Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Gallatin, TN

80 homesFHA & VA loansrates from 2.67% vs 7.40% today

Gallatin assumption guide
128 W Jackson St, Gallatin, TN, 37066 — assumable FHA mortgage at 2.87%
FHA
Active
32
$289,900$77,011 equity gap
Rate
2.87%
7.40%today
Payment
$993/mo
$1,658today
  • 3beds
  • 2baths
  • 1,441sqft

128 W Jackson St, Gallatin

214 Mansfield Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 3.06%
FHA
Active
33
$299,900$82,569 equity gap
Rate
3.06%
7.40%today
Payment
$1,042/mo
$1,698today
  • 3beds
  • 3baths
  • 1,438sqft

214 Mansfield Dr, Gallatin

825 Browns Ln #1602, Gallatin, TN, 37066 — assumable FHA mortgage at 3.69%
FHA
Active
38
$374,900$64,176 equity gap
Rate
3.69%
7.40%today
Payment
$1,568/mo
$2,362today
  • 2beds
  • 2baths
  • 1,712sqft

825 Browns Ln #1602, Gallatin

552 Hollerman Ln, Gallatin, TN, 37066 — assumable FHA mortgage at 2.67%
FHA
Active
$430,000$139,188 equity gap
Rate
2.67%
7.40%today
Payment
$1,349/mo
$2,311today
  • 4beds
  • 4baths
  • 2,688sqft

552 Hollerman Ln, Gallatin

279 Albright Ln, Gallatin, TN, 37066 — assumable VA mortgage at 3.01%
VA
Active
70
$929,900$336,367 equity gap
Rate
3.01%
7.40%today
Payment
$2,799/mo
$4,591today
  • 3beds
  • 4baths
  • 3,784sqft

279 Albright Ln, Gallatin

252 Wildcat Run, Gallatin, TN, 37066 — assumable FHA mortgage at 3.02%
FHA
Active
30
$359,900$134,245 equity gap
Rate
3.02%
7.40%today
Payment
$1,100/mo
$1,802today
  • 3beds
  • 2baths
  • 1,368sqft

252 Wildcat Run, Gallatin

891 Fairington Pvt Way, Gallatin, TN, 37066 — assumable VA mortgage at 2.71%
VA
Active
51
$799,900$485,552 equity gap
Rate
2.71%
7.40%today
Payment
$1,468/mo
$2,502today
  • 4beds
  • 4baths
  • 3,582sqft

891 Fairington Pvt Way, Gallatin

1922 Belotes Ferry Rd, Lebanon, TN, 37087 — assumable FHA mortgage at 2.72%
FHA
Active
26
$349,900$169,716 equity gap
Rate
2.72%
7.40%today
Payment
$844/mo
$1,438today
  • 3beds
  • 2baths
  • 1,400sqft

1922 Belotes Ferry Rd, Lebanon

1027 Westgate Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 2.87%
FHA
Active
$490,000$223,102 equity gap
Rate
2.87%
7.40%today
Payment
$1,274/mo
$2,128today
  • 4beds
  • 4baths
  • 2,680sqft

1027 Westgate Dr, Gallatin

168 LBJ Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 2.98%
FHA
Active
66
$310,000$173,144 equity gap
Rate
2.98%
7.40%today
Payment
$642/mo
$1,057today
  • 3beds
  • 2baths
  • 1,512sqft

168 LBJ Dr, Gallatin

1051 Five Coves Trce, Gallatin, TN, 37066 — assumable VA mortgage at 3.01%
VA
Active
59
$840,000$620,209 equity gap
Rate
3.01%
7.40%today
Payment
$1,036/mo
$1,700today
  • 4beds
  • 4baths
  • 3,160sqft

1051 Five Coves Trce, Gallatin

1048 Hillview Dr, Hendersonville, TN, 37075 — assumable VA mortgage at 3.04%
VA
Active
74
$1,749,937$1,321,763 equity gap
Rate
3.04%
7.40%today
Payment
$2,053/mo
$3,355today
  • 4beds
  • 5baths
  • 4,510sqft

