Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Fort Myers, FL

23 homesFHA & VA loansrates from 2.68% vs 7.40% today

Fort Myers assumption guide
2624 8TH Court, Cape Coral, FL, 33914 — assumable VA mortgage at 3.07%
VA
Active
24
$359,900$60,133 equity gap
Rate
3.07%
7.40%today
Payment
$1,417/mo
$2,306today
  • 3beds
  • 2baths
  • 1,747sqft

2624 8TH Court, Cape Coral

2221 3RD Avenue, Cape Coral, FL, 33991 — assumable FHA mortgage at 2.93%
FHA
Active
51
$339,000$69,429 equity gap
Rate
2.93%
7.40%today
Payment
$1,271/mo
$2,107today
  • 3beds
  • 2baths
  • 2,017sqft

2221 3RD Avenue, Cape Coral

3364 GOLDA Circle, North Fort Myers, FL, 33917 — assumable VA mortgage at 3.45%
VA
Active
12
$299,000$73,494 equity gap
Rate
3.45%
7.40%today
Payment
$1,160/mo
$1,800today
  • 2beds
  • 2baths
  • 1,615sqft

3364 GOLDA Circle, North Fort Myers

219 25TH Place, Cape Coral, FL, 33993 — assumable VA mortgage at 2.68%
VA
Active
28
$284,900$100,414 equity gap
Rate
2.68%
7.40%today
Payment
$859/mo
$1,470today
  • 3beds
  • 2baths
  • 1,692sqft

219 25TH Place, Cape Coral

12201 CAISSON Lane, Fort Myers, FL, 33912 — assumable FHA mortgage at 2.76%
FHA
Active
98
$3,750,000$2,693,079 equity gap
Rate
2.76%
7.40%today
Payment
$4,859/mo
$8,230today
  • 5beds
  • 7baths
  • 7,662sqft

12201 CAISSON Lane, Fort Myers

4547 11TH Avenue, Cape Coral, FL, 33904 — assumable FHA mortgage at 2.98%
FHA
Active
26
$289,900$23,745 equity gap
Rate
2.98%
7.40%today
Payment
$1,259/mo
$2,074today
  • 3beds
  • 2baths
  • 1,456sqft

4547 11TH Avenue, Cape Coral

1918 40TH Street, Cape Coral, FL, 33904 — assumable VA mortgage at 3.03%
VA
Active
100
$2,695,000$2,143,932 equity gap
Rate
3.03%
7.40%today
Payment
$2,695/mo
$4,409today
  • 5beds
  • 6baths
  • 3,562sqft

1918 40TH Street, Cape Coral

2247 4TH Street, Cape Coral, FL, 33991 — assumable FHA mortgage at 3.48%
FHA
Active
39
$169,299$61,421 equity gap
Rate
3.48%
7.40%today
Payment
$625/mo
$965today
  • 3beds
  • 2baths
  • 1,228sqft

2247 4TH Street, Cape Coral

60 FLOYD Avenue, Lehigh Acres, FL, 33976 — assumable FHA mortgage at 3.33%
FHA
Active
38
$499,000$321,455 equity gap
Rate
3.33%
7.40%today
Payment
$906/mo
$1,428today
  • 3beds
  • 2baths
  • 1,537sqft

60 FLOYD Avenue, Lehigh Acres

2909 22ND Avenue, Cape Coral, FL, 33993 — assumable FHA mortgage at 4.67%
FHA
Active
25
$365,000$70,116 equity gap
Rate
4.67%
7.40%today
Payment
$1,642/mo
$2,200today
  • 4beds
  • 2baths
  • 1,828sqft

2909 22ND Avenue, Cape Coral

2908/2910 HAVILAND AVE, Lehigh Acres, FL, 33973 — assumable FHA mortgage at 3.60%
FHA
Active
63
$395,000$174,347 equity gap
Rate
3.60%
7.40%today
Payment
$1,161/mo
$1,768today
  • 4beds
  • 4baths
  • 2,316sqft

2908/2910 HAVILAND AVE, Lehigh Acres

2602 22ND Place, Cape Coral, FL, 33909 — assumable FHA mortgage at 3.99%
FHA
Active
12
$210,000$68,228 equity gap
Rate
3.99%
7.40%today
Payment
$819/mo
$1,190today
  • 4beds
  • 2baths
  • 1,741sqft

