Chris Prendergast

Chris Prendergast

Assumable homes for sale in Franklin, TN

44 homesVA & FHA loansrates from 2.32% vs 7.40% today

Franklin assumption guide
1045 Buena Vista Dr, Franklin, TN, 37069 — assumable FHA mortgage at 2.32%
FHATop pick
Active
70
$2,700,000Potential short sale
Rate
2.32%
7.40%today
Payment
$31,535/mo
$44,132today
  • 5beds
  • 7baths
  • 5,391sqft

1045 Buena Vista Dr, Franklin

2066 Orangery Dr, Franklin, TN, 37064 — assumable FHA mortgage at 2.71%
FHA
Active
46
$599,900$239,960 equity gap
Rate
2.71%
7.40%today
Payment
$1,685/mo
$2,872today
  • 3beds
  • 3baths
  • 2,091sqft

2066 Orangery Dr, Franklin

304 Devonshire Dr, Franklin, TN, 37064 — assumable VA mortgage at 2.77%
VA
Active
48
$699,900$260,669 equity gap
Rate
2.77%
7.40%today
Payment
$2,026/mo
$3,427today
  • 3beds
  • 3baths
  • 2,126sqft

304 Devonshire Dr, Franklin

168 Clarendon Cir, Franklin, TN, 37069 — assumable VA mortgage at 2.90%
VA
Active
33
$684,900$231,864 equity gap
Rate
2.90%
7.40%today
Payment
$2,130/mo
$3,543today
  • 3beds
  • 3baths
  • 2,401sqft

168 Clarendon Cir, Franklin

704 Sherbrooke Ct, Nashville, TN, 37211 — assumable VA mortgage at 3.55%
VA
Active
50
$549,900$140,461 equity gap
Rate
3.55%
7.40%today
Payment
$2,032/mo
$3,113today
  • 4beds
  • 2baths
  • 2,126sqft

704 Sherbrooke Ct, Nashville

512 Crofton Park Ln, Franklin, TN, 37069 — assumable VA mortgage at 2.35%
VA
Active
47
$789,000$472,375 equity gap
Rate
2.35%
7.40%today
Payment
$1,428/mo
$2,553today
  • 3beds
  • 3baths
  • 3,368sqft

512 Crofton Park Ln, Franklin

1534 Rosella Ct, Brentwood, TN, 37027 — assumable VA mortgage at 2.67%
VA
Active
71
$1,249,999$699,515 equity gap
Rate
2.67%
7.40%today
Payment
$2,553/mo
$4,375today
  • 4beds
  • 4baths
  • 4,387sqft

1534 Rosella Ct, Brentwood

115 Reveille Ct, Franklin, TN, 37064 — assumable VA mortgage at 2.77%
VA
Active
28
$498,900$241,003 equity gap
Rate
2.77%
7.40%today
Payment
$1,206/mo
$2,041today
  • 3beds
  • 2baths
  • 1,700sqft

115 Reveille Ct, Franklin

2025 Lynnwood Dr, Franklin, TN, 37069 — assumable VA mortgage at 2.80%
VA
Active
100
$2,595,000$1,850,502 equity gap
Rate
2.80%
7.40%today
Payment
$3,494/mo
$5,888today
  • 4beds
  • 4baths
  • 5,630sqft

2025 Lynnwood Dr, Franklin

9405 Big Horn Rdg, Brentwood, TN, 37027 — assumable VA mortgage at 2.87%
VA
Active
53
$2,050,000$1,161,963 equity gap
Rate
2.87%
7.40%today
Payment
$4,133/mo
$6,901today
  • 5beds
  • 6baths
  • 4,855sqft

9405 Big Horn Rdg, Brentwood

1043 Nolencrest Way, Franklin, TN, 37067 — assumable VA mortgage at 2.88%
VA
Active
70
$839,990$448,235 equity gap
Rate
2.88%
7.40%today
Payment
$1,821/mo
$3,037today
  • 3beds
  • 3baths
  • 2,719sqft

1043 Nolencrest Way, Franklin

6033 Native Pony Trl, College Grove, TN, 37046 — assumable VA mortgage at 2.90%
VA
Active
83
$2,400,000$1,732,402 equity gap
Rate
2.90%
7.40%today
Payment
$3,213/mo
$5,344today
  • 5beds
  • 5baths
  • 4,920sqft

