Chris Prendergast

Chris Prendergast

Assumable homes for sale in Idaho City, ID

1 homeFHA loansrates from 3.07% vs 7.40% today

Idaho City assumption guide
417 Elk Creek Rd, Idaho City, ID, 83631 — assumable FHA mortgage at 3.07%
FHA
Active
43
$505,000$130,896 equity gap
Rate
3.07%
7.40%today
Payment
$1,772/mo
$2,884today
  • 4beds
  • 3baths
  • 2,089sqft

417 Elk Creek Rd, Idaho City

Assuming a mortgage in Idaho City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.07%
Lowest existing payment
$1,772 /mo
Median cash to assume
$130,896
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.