Chris Prendergast

Chris Prendergast

Assumable homes for sale in Lake Mary, FL

14 homesFHA & VA loansrates from 2.78% vs 7.40% today

Lake Mary assumption guide
128 ALDEAN Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
91
$445,000$132,010 equity gap
Rate
2.78%
7.40%today
Payment
$1,449/mo
$2,447today
  • 4beds
  • 2baths
  • 1,791sqft

128 ALDEAN Drive, Sanford

635 CHOCKTAW STREET, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.86%
FHA
Active
51
$725,000$721,648 equity gap
Rate
2.86%
7.40%today
Payment
$27/mo
$39today
  • 4beds
  • 3baths
  • 2,780sqft

635 CHOCKTAW STREET, Lake Mary

313 ALBA Lane, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.99%
FHA
Active
28
$390,000$163,960 equity gap
Rate
2.99%
7.40%today
Payment
$1,096/mo
$1,802today
  • 4beds
  • 2baths
  • 1,744sqft

313 ALBA Lane, Lake Mary

2908 EGRETS LANDING, Lake Mary, FL, 32746 — assumable VA mortgage at 4.06%
VA
Active
18
$340,000$101,172 equity gap
Rate
4.06%
7.40%today
Payment
$1,339/mo
$1,927today
  • 3beds
  • 2baths
  • 1,683sqft

2908 EGRETS LANDING, Lake Mary

547 ASTERA WINDS Lane, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.35%
FHA
Active
29
$500,000$28,487 equity gap
Rate
6.35%
7.40%today
Payment
$2,999/mo
$3,337today
  • 3beds
  • 3baths
  • 1,906sqft

547 ASTERA WINDS Lane, Lake Mary

219 CRYSTAL Drive, Sanford, FL, 32773 — assumable VA mortgage at 6.67%
VA
Active
49
$524,990$64,360 equity gap
Rate
6.67%
7.40%today
Payment
$3,004/mo
$3,233today
  • 4beds
  • 3baths
  • 1,531sqft

219 CRYSTAL Drive, Sanford

502 BRIGHTVIEW Drive, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.27%
FHA
Active
41
$399,000$81,882 equity gap
Rate
6.27%
7.40%today
Payment
$2,050/mo
$2,300today
  • 3beds
  • 2baths
  • 1,700sqft

502 BRIGHTVIEW Drive, Lake Mary

145 MAYFAIR Court #145, Sanford, FL, 32771 — assumable FHA mortgage at 6.27%
FHA
Active
42
$335,000$96,065 equity gap
Rate
6.27%
7.40%today
Payment
$1,543/mo
$1,731today
  • 2beds
  • 2baths
  • 1,479sqft

145 MAYFAIR Court #145, Sanford

134 ESTATES Circle, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.50%
FHA
Active
43
$580,000$165,835 equity gap
Rate
6.50%
7.40%today
Payment
$2,674/mo
$2,929today
  • 4beds
  • 3baths
  • 2,279sqft

134 ESTATES Circle, Lake Mary

345 OAK LEAF Circle, Lake Mary, FL, 32746 — assumable FHA mortgage at 5.44%
FHA
Active
31
$479,900$305,848 equity gap
Rate
5.44%
7.40%today
Payment
$1,465/mo
$1,658today
  • 4beds
  • 2baths
  • 1,758sqft

345 OAK LEAF Circle, Lake Mary

1247 BOLTON Place, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.91%
FHA
Active
32
$500,000$163,235 equity gap
Rate
6.91%
7.40%today
Payment
$2,418/mo
$2,527today
  • 4beds
  • 4baths
  • 2,365sqft

1247 BOLTON Place, Lake Mary

767 TOMLINSON Terrace, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.61%
FHA
Active
33
$390,000$74,110 equity gap
Rate
6.61%
7.40%today
Payment
$2,082/mo
$2,254today
  • 4beds
  • 2baths
  • 1,801sqft

767 TOMLINSON Terrace, Lake Mary

1178 VINELAND Place, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.92%
FHA
Active
16
$199,800Potential short sale
Rate
6.92%
7.40%today
Payment
$1,595/mo
$1,673today
  • 2beds
  • 3baths
  • 1,095sqft

1178 VINELAND Place, Lake Mary

696 REMINGTON OAK Drive, Lake Mary, FL, 32746 — assumable VA mortgage at 8.72%
VA
Active
56
$439,900$465,513 equity gap
Rate
8.72%
7.40%today
Payment
$981/mo
$865today
  • 3beds
  • 3baths
  • 2,028sqft

696 REMINGTON OAK Drive, Lake Mary

Assuming a mortgage in Lake Mary

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$981 /mo
Median cash to assume
$132,010
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.