6033 Native Pony Trl, College Grove

6037 Donovan St, Franklin, TN, 37064 — assumable VA mortgage at 3.00%
VA
Active
65
$1,550,000$1,005,932 equity gap
Rate
3.00%
7.40%today
Payment
$2,609/mo
$4,285today
  • 4beds
  • 5baths
  • 3,611sqft

6037 Donovan St, Franklin

1570 Woodberry Ct, Brentwood, TN, 37027 — assumable FHA mortgage at 3.50%
FHA
Active
56
$999,444$526,908 equity gap
Rate
3.50%
7.40%today
Payment
$2,461/mo
$3,794today
  • 4beds
  • 4baths
  • 3,923sqft

1570 Woodberry Ct, Brentwood

418 Newbary Ct, Franklin, TN, 37069 — assumable VA mortgage at 5.09%
VA
Active
27
$533,000$97,478 equity gap
Rate
5.09%
7.40%today
Payment
$2,524/mo
$3,222today
  • 3beds
  • 2baths
  • 1,329sqft

418 Newbary Ct, Franklin

204 Cambridge PL, Franklin, TN, 37067 — assumable VA mortgage at 3.87%
VA
Active
18
$765,000$495,436 equity gap
Rate
3.87%
7.40%today
Payment
$1,692/mo
$2,493today
  • 4beds
  • 3baths
  • 2,957sqft

204 Cambridge PL, Franklin

6196 Mt Pisgah Rd, Nashville, TN, 37211 — assumable FHA mortgage at 3.96%
FHA
Active
55
$888,000$551,508 equity gap
Rate
3.96%
7.40%today
Payment
$1,969/mo
$2,869today
  • 4beds
  • 4baths
  • 3,943sqft

6196 Mt Pisgah Rd, Nashville

3461 Cobble St, Nashville, TN, 37211 — assumable FHA mortgage at 5.55%
FHA
Active
25
$485,000$48,355 equity gap
Rate
5.55%
7.40%today
Payment
$2,690/mo
$3,250today
  • 3beds
  • 2baths
  • 2,200sqft

3461 Cobble St, Nashville

2276 Winder Cir, Franklin, TN, 37064 — assumable VA mortgage at 4.20%
VA
Active
28
$650,000$333,269 equity gap
Rate
4.20%
7.40%today
Payment
$1,803/mo
$2,553today
  • 3beds
  • 3baths
  • 2,004sqft

2276 Winder Cir, Franklin

817 Hobbit Ln, Nashville, TN, 37211 — assumable FHA mortgage at 6.67%
FHA
Active
42
$365,000Potential short sale
Rate
6.67%
7.40%today
Payment
$2,400/mo
$2,583today
  • 2beds
  • 3baths
  • 1,625sqft

817 Hobbit Ln, Nashville

4383 Arno Rd, Franklin, TN, 37064 — assumable FHA mortgage at 4.30%
FHA
Active
5
$1,495,000$1,217,067 equity gap
Rate
4.30%
7.40%today
Payment
$1,874/mo
$2,621today
  • —beds
  • —baths
  • —sqft

4383 Arno Rd, Franklin

308 Natchez St, Franklin, TN, 37064 — assumable FHA mortgage at 5.12%
FHA
Active
71
$1,325,000$376,241 equity gap
Rate
5.12%
7.40%today
Payment
$5,194/mo
$6,608today
  • 5beds
  • 4baths
  • 3,080sqft

308 Natchez St, Franklin

4617 Delta Springs Ln, Franklin, TN, 37064 — assumable VA mortgage at 6.16%
VA
Active
61
$2,700,000$218,728 equity gap
Rate
6.16%
7.40%today
Payment
$15,222/mo
$17,281today
  • 4beds
  • 5baths
  • 5,460sqft

4617 Delta Springs Ln, Franklin

156 N Berwick Ln, Franklin, TN, 37069 — assumable FHA mortgage at 6.32%
FHA
Active
39
$979,900$180,945 equity gap
Rate
6.32%
7.40%today
Payment
$5,177/mo
$5,779today
  • 5beds
  • 4baths
  • 3,100sqft

