

2924 Walden Road, Fayetteville

512 Dashland Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 6.63%
VA
Active
30
$260,000$8,481 equity gap
Rate
6.63%
7.40%today
Payment
$1,635/mo
$1,767today
  • 3beds
  • 3baths
  • 1,783sqft

512 Dashland Drive, Fayetteville

3504 Prestwick Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 6.63%
VA
Active
$600,000Potential short sale
Rate
6.63%
7.40%today
Payment
$3,361/mo
$3,726today
  • 4beds
  • 4baths
  • 4,765sqft

3504 Prestwick Drive, Fayetteville

618 Southwick Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 5.11%
VA
Active
47
$312,000$65,494 equity gap
Rate
5.11%
7.40%today
Payment
$1,436/mo
$1,829today
  • 4beds
  • 3baths
  • 2,386sqft

618 Southwick Drive, Fayetteville

724 Galloway Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 4.32%
VA
Active
35
$310,000$167,358 equity gap
Rate
4.32%
7.40%today
Payment
$1,119/mo
$1,561today
  • 4beds
  • 3baths
  • 2,524sqft

724 Galloway Drive, Fayetteville

1820 Lasalle Avenue, Fayetteville, NC, 28303 — assumable VA mortgage at 6.76%
VA
Active
27
$229,000$13,989 equity gap
Rate
6.76%
7.40%today
Payment
$1,415/mo
$1,509today
  • 3beds
  • 2baths
  • 1,415sqft

1820 Lasalle Avenue, Fayetteville

5326 Yadkin Road, Fayetteville, NC, 28303 — assumable VA mortgage at 6.87%
VA
Active
$269,900$17,888 equity gap
Rate
6.87%
7.40%today
Payment
$1,680/mo
$1,771today
  • 3beds
  • 2baths
  • 1,867sqft

5326 Yadkin Road, Fayetteville

3315 Jura Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 6.90%
VA
Active
35
$282,000$27,736 equity gap
Rate
6.90%
7.40%today
Payment
$1,734/mo
$1,823today
  • 3beds
  • 2baths
  • 1,644sqft

3315 Jura Drive, Fayetteville

3344 Rustburg Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 6.09%
VA
Active
50
$420,000$52,163 equity gap
Rate
6.09%
7.40%today
Payment
$2,240/mo
$2,562today
  • 4beds
  • 2baths
  • 2,647sqft

3344 Rustburg Drive, Fayetteville

507 Platte Road, Fayetteville, NC, 28303 — assumable VA mortgage at 6.79%
VA
Active
43
$285,000$31,249 equity gap
Rate
6.79%
7.40%today
Payment
$1,696/mo
$1,804today
  • 4beds
  • 3baths
  • 1,864sqft

507 Platte Road, Fayetteville

4610 Gem Court, Fayetteville, NC, 28314 — assumable FHA mortgage at 4.87%
FHA
Active
23
$179,000$107,484 equity gap
Rate
4.87%
7.40%today
Payment
$628/mo
$823today
  • 3beds
  • 2baths
  • 1,375sqft

4610 Gem Court, Fayetteville

211 Hull Road, Fayetteville, NC, 28303 — assumable FHA mortgage at 6.57%
FHA
Active
33
$246,000$49,480 equity gap
Rate
6.57%
7.40%today
Payment
$1,296/mo
$1,409today
  • 3beds
  • 2baths
  • 1,510sqft

211 Hull Road, Fayetteville

3455 Regiment Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 6.81%
VA
Active
34
$374,999$132,668 equity gap
Rate
6.81%
7.40%today
Payment
$1,639/mo
$1,739today
  • 4beds
  • 4baths
  • 2,567sqft

3455 Regiment Drive, Fayetteville

513 Maxine Street, Fayetteville, NC, 28303 — assumable FHA mortgage at 7.25%
FHA
Active
40
$242,900$88,183 equity gap
Rate
7.25%
7.40%today
Payment
$1,086/mo
$1,103today
  • 3beds
  • 2baths
  • 1,707sqft

513 Maxine Street, Fayetteville

283 Waterdown Drive #6, Fayetteville, NC, 28314 — assumable FHA mortgage at 5.88%
FHA
Active
44
$139,900$109,353 equity gap
Rate
5.88%
7.40%today
Payment
$393/mo
$460today
  • 2beds
  • 2baths
  • 1,044sqft

283 Waterdown Drive #6, Fayetteville

2009 Sardonyx Road #7, Fayetteville, NC, 28303 — assumable VA mortgage at 6.01%
VA
Active
26
$130,000$81,414 equity gap
Rate
6.01%
7.40%today
Payment
$481/mo
$555today
  • 2beds
  • 2baths
  • 1,207sqft

2009 Sardonyx Road #7, Fayetteville

275 Waterdown Drive #7, Fayetteville, NC, 28314 — assumable VA mortgage at 6.23%
VA
Active
26
$139,000$96,167 equity gap
Rate
6.23%
7.40%today
Payment
$492/mo
$555today
  • 2beds
  • 2baths
  • 1,257sqft

275 Waterdown Drive #7, Fayetteville

5341 Plateau Court, Fayetteville, NC, 28303 — assumable FHA mortgage at 6.27%
FHA
Active
20
$198,000$190,997 equity gap
Rate
6.27%
7.40%today
Payment
$64/mo
$69today
  • 4beds
  • 3baths
  • 1,758sqft

5341 Plateau Court, Fayetteville

1401 Converse Avenue, Fayetteville, NC, 28303 — assumable FHA mortgage at 6.87%
FHA
Active
4
$170,000Potential short sale
Rate
6.87%
7.40%today
Payment
$1,217/mo
$1,283today
  • 4beds
  • 2baths
  • 1,150sqft

1401 Converse Avenue, Fayetteville

Assuming a mortgage in Fayetteville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$393 /mo
Median cash to assume
$81,414
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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