Chris Prendergast

Chris Prendergast

Assumable homes for sale in Garden City, ID

5 homesVA & FHA loansrates from 3.76% vs 7.40% today

Garden City assumption guide
5591 Marlboro Ave., Boise, ID, 83714 — assumable VA mortgage at 3.89%
VA
Active
36
$479,900$75,288 equity gap
Rate
3.89%
7.40%today
Payment
$2,037/mo
$3,019today
  • 3beds
  • 2baths
  • 1,456sqft

5591 Marlboro Ave., Boise

8377 Willowdale Drive, Garden City, ID, 83714 — assumable VA mortgage at 3.76%
VA
Active
25
$479,900$128,217 equity gap
Rate
3.76%
7.40%today
Payment
$1,785/mo
$2,666today
  • 2beds
  • 2baths
  • 1,498sqft

8377 Willowdale Drive, Garden City

5760 W Plantation Ln, Garden City, ID, 83703 — assumable FHA mortgage at 6.54%
FHA
Active
40
$635,000$120,211 equity gap
Rate
6.54%
7.40%today
Payment
$3,403/mo
$3,713today
  • 3beds
  • 2baths
  • 1,886sqft

5760 W Plantation Ln, Garden City

2812 Cole Rd, Boise, ID, 83704 — assumable FHA mortgage at 7.06%
FHA
Active
32
$439,900$70,450 equity gap
Rate
7.06%
7.40%today
Payment
$2,530/mo
$2,617today
  • 5beds
  • 2baths
  • 1,704sqft

2812 Cole Rd, Boise

8211 Cory Ct., Boise, ID, 83704 — assumable VA mortgage at 4.83%
VA
Active
20
$424,900$269,911 equity gap
Rate
4.83%
7.40%today
Payment
$946/mo
$1,245today
  • 3beds
  • 2baths
  • 1,459sqft

8211 Cory Ct., Boise

Assuming a mortgage in Garden City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.76%
Lowest existing payment
$946 /mo
Median cash to assume
$120,211
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.