156 N Berwick Ln, Franklin

1909 Argo Ln, Nashville, TN, 37211 — assumable FHA mortgage at 7.02%
FHA
Active
42
$650,000$93,595 equity gap
Rate
7.02%
7.40%today
Payment
$3,796/mo
$3,943today
  • 4beds
  • 3baths
  • 2,040sqft

1909 Argo Ln, Nashville

7028 Balcolm Ct, College Grove, TN, 37046 — assumable VA mortgage at 7.19%
VA
Active
36
$799,000$110,068 equity gap
Rate
7.19%
7.40%today
Payment
$4,815/mo
$4,916today
  • 4beds
  • 3baths
  • 2,161sqft

7028 Balcolm Ct, College Grove

1304 Sweetwater Dr, Brentwood, TN, 37027 — assumable FHA mortgage at 4.75%
FHA
Active
92
$950,000$764,724 equity gap
Rate
4.75%
7.40%today
Payment
$1,499/mo
$1,990today
  • 5beds
  • 3baths
  • 4,080sqft

1304 Sweetwater Dr, Brentwood

379 Alfred Ladd Rd, Franklin, TN, 37064 — assumable FHA mortgage at 6.22%
FHA
Active
88
$1,119,900$312,229 equity gap
Rate
6.22%
7.40%today
Payment
$4,996/mo
$5,636today
  • 4beds
  • 4baths
  • 3,033sqft

379 Alfred Ladd Rd, Franklin

447 Pearre Springs Way, Franklin, TN, 37064 — assumable VA mortgage at 6.35%
VA
Active
99
$1,699,000$499,705 equity gap
Rate
6.35%
7.40%today
Payment
$7,636/mo
$8,497today
  • 5beds
  • 4baths
  • 3,686sqft

447 Pearre Springs Way, Franklin

1120 Westhaven Blvd, Franklin, TN, 37064 — assumable VA mortgage at 6.67%
VA
Active
34
$1,230,000$298,789 equity gap
Rate
6.67%
7.40%today
Payment
$6,079/mo
$6,543today
  • 4beds
  • 4baths
  • 2,873sqft

1120 Westhaven Blvd, Franklin

318 Harpeth Hills Dr, Franklin, TN, 37069 — assumable FHA mortgage at 6.12%
FHA
Active
35
$874,900$288,534 equity gap
Rate
6.12%
7.40%today
Payment
$3,643/mo
$4,154today
  • 4beds
  • 2baths
  • 2,202sqft

318 Harpeth Hills Dr, Franklin

8204 Gordon Petty Ct, Brentwood, TN, 37027 — assumable FHA mortgage at 6.67%
FHA
Active
9
$1,100,000$372,074 equity gap
Rate
6.67%
7.40%today
Payment
$4,752/mo
$5,115today
  • 6beds
  • 9baths
  • 7,491sqft

8204 Gordon Petty Ct, Brentwood

2519 Goose Creek Byp, Franklin, TN, 37064 — assumable VA mortgage at 6.69%
VA
Active
92
$1,499,000$530,427 equity gap
Rate
6.69%
7.40%today
Payment
$6,426/mo
$6,902today
  • 4beds
  • 5baths
  • 3,665sqft

2519 Goose Creek Byp, Franklin

3453 Milford Dr, Thompsons Station, TN, 37179 — assumable FHA mortgage at 7.10%
FHA
Active
77
$959,500$299,888 equity gap
Rate
7.10%
7.40%today
Payment
$4,535/mo
$4,672today
  • 5beds
  • 5baths
  • 3,204sqft

3453 Milford Dr, Thompsons Station

96 Poplar St, Franklin, TN, 37064 — assumable VA mortgage at 7.12%
VA
Active
69
$1,375,000$456,768 equity gap
Rate
7.12%
7.40%today
Payment
$6,375/mo
$6,555today
  • 4beds
  • 4baths
  • 3,649sqft

96 Poplar St, Franklin

4250 Pate Rd, Franklin, TN, 37064 — assumable VA mortgage at 5.98%
VA
Active
59
$949,999$545,634 equity gap
Rate
5.98%
7.40%today
Payment
$2,429/mo
$2,811today
  • 2beds
  • 3baths
  • 2,596sqft

4250 Pate Rd, Franklin

Assuming a mortgage in Franklin

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.32%
Lowest existing payment
$1,129 /mo
Median cash to assume
$452,502
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.