Chris Prendergast

Chris Prendergast

Assumable homes for sale in Jerome, ID

5 homesFHA & VA loansrates from 2.73% vs 7.40% today

Jerome assumption guide
1504 N Evergreen St, Jerome, ID, 83338 — assumable VA mortgage at 2.73%
VA
Active
40
$399,900$233,677 equity gap
Rate
2.73%
7.40%today
Payment
$774/mo
$1,316today
  • 3beds
  • 2baths
  • 2,000sqft

1504 N Evergreen St, Jerome

502 15th Ave W, Jerome, ID, 83338 — assumable FHA mortgage at 4.27%
FHA
Active
50
$449,000$247,535 equity gap
Rate
4.27%
7.40%today
Payment
$1,155/mo
$1,621today
  • 4beds
  • 3baths
  • 2,449sqft

502 15th Ave W, Jerome

817 Owl Court, Jerome, ID, 83338 — assumable FHA mortgage at 6.11%
FHA
Active
40
$409,900$77,085 equity gap
Rate
6.11%
7.40%today
Payment
$2,123/mo
$2,423today
  • 4beds
  • 2baths
  • 1,816sqft

817 Owl Court, Jerome

523 Avenue H, Jerome, ID, 83338 — assumable FHA mortgage at 6.96%
FHA
Active
32
$350,000$65,146 equity gap
Rate
6.96%
7.40%today
Payment
$1,952/mo
$2,040today
  • 3beds
  • 2baths
  • 1,416sqft

523 Avenue H, Jerome

200 7th Ave W, Jerome, ID, 83338 — assumable VA mortgage at 6.61%
VA
Active
19
$280,000$74,144 equity gap
Rate
6.61%
7.40%today
Payment
$1,342/mo
$1,454today
  • 4beds
  • 2baths
  • 1,512sqft

200 7th Ave W, Jerome

Assuming a mortgage in Jerome

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$774 /mo
Median cash to assume
$77,085
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.