Chris Prendergast

Chris Prendergast

Assumable homes for sale in Lapwai, ID

6 homesVA & FHA loansrates from 2.88% vs 7.40% today

Lapwai assumption guide
1503 Discovery Dr, Lewiston, ID, 83501 — assumable VA mortgage at 3.02%
VA
Active
15
$489,900$192,959 equity gap
Rate
3.02%
7.40%today
Payment
$1,414/mo
$2,317today
  • 3beds
  • 2baths
  • 1,536sqft

1503 Discovery Dr, Lewiston

1705 Pioneer Dr., Lewiston, ID, 83501 — assumable VA mortgage at 2.88%
VA
Active
22
$537,000$340,876 equity gap
Rate
2.88%
7.40%today
Payment
$940/mo
$1,548today
  • 3beds
  • 2baths
  • 1,592sqft

1705 Pioneer Dr., Lewiston

3818 17th Street, Lewiston, ID, 83501 — assumable VA mortgage at 2.94%
VA
Active
34
$435,000$234,202 equity gap
Rate
2.94%
7.40%today
Payment
$950/mo
$1,573today
  • 4beds
  • 2baths
  • 1,728sqft

3818 17th Street, Lewiston

2707 Lindsay Creek Rd, Lewiston, ID, 83501 — assumable VA mortgage at 3.03%
VA
Active
47
$550,000$300,168 equity gap
Rate
3.03%
7.40%today
Payment
$1,222/mo
$1,999today
  • 4beds
  • 2baths
  • 2,448sqft

2707 Lindsay Creek Rd, Lewiston

2020 Powers Ave, Lewiston, ID, 83501 — assumable FHA mortgage at 3.63%
FHA
Active
50
$399,990$284,164 equity gap
Rate
3.63%
7.40%today
Payment
$715/mo
$1,085today
  • 4beds
  • 2baths
  • 2,108sqft

2020 Powers Ave, Lewiston

1805 Birch Dr, Lewiston, ID, 83501 — assumable FHA mortgage at 3.77%
FHA
Active
40
$379,000$249,378 equity gap
Rate
3.77%
7.40%today
Payment
$807/mo
$1,203today
  • 4beds
  • 2baths
  • 1,678sqft

1805 Birch Dr, Lewiston

Assuming a mortgage in Lapwai

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$715 /mo
Median cash to assume
$266,771
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.