Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Fayetteville, NC

44 homesVA & FHA loansrates from 2.80% vs 7.40% today

Fayetteville assumption guide
5113 Chapel Lane, Fayetteville, NC, 28314 — assumable VA mortgage at 3.12%
VA
Active
48
$239,900$42,068 equity gap
Rate
3.12%
7.40%today
Payment
$940/mo
$1,521today
  • 3beds
  • 3baths
  • 1,855sqft

5113 Chapel Lane, Fayetteville

7736 Redwood Avenue, Fayetteville, NC, 28314 — assumable VA mortgage at 3.45%
VA
Active
29
$269,999$53,783 equity gap
Rate
3.45%
7.40%today
Payment
$1,063/mo
$1,650today
  • 3beds
  • 2baths
  • 1,653sqft

7736 Redwood Avenue, Fayetteville

1607 Pendleton Court, Fayetteville, NC, 28314 — assumable VA mortgage at 2.98%
VA
Active
29
$289,900$78,920 equity gap
Rate
2.98%
7.40%today
Payment
$989/mo
$1,629today
  • 3beds
  • 3baths
  • 2,001sqft

1607 Pendleton Court, Fayetteville

6510 Portsmouth Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 3.05%
VA
Active
40
$150,000$44,170 equity gap
Rate
3.05%
7.40%today
Payment
$509/mo
$831today
  • 3beds
  • 2baths
  • 1,114sqft

6510 Portsmouth Drive, Fayetteville

1987 Penrose Drive, Fayetteville, NC, 28304 — assumable VA mortgage at 3.89%
VA
Active
38
$369,000$54,665 equity gap
Rate
3.89%
7.40%today
Payment
$1,615/mo
$2,374today
  • 4beds
  • 4baths
  • 3,071sqft

1987 Penrose Drive, Fayetteville

7110 Tres Court, Fayetteville, NC, 28314 — assumable VA mortgage at 2.80%
VA
Active
27
$238,500$95,186 equity gap
Rate
2.80%
7.40%today
Payment
$673/mo
$1,133today
  • 3beds
  • 2baths
  • 1,487sqft

7110 Tres Court, Fayetteville

7012 Salinas Court, Fayetteville, NC, 28314 — assumable VA mortgage at 2.81%
VA
Active
22
$219,000$68,144 equity gap
Rate
2.81%
7.40%today
Payment
$707/mo
$1,190today
  • 3beds
  • 2baths
  • 1,651sqft

7012 Salinas Court, Fayetteville

900 Hollydale Lane, Fayetteville, NC, 28314 — assumable VA mortgage at 2.96%
VA
Active
31
$198,000$66,514 equity gap
Rate
2.96%
7.40%today
Payment
$622/mo
$1,027today
  • 3beds
  • 2baths
  • 1,073sqft

900 Hollydale Lane, Fayetteville

6504 Tampico Court, Fayetteville, NC, 28303 — assumable FHA mortgage at 3.55%
FHA
Active
32
$194,500$42,892 equity gap
Rate
3.55%
7.40%today
Payment
$754/mo
$1,155today
  • 3beds
  • 2baths
  • 1,450sqft

6504 Tampico Court, Fayetteville

6500 Gate Post Court, Fayetteville, NC, 28314 — assumable VA mortgage at 2.88%
VA
Active
24
$265,000$112,669 equity gap
Rate
2.88%
7.40%today
Payment
$710/mo
$1,184today
  • 3beds
  • 3baths
  • 1,837sqft

6500 Gate Post Court, Fayetteville

1351 Kienast Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 2.98%
VA
Active
30
$160,000$84,834 equity gap
Rate
2.98%
7.40%today
Payment
$357/mo
$588today
  • 3beds
  • 2baths
  • 1,058sqft

1351 Kienast Drive, Fayetteville

7030 Trevor Lane, Fayetteville, NC, 28314 — assumable VA mortgage at 3.20%
VA
Active
43
$242,000$101,049 equity gap
Rate
3.20%
7.40%today
Payment
$703/mo
$1,126today
  • 3beds
  • 2baths
  • 1,648sqft

