Chris Prendergast

Chris Prendergast

Assumable homes for sale in Lumberton, NC

7 homesVA & FHA loansrates from 2.73% vs 7.40% today

Lumberton assumption guide
2508 Roberts Avenue, Lumberton, NC, 28358 — assumable FHA mortgage at 3.10%
FHA
Active
24
$230,000$71,740 equity gap
Rate
3.10%
7.40%today
Payment
$751/mo
$1,217today
  • 3beds
  • 2baths
  • 1,953sqft

2508 Roberts Avenue, Lumberton

2201 N McMillan Ave, Lumberton, NC, 28358 — assumable VA mortgage at 2.73%
VA
Active
38
$185,000$75,884 equity gap
Rate
2.73%
7.40%today
Payment
$508/mo
$864today
  • 3beds
  • 2baths
  • 1,465sqft

2201 N McMillan Ave, Lumberton

4030 Manchester Lane, Lumberton, NC, 28360 — assumable FHA mortgage at 3.60%
FHA
Active
42
$295,999$154,625 equity gap
Rate
3.60%
7.40%today
Payment
$752/mo
$1,146today
  • 3beds
  • 2baths
  • 1,462sqft

4030 Manchester Lane, Lumberton

1100 Barker Street, Lumberton, NC, 28358 — assumable FHA mortgage at 6.81%
FHA
Active
21
$209,900$15,388 equity gap
Rate
6.81%
7.40%today
Payment
$1,317/mo
$1,394today
  • 4beds
  • 3baths
  • 2,774sqft

1100 Barker Street, Lumberton

3980 Kings Cross Road, Lumberton, NC, 28360 — assumable VA mortgage at 6.89%
VA
Active
36
$285,000$18,948 equity gap
Rate
6.89%
7.40%today
Payment
$1,777/mo
$1,870today
  • 3beds
  • 2baths
  • 2,110sqft

3980 Kings Cross Road, Lumberton

2002 Elm Street, Lumberton, NC, 28358 — assumable VA mortgage at 6.15%
VA
Active
8
$305,999Potential short sale
Rate
6.15%
7.40%today
Payment
$2,577/mo
$2,922today
  • 4beds
  • 4baths
  • 4,000sqft

2002 Elm Street, Lumberton

1302 Oakridge Boulevard, Lumberton, NC, 28358 — assumable VA mortgage at 6.32%
VA
Active
50
$625,000$314,839 equity gap
Rate
6.32%
7.40%today
Payment
$2,010/mo
$2,243today
  • 4beds
  • 5baths
  • 4,373sqft

1302 Oakridge Boulevard, Lumberton

Assuming a mortgage in Lumberton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$508 /mo
Median cash to assume
$73,812
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.