1048 Hillview Dr, Hendersonville

134 Stonehouse Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 3.36%
FHA
Active
55
$479,500$187,961 equity gap
Rate
3.36%
7.40%today
Payment
$1,721/mo
$2,700today
  • 3beds
  • 2baths
  • 2,268sqft

134 Stonehouse Dr, Gallatin

108 Drayton Downs, Gallatin, TN, 37066 — assumable FHA mortgage at 3.13%
FHA
Active
50
$799,900$401,265 equity gap
Rate
3.13%
7.40%today
Payment
$1,930/mo
$3,118today
  • 4beds
  • 3baths
  • 3,206sqft

108 Drayton Downs, Gallatin

518 Redstone Dr, Gallatin, TN, 37066 — assumable VA mortgage at 3.24%
VA
Active
39
$569,000$265,535 equity gap
Rate
3.24%
7.40%today
Payment
$1,524/mo
$2,428today
  • 3beds
  • 2baths
  • 2,643sqft

518 Redstone Dr, Gallatin

1494 Ridgewood Ct, Gallatin, TN, 37066 — assumable VA mortgage at 3.69%
VA
Active
33
$260,000$99,759 equity gap
Rate
3.69%
7.40%today
Payment
$856/mo
$1,290today
  • 3beds
  • 2baths
  • 1,125sqft

1494 Ridgewood Ct, Gallatin

886 Cherry Grove Dr, Hendersonville, TN, 37075 — assumable FHA mortgage at 4.72%
FHA
Active
38
$519,000$51,424 equity gap
Rate
4.72%
7.40%today
Payment
$2,617/mo
$3,486today
  • 3beds
  • 3baths
  • 2,327sqft

886 Cherry Grove Dr, Hendersonville

770 Nelms Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 3.47%
FHA
Active
55
$649,900$378,579 equity gap
Rate
3.47%
7.40%today
Payment
$1,402/mo
$2,170today
  • 4beds
  • 3baths
  • 3,012sqft

770 Nelms Dr, Gallatin

4896 Benders Ferry Rd, Mount Juliet, TN, 37122 — assumable VA mortgage at 3.55%
VA
Active
85
$1,697,000$1,077,775 equity gap
Rate
3.55%
7.40%today
Payment
$3,073/mo
$4,708today
  • 4beds
  • 6baths
  • 6,681sqft

4896 Benders Ferry Rd, Mount Juliet

105 Southpark Cir, Gallatin, TN, 37066 — assumable FHA mortgage at 3.64%
FHA
Active
21
$299,999$182,154 equity gap
Rate
3.64%
7.40%today
Payment
$628/mo
$952today
  • 3beds
  • 2baths
  • 1,294sqft

105 Southpark Cir, Gallatin

1551 Drakes Creek Rd, Hendersonville, TN, 37075 — assumable FHA mortgage at 3.64%
FHA
Active
67
$630,000$299,788 equity gap
Rate
3.64%
7.40%today
Payment
$1,744/mo
$2,643today
  • 4beds
  • 3baths
  • 2,612sqft

1551 Drakes Creek Rd, Hendersonville

619 Westview Dr, Lebanon, TN, 37087 — assumable VA mortgage at 3.70%
VA
Active
29
$565,000$396,992 equity gap
Rate
3.70%
7.40%today
Payment
$1,037/mo
$1,559today
  • 3beds
  • 3baths
  • 1,836sqft

619 Westview Dr, Lebanon

1371 Habersham Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 3.73%
FHA
Active
39
$360,000$184,071 equity gap
Rate
3.73%
7.40%today
Payment
$953/mo
$1,428today
  • 3beds
  • 2baths
  • 1,263sqft

1371 Habersham Dr, Gallatin

103 Masters Way, Hendersonville, TN, 37075 — assumable VA mortgage at 5.09%
VA
Active
42
$514,900$64,462 equity gap
Rate
5.09%
7.40%today
Payment
$2,920/mo
$3,626today
  • 3beds
  • 3baths
  • 2,452sqft

