Chris Prendergast

Chris Prendergast

Assumable homes for sale in Holly Springs, NC

9 homesVA & FHA loansrates from 2.88% vs 7.40% today

Holly Springs assumption guide
217 Jones Hill Road, Holly Springs, NC, 27540 — assumable FHA mortgage at 2.88%
FHA
Active
36
$379,000$186,872 equity gap
Rate
2.88%
7.40%today
Payment
$950/mo
$1,566today
  • 3beds
  • 4baths
  • 1,699sqft

217 Jones Hill Road, Holly Springs

237 Cahors Trail, Holly Springs, NC, 27540 — assumable VA mortgage at 3.01%
VA
Active
67
$839,900$440,754 equity gap
Rate
3.01%
7.40%today
Payment
$1,948/mo
$3,195today
  • 5beds
  • 3baths
  • 4,285sqft

237 Cahors Trail, Holly Springs

105 Owl Creek Court, Holly Springs, NC, 27540 — assumable VA mortgage at 3.64%
VA
Active
49
$524,900$273,958 equity gap
Rate
3.64%
7.40%today
Payment
$1,325/mo
$2,008today
  • 3beds
  • 3baths
  • 2,477sqft

105 Owl Creek Court, Holly Springs

117 Holly Bay Lane, Holly Springs, NC, 27540 — assumable VA mortgage at 4.10%
VA
Active
49
$485,000$219,449 equity gap
Rate
4.10%
7.40%today
Payment
$1,497/mo
$2,146today
  • 3beds
  • 2baths
  • 2,152sqft

117 Holly Bay Lane, Holly Springs

308 Amacord Way, Holly Springs, NC, 27540 — assumable VA mortgage at 5.54%
VA
Active
29
$499,900$87,357 equity gap
Rate
5.54%
7.40%today
Payment
$2,498/mo
$3,033today
  • 4beds
  • 3baths
  • 2,214sqft

308 Amacord Way, Holly Springs

213 Cassada Court, Holly Springs, NC, 27540 — assumable VA mortgage at 6.94%
VA
Active
62
$720,000$91,682 equity gap
Rate
6.94%
7.40%today
Payment
$4,344/mo
$4,549today
  • 5beds
  • 4baths
  • 3,569sqft

213 Cassada Court, Holly Springs

1004 Creek Haven Drive, Holly Springs, NC, 27540 — assumable VA mortgage at 6.99%
VA
Active
41
$420,000$45,378 equity gap
Rate
6.99%
7.40%today
Payment
$2,546/mo
$2,652today
  • 3beds
  • 2baths
  • 1,660sqft

1004 Creek Haven Drive, Holly Springs

517 Texanna Way, Holly Springs, NC, 27540 — assumable VA mortgage at 5.16%
VA
Active
50
$485,000$361,150 equity gap
Rate
5.16%
7.40%today
Payment
$1,117/mo
$1,415today
  • 5beds
  • 3baths
  • 2,868sqft

517 Texanna Way, Holly Springs

456 Texanna Way, Holly Springs, NC, 27540 — assumable FHA mortgage at 6.39%
FHA
Active
41
$639,900$206,693 equity gap
Rate
6.39%
7.40%today
Payment
$2,816/mo
$3,120today
  • 5beds
  • 4baths
  • 3,119sqft

456 Texanna Way, Holly Springs

Assuming a mortgage in Holly Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$950 /mo
Median cash to assume
$206,693
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.