7030 Trevor Lane, Fayetteville

852 Santiato Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 5.12%
VA
Active
33
$253,500$10,087 equity gap
Rate
5.12%
7.40%today
Payment
$1,334/mo
$1,697today
  • 3beds
  • 2baths
  • 1,603sqft

852 Santiato Drive, Fayetteville

1147 Hallberry Drive, Fayetteville, NC, 28314 — assumable FHA mortgage at 3.37%
FHA
Active
49
$299,000$192,343 equity gap
Rate
3.37%
7.40%today
Payment
$706/mo
$1,106today
  • 4beds
  • 3baths
  • 2,238sqft

1147 Hallberry Drive, Fayetteville

7220 Clear Spring Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 3.42%
VA
Active
35
$222,500$151,916 equity gap
Rate
3.42%
7.40%today
Payment
$406/mo
$633today
  • 3beds
  • 2baths
  • 1,298sqft

7220 Clear Spring Drive, Fayetteville

3446 Beckford Lane, Fayetteville, NC, 28304 — assumable VA mortgage at 3.45%
VA
Active
36
$370,000$266,760 equity gap
Rate
3.45%
7.40%today
Payment
$508/mo
$788today
  • 4beds
  • 4baths
  • 2,541sqft

3446 Beckford Lane, Fayetteville

7402 Southgate Road, Fayetteville, NC, 28314 — assumable FHA mortgage at 3.78%
FHA
Active
30
$214,900$128,016 equity gap
Rate
3.78%
7.40%today
Payment
$497/mo
$741today
  • 4beds
  • 2baths
  • 1,578sqft

7402 Southgate Road, Fayetteville

7101 Avila Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 3.80%
VA
Active
17
$225,500$168,700 equity gap
Rate
3.80%
7.40%today
Payment
$398/mo
$592today
  • 3beds
  • 2baths
  • 1,380sqft

7101 Avila Drive, Fayetteville

2082 Loganberry Drive, Fayetteville, NC, 28304 — assumable VA mortgage at 3.82%
VA
Active
49
$415,000$215,947 equity gap
Rate
3.82%
7.40%today
Payment
$1,144/mo
$1,696today
  • 5beds
  • 4baths
  • 2,920sqft

2082 Loganberry Drive, Fayetteville

7301 Ryan Street, Fayetteville, NC, 28314 — assumable VA mortgage at 3.94%
VA
Active
8
$229,000$139,032 equity gap
Rate
3.94%
7.40%today
Payment
$518/mo
$756today
  • 4beds
  • 7baths
  • 1,618sqft

7301 Ryan Street, Fayetteville

8229 Frenchorn Lane, Fayetteville, NC, 28314 — assumable VA mortgage at 6.77%
VA
Active
24
$290,000Potential short sale
Rate
6.77%
7.40%today
Payment
$1,925/mo
$2,051today
  • 3beds
  • 2baths
  • 1,929sqft

8229 Frenchorn Lane, Fayetteville

6859 Green Creek Road, Fayetteville, NC, 28314 — assumable VA mortgage at 6.88%
VA
Active
34
$250,000$6,353 equity gap
Rate
6.88%
7.40%today
Payment
$1,643/mo
$1,731today
  • 3beds
  • 2baths
  • 1,733sqft

6859 Green Creek Road, Fayetteville

8409 Deertrot Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 6.99%
VA
Active
49
$299,990Potential short sale
Rate
6.99%
7.40%today
Payment
$2,036/mo
$2,121today
  • 4beds
  • 3baths
  • 2,194sqft

8409 Deertrot Drive, Fayetteville

7521 Quebec Court, Fayetteville, NC, 28304 — assumable VA mortgage at 4.35%
VA
Active
42
$299,000$132,080 equity gap
Rate
4.35%
7.40%today
Payment
$966/mo
$1,344today
  • 4beds
  • 3baths
  • 2,191sqft