2602 22ND Place, Cape Coral

3609 2ND Place, Cape Coral, FL, 33904 — assumable FHA mortgage at 4.44%
FHA
Active
28
$304,900$125,256 equity gap
Rate
4.44%
7.40%today
Payment
$1,077/mo
$1,482today
  • 3beds
  • 2baths
  • 1,946sqft

3609 2ND Place, Cape Coral

4934 20TH Place, Cape Coral, FL, 33914 — assumable FHA mortgage at 4.46%
FHA
Active
30
$325,000$158,575 equity gap
Rate
4.46%
7.40%today
Payment
$975/mo
$1,339today
  • 3beds
  • 2baths
  • 1,452sqft

4934 20TH Place, Cape Coral

2500 EL DORADO Boulevard, Cape Coral, FL, 33993 — assumable FHA mortgage at 6.89%
FHA
Active
34
$379,000$30,477 equity gap
Rate
6.89%
7.40%today
Payment
$2,319/mo
$2,441today
  • 3beds
  • 2baths
  • 1,801sqft

2500 EL DORADO Boulevard, Cape Coral

18737 MARLIN KITE Lane, North Fort Myers, FL, 33917 — assumable FHA mortgage at 6.12%
FHA
Active
40
$414,900$45,004 equity gap
Rate
6.12%
7.40%today
Payment
$2,296/mo
$2,617today
  • 3beds
  • 3baths
  • 1,849sqft

18737 MARLIN KITE Lane, North Fort Myers

1223 / 1225 15TH Lane #2, Cape Coral, FL, 33909 — assumable FHA mortgage at 6.50%
FHA
Active
39
$450,000$66,377 equity gap
Rate
6.50%
7.40%today
Payment
$2,469/mo
$2,705today
  • 6beds
  • 4baths
  • 2,218sqft

1223 / 1225 15TH Lane #2, Cape Coral

244 46TH Street, Cape Coral, FL, 33904 — assumable FHA mortgage at 6.82%
FHA
Active
23
$470,000$49,072 equity gap
Rate
6.82%
7.40%today
Payment
$2,822/mo
$2,991today
  • 4beds
  • 3baths
  • 1,742sqft

244 46TH Street, Cape Coral

1223/1225 15TH Lane, Cape Coral, FL, 33909 — assumable FHA mortgage at 6.85%
FHA
Active
39
$450,000$65,928 equity gap
Rate
6.85%
7.40%today
Payment
$2,560/mo
$2,705today
  • 6beds
  • 4baths
  • 2,218sqft

1223/1225 15TH Lane, Cape Coral

9430 IVY BROOK Run #405, Fort Myers, FL, 33913 — assumable VA mortgage at 6.86%
VA
Active
38
$187,900$27,119 equity gap
Rate
6.86%
7.40%today
Payment
$1,056/mo
$1,114today
  • 2beds
  • 3baths
  • 1,415sqft

9430 IVY BROOK Run #405, Fort Myers

2123 6TH Avenue, Cape Coral, FL, 33909 — assumable FHA mortgage at 6.71%
FHA
Active
20
$379,000$90,885 equity gap
Rate
6.71%
7.40%today
Payment
$1,930/mo
$2,068today
  • 4beds
  • 2baths
  • 1,809sqft

2123 6TH Avenue, Cape Coral

15031 CASPIAN TERN Court #103, North Fort Myers, FL, 33917 — assumable VA mortgage at 6.81%
VA
Active
10
$140,000Potential short sale
Rate
6.81%
7.40%today
Payment
$1,888/mo
$2,003today
  • 3beds
  • 3baths
  • 1,365sqft

15031 CASPIAN TERN Court #103, North Fort Myers

3449 ACAPULCO Circle, Cape Coral, FL, 33909 — assumable FHA mortgage at 7.07%
FHA
Active
12
$303,600Potential short sale
Rate
7.07%
7.40%today
Payment
$2,960/mo
$3,059today
  • 5beds
  • 3baths
  • 2,848sqft

3449 ACAPULCO Circle, Cape Coral

Assuming a mortgage in Fort Myers

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$625 /mo
Median cash to assume
$69,429
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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