103 Masters Way, Hendersonville

128 Spy Glass Way, Hendersonville, TN, 37075 — assumable FHA mortgage at 3.88%
FHA
Active
57
$626,000$468,729 equity gap
Rate
3.88%
7.40%today
Payment
$1,113/mo
$1,638today
  • 3beds
  • 3baths
  • 3,026sqft

128 Spy Glass Way, Hendersonville

1024 Hartsville pike, Gallatin, TN, 37066 — assumable VA mortgage at 3.90%
VA
Active
2
$599,999$517,098 equity gap
Rate
3.90%
7.40%today
Payment
$481/mo
$706today
  • —beds
  • —baths
  • —sqft

1024 Hartsville pike, Gallatin

192 Grandstand Blvd, Gallatin, TN, 37066 — assumable FHA mortgage at 5.22%
FHA
Active
40
$380,000$59,490 equity gap
Rate
5.22%
7.40%today
Payment
$1,877/mo
$2,361today
  • 3beds
  • 3baths
  • 1,809sqft

192 Grandstand Blvd, Gallatin

1035 Wallace Rd, Gallatin, TN, 37066 — assumable FHA mortgage at 3.97%
FHA
Active
96
$1,099,000$460,439 equity gap
Rate
3.97%
7.40%today
Payment
$3,924/mo
$5,712today
  • 5beds
  • 4baths
  • 4,357sqft

1035 Wallace Rd, Gallatin

1260 Potter Ln, Gallatin, TN, 37066 — assumable VA mortgage at 4.00%
VA
Active
100
$2,300,000$2,161,662 equity gap
Rate
4.00%
7.40%today
Payment
$2,219/mo
$2,764today
  • 3beds
  • 4baths
  • 5,169sqft

1260 Potter Ln, Gallatin

1466 Carderock Springs Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 5.54%
FHA
Active
13
$370,000$25,211 equity gap
Rate
5.54%
7.40%today
Payment
$2,088/mo
$2,535today
  • 3beds
  • 3baths
  • 1,816sqft

1466 Carderock Springs Dr, Gallatin

294 Morton Ave, Gallatin, TN, 37066 — assumable FHA mortgage at 6.42%
FHA
Active
27
$325,000$4,884 equity gap
Rate
6.42%
7.40%today
Payment
$2,092/mo
$2,311today
  • 3beds
  • 2baths
  • 1,332sqft

294 Morton Ave, Gallatin

1099 Duncan St, Gallatin, TN, 37066 — assumable FHA mortgage at 6.58%
FHA
Active
21
$299,900$9,355 equity gap
Rate
6.58%
7.40%today
Payment
$1,937/mo
$2,105today
  • 3beds
  • 3baths
  • 1,503sqft

1099 Duncan St, Gallatin

1161 Riverbrook Drive, Gallatin, TN, 37066 — assumable VA mortgage at 6.625%
VA
Active
36
$299,000$9,617 equity gap
Rate
6.625%
7.40%today
Payment
$1,906/mo
$2,061today
  • 3beds
  • 3baths
  • 1,576sqft

1161 Riverbrook Drive, Gallatin

1073 Linn Cove Ct, Gallatin, TN, 37066 — assumable FHA mortgage at 6.63%
FHA
Active
84
$397,000Potential short sale
Rate
6.63%
7.40%today
Payment
$2,705/mo
$2,923today
  • 3beds
  • 2baths
  • 1,868sqft

1073 Linn Cove Ct, Gallatin

323 Hathaway Ln, Gallatin, TN, 37066 — assumable FHA mortgage at 6.66%
FHA
Active
43
$550,000$20,593 equity gap
Rate
6.66%
7.40%today
Payment
$3,502/mo
$3,773today
  • 4beds
  • 3baths
  • 2,725sqft

323 Hathaway Ln, Gallatin

201 Harvard Dr, Gallatin, TN, 37066 — assumable FHA mortgage at 6.79%
FHA
Active
24
$294,900Potential short sale
Rate
6.79%
7.40%today
Payment
$1,969/mo
$2,093today
  • 2beds
  • 3baths
  • 1,280sqft

201 Harvard Dr, Gallatin

Assuming a mortgage in Gallatin

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$481 /mo
Median cash to assume
$103,364
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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