7521 Quebec Court, Fayetteville

1532 Laurel Oak Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 4.42%
VA
Active
38
$269,900$155,201 equity gap
Rate
4.42%
7.40%today
Payment
$913/mo
$1,259today
  • 3beds
  • 3baths
  • 2,215sqft

1532 Laurel Oak Drive, Fayetteville

6913 Candlewood Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 6.64%
VA
Active
38
$219,000$16,363 equity gap
Rate
6.64%
7.40%today
Payment
$1,336/mo
$1,443today
  • 3beds
  • 2baths
  • 1,343sqft

6913 Candlewood Drive, Fayetteville

1795 HAMPTON OAKS Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 6.20%
VA
Active
27
$264,000$29,035 equity gap
Rate
6.20%
7.40%today
Payment
$1,470/mo
$1,662today
  • 3beds
  • 3baths
  • 1,740sqft

1795 HAMPTON OAKS Drive, Fayetteville

888 Santiato Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 6.28%
VA
Active
20
$233,000$26,236 equity gap
Rate
6.28%
7.40%today
Payment
$1,331/mo
$1,492today
  • 3beds
  • 2baths
  • 1,421sqft

888 Santiato Drive, Fayetteville

855 Turkey Ridge Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 6.47%
VA
Active
30
$240,000$32,731 equity gap
Rate
6.47%
7.40%today
Payment
$1,337/mo
$1,469today
  • 3beds
  • 2baths
  • 1,622sqft

855 Turkey Ridge Drive, Fayetteville

6866 Kingsgate Drive, Fayetteville, NC, 28314 — assumable FHA mortgage at 6.60%
FHA
Active
39
$193,000$23,056 equity gap
Rate
6.60%
7.40%today
Payment
$1,129/mo
$1,224today
  • 3beds
  • 2baths
  • 1,149sqft

6866 Kingsgate Drive, Fayetteville

7001 Maracay Court, Fayetteville, NC, 28314 — assumable VA mortgage at 6.69%
VA
Active
18
$244,000$31,384 equity gap
Rate
6.69%
7.40%today
Payment
$1,418/mo
$1,523today
  • 3beds
  • 2baths
  • 1,418sqft

7001 Maracay Court, Fayetteville

6432 Easthampton Road, Fayetteville, NC, 28314 — assumable VA mortgage at 6.79%
VA
Active
32
$230,000$33,354 equity gap
Rate
6.79%
7.40%today
Payment
$1,327/mo
$1,411today
  • 3beds
  • 2baths
  • 1,692sqft

6432 Easthampton Road, Fayetteville

130 Ingleside Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 7.02%
VA
Active
39
$240,000$29,889 equity gap
Rate
7.02%
7.40%today
Payment
$1,433/mo
$1,489today
  • 4beds
  • 2baths
  • 1,457sqft

130 Ingleside Drive, Fayetteville

6812 Shawcross Lane, Fayetteville, NC, 28314 — assumable VA mortgage at 7.20%
VA
Active
27
$215,000$28,462 equity gap
Rate
7.20%
7.40%today
Payment
$1,304/mo
$1,330today
  • 3beds
  • 2baths
  • 1,101sqft

6812 Shawcross Lane, Fayetteville

142 Bunker Hill Road, Fayetteville, NC, 28314 — assumable VA mortgage at 7.76%
VA
Active
49
$215,000$20,778 equity gap
Rate
7.76%
7.40%today
Payment
$1,428/mo
$1,379today
  • 3beds
  • 2baths
  • 1,351sqft

142 Bunker Hill Road, Fayetteville

7787 Cottonwood Avenue, Fayetteville, NC, 28314 — assumable VA mortgage at 5.11%
VA
Active
36
$260,000$87,056 equity gap
Rate
5.11%
7.40%today
Payment
$1,006/mo
$1,281today
  • 3beds
  • 2baths
  • 1,450sqft

7787 Cottonwood Avenue, Fayetteville

Assuming a mortgage in Fayetteville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$357 /mo
Median cash to assume
$67,329
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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