Chris Prendergast

Chris Prendergast

Assumable homes for sale in Lake Wales, FL

17 homesFHA & VA loansrates from 2.70% vs 7.40% today

Lake Wales assumption guide
230 POLK Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 2.70%
FHA
Active
17
$189,900$51,002 equity gap
Rate
2.70%
7.40%today
Payment
$637/mo
$1,088today
  • 3beds
  • 1baths
  • 816sqft

230 POLK Avenue, Lake Wales

1120 SCENIC Highway, Lake Wales, FL, 33853 — assumable FHA mortgage at 2.79%
FHA
Active
46
$299,990$137,930 equity gap
Rate
2.79%
7.40%today
Payment
$762/mo
$1,285today
  • 3beds
  • 2baths
  • 1,149sqft

1120 SCENIC Highway, Lake Wales

1120 SCENIC Highway, Lake Wales, FL, 33853 — assumable FHA mortgage at 2.79%
FHA
Active
46
$289,990$127,930 equity gap
Rate
2.79%
7.40%today
Payment
$762/mo
$1,285today
  • 3beds
  • 2baths
  • 1,149sqft

1120 SCENIC Highway, Lake Wales

719 HILLSIDE Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 5.23%
FHA
Active
13
$221,000$9,428 equity gap
Rate
5.23%
7.40%today
Payment
$1,244/mo
$1,563today
  • 2beds
  • 2baths
  • 1,494sqft

719 HILLSIDE Avenue, Lake Wales

1008 JOYCE Road, Lake Wales, FL, 33853 — assumable FHA mortgage at 3.50%
FHA
Active
18
$299,990$145,143 equity gap
Rate
3.50%
7.40%today
Payment
$816/mo
$1,258today
  • 3beds
  • 2baths
  • 1,621sqft

1008 JOYCE Road, Lake Wales

721 GREENLEAF Lane, Lake Wales, FL, 33853 — assumable FHA mortgage at 5.10%
FHA
Active
20
$259,990$30,794 equity gap
Rate
5.10%
7.40%today
Payment
$1,332/mo
$1,698today
  • 4beds
  • 2baths
  • 1,631sqft

721 GREENLEAF Lane, Lake Wales

307 STEEDLY Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 3.87%
FHA
Active
54
$245,000$159,772 equity gap
Rate
3.87%
7.40%today
Payment
$492/mo
$725today
  • 3beds
  • 1baths
  • 1,335sqft

307 STEEDLY Avenue, Lake Wales

613 PALM Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 4.12%
FHA
Active
12
$249,900$220,203 equity gap
Rate
4.12%
7.40%today
Payment
$584/mo
$721today
  • 4beds
  • 2baths
  • 1,797sqft

613 PALM Avenue, Lake Wales

305 SHARP Street, Lake Wales, FL, 33853 — assumable FHA mortgage at 6.19%
FHA
Active
20
$256,000$19,293 equity gap
Rate
6.19%
7.40%today
Payment
$1,610/mo
$1,798today
  • 3beds
  • 2baths
  • 1,908sqft

305 SHARP Street, Lake Wales

301 WEAVER Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 6.50%
FHA
Active
16
$185,000$12,786 equity gap
Rate
6.50%
7.40%today
Payment
$1,100/mo
$1,205today
  • 2beds
  • 1baths
  • 930sqft

301 WEAVER Avenue, Lake Wales

1152 VIEW POINTE Circle, Lake Wales, FL, 33853 — assumable FHA mortgage at 7.22%
FHA
Active
20
$299,750$22,862 equity gap
Rate
7.22%
7.40%today
Payment
$1,937/mo
$1,972today
  • 3beds
  • 2baths
  • 1,740sqft

1152 VIEW POINTE Circle, Lake Wales

774 BARCLAY Terrace, Lake Wales, FL, 33853 — assumable FHA mortgage at 7.62%
FHA
Active
19
$270,000$26,255 equity gap
Rate
7.62%
7.40%today
Payment
$1,771/mo
$1,734today
  • 3beds
  • 2baths
  • 1,730sqft

774 BARCLAY Terrace, Lake Wales

106-108 ORANGE Avenue, Lake Wales, FL, 33853 — assumable VA mortgage at 6.50%
VA
Active
34
$299,990$41,855 equity gap
Rate
6.50%
7.40%today
Payment
$1,648/mo
$1,806today
  • 4beds
  • 2baths
  • 1,664sqft

106-108 ORANGE Avenue, Lake Wales

811 HILLSIDE Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 6.95%
FHA
Active
13
$290,000$40,157 equity gap
Rate
6.95%
7.40%today
Payment
$1,680/mo
$1,757today
  • 3beds
  • 2baths
  • 1,432sqft

811 HILLSIDE Avenue, Lake Wales

714 HILLSIDE Avenue, Lake Wales, FL, 33853 — assumable FHA mortgage at 5.25%
FHA
Active
$150,000Potential short sale
Rate
5.25%
7.40%today
Payment
$1,356/mo
$1,700today
  • 3beds
  • 2baths
  • 1,421sqft

714 HILLSIDE Avenue, Lake Wales

505 SCENIC BLUFF Boulevard, Lake Wales, FL, 33853 — assumable FHA mortgage at 5.70%
FHA
Active
52
$272,000Potential short sale
Rate
5.70%
7.40%today
Payment
$1,820/mo
$2,171today
  • 4beds
  • 2baths
  • 1,627sqft

505 SCENIC BLUFF Boulevard, Lake Wales

722 HUNT Drive, Lake Wales, FL, 33853 — assumable FHA mortgage at 6.10%
FHA
Active
59
$265,000$204,850 equity gap
Rate
6.10%
7.40%today
Payment
$908/mo
$962today
  • 4beds
  • 2baths
  • 1,837sqft

722 HUNT Drive, Lake Wales

Assuming a mortgage in Lake Wales

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$492 /mo
Median cash to assume
$41,855
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.