Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Kittrell, NC

13 homesFHA & VA loansrates from 2.99% vs 7.40% today

Kittrell assumption guide
4535 Gresham Drive, Oxford, NC, 27565 — assumable VA mortgage at 3.11%
VA
Active
28
$430,000$66,908 equity gap
Rate
3.11%
7.40%today
Payment
$1,728/mo
$2,797today
  • 4beds
  • 2baths
  • 2,022sqft

4535 Gresham Drive, Oxford

2544 Moss Ledford Road, Franklinton, NC, 27525 — assumable FHA mortgage at 2.99%
FHA
Active
21
$300,000$258,307 equity gap
Rate
2.99%
7.40%today
Payment
$872/mo
$1,164today
  • 3beds
  • 2baths
  • 1,367sqft

2544 Moss Ledford Road, Franklinton

4537 Gresham Drive, Oxford, NC, 27565 — assumable VA mortgage at 3.75%
VA
Active
$400,000$149,801 equity gap
Rate
3.75%
7.40%today
Payment
$1,342/mo
$2,007today
  • 4beds
  • 3baths
  • 2,208sqft

4537 Gresham Drive, Oxford

2141 Sterling Creek Lane, Franklinton, NC, 27525 — assumable FHA mortgage at 3.95%
FHA
Active
19
$275,000$218,664 equity gap
Rate
3.95%
7.40%today
Payment
$405/mo
$592today
  • 3beds
  • 2baths
  • 1,112sqft

2141 Sterling Creek Lane, Franklinton

108 Anaheim Street, Oxford, NC, 27565 — assumable FHA mortgage at 6.87%
FHA
Active
41
$319,300$27,450 equity gap
Rate
6.87%
7.40%today
Payment
$1,966/mo
$2,074today
  • 3beds
  • 2baths
  • 1,328sqft

108 Anaheim Street, Oxford

114 Dorsey Place, Henderson, NC, 27536 — assumable VA mortgage at 6.60%
VA
Active
53
$249,900$45,955 equity gap
Rate
6.60%
7.40%today
Payment
$1,341/mo
$1,454today
  • 3beds
  • 2baths
  • 2,111sqft

114 Dorsey Place, Henderson

4331 Nc-39, Louisburg, NC, 27549 — assumable FHA mortgage at 4.99%
FHA
Active
14
$279,900$192,459 equity gap
Rate
4.99%
7.40%today
Payment
$737/mo
$951today
  • 4beds
  • 2baths
  • 1,945sqft

4331 Nc-39, Louisburg

67 Hoyle Lane, Henderson, NC, 27537 — assumable FHA mortgage at 6.69%
FHA
Active
36
$550,000$134,556 equity gap
Rate
6.69%
7.40%today
Payment
$2,753/mo
$2,957today
  • 4beds
  • 2baths
  • 3,942sqft

67 Hoyle Lane, Henderson

106 Long Green Way, Oxford, NC, 27565 — assumable FHA mortgage at 6.81%
FHA
Active
23
$316,000$71,513 equity gap
Rate
6.81%
7.40%today
Payment
$3,537/mo
$3,631today
  • 3beds
  • 3baths
  • 1,679sqft

106 Long Green Way, Oxford

716 Breedlove Road, Louisburg, NC, 27549 — assumable FHA mortgage at 6.27%
FHA
Active
15
$300,000$96,034 equity gap
Rate
6.27%
7.40%today
Payment
$1,318/mo
$1,479today
  • 3beds
  • 3baths
  • 1,971sqft

716 Breedlove Road, Louisburg

92 Little Mill Road, Henderson, NC, 27537 — assumable FHA mortgage at 6.21%
FHA
Active
44
$200,000$159,867 equity gap
Rate
6.21%
7.40%today
Payment
$432/mo
$488today
  • 4beds
  • 2baths
  • 1,716sqft

92 Little Mill Road, Henderson

479 Ridgecrest Trail, Henderson, NC, 27537 — assumable FHA mortgage at 6.85%
FHA
Active
29
$260,000$228,245 equity gap
Rate
6.85%
7.40%today
Payment
$216/mo
$228today
  • 3beds
  • 2baths
  • 1,636sqft

479 Ridgecrest Trail, Henderson

1916 Oxford Road, Henderson, NC, 27536 — assumable VA mortgage at 6.95%
VA
Active
45
$150,000Potential short sale
Rate
6.95%
7.40%today
Payment
$1,244/mo
$1,302today
  • 2beds
  • 1baths
  • 1,160sqft

1916 Oxford Road, Henderson

Assuming a mortgage in Kittrell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.99%
Lowest existing payment
$405 /mo
Median cash to assume
$142,178
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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