Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Micro, NC

37 homesVA & FHA loansrates from 2.75% vs 7.40% today

Micro assumption guide
105 Wicklow Court, Clayton, NC, 27527 — assumable FHA mortgage at 3.05%
FHA
Active
56
$375,000$110,554 equity gap
Rate
3.05%
7.40%today
Payment
$1,250/mo
$2,040today
  • 4beds
  • 3baths
  • 2,263sqft

105 Wicklow Court, Clayton

115 Rivercamp Street, Clayton, NC, 27527 — assumable VA mortgage at 2.75%
VA
Active
36
$330,000$101,449 equity gap
Rate
2.75%
7.40%today
Payment
$1,085/mo
$1,840today
  • 3beds
  • 3baths
  • 2,232sqft

115 Rivercamp Street, Clayton

1201 Crescent Drive, Smithfield, NC, 27577 — assumable FHA mortgage at 2.87%
FHA
Active
41
$355,000$171,647 equity gap
Rate
2.87%
7.40%today
Payment
$875/mo
$1,462today
  • 4beds
  • 3baths
  • 2,306sqft

1201 Crescent Drive, Smithfield

191 Chatsworth Lane, Clayton, NC, 27527 — assumable VA mortgage at 2.98%
VA
Active
33
$456,499$220,619 equity gap
Rate
2.98%
7.40%today
Payment
$1,148/mo
$1,889today
  • 4beds
  • 3baths
  • 2,923sqft

191 Chatsworth Lane, Clayton

112 Camden Pl Street, Princeton, NC, 27569 — assumable VA mortgage at 3.17%
VA
Active
27
$299,900$152,229 equity gap
Rate
3.17%
7.40%today
Payment
$720/mo
$1,157today
  • 3beds
  • 3baths
  • 1,647sqft

112 Camden Pl Street, Princeton

330 Florence Drive, Clayton, NC, 27527 — assumable VA mortgage at 3.18%
VA
Active
98
$425,000$286,115 equity gap
Rate
3.18%
7.40%today
Payment
$676/mo
$1,085today
  • 5beds
  • 3baths
  • 2,867sqft

330 Florence Drive, Clayton

184 Westchase Drive, Clayton, NC, 27527 — assumable FHA mortgage at 3.42%
FHA
Active
43
$344,900$215,143 equity gap
Rate
3.42%
7.40%today
Payment
$741/mo
$1,154today
  • 3beds
  • 2baths
  • 1,291sqft

184 Westchase Drive, Clayton

7406 Old Beulah Road, Kenly, NC, 27542 — assumable FHA mortgage at 3.72%
FHA
Active
29
$450,000$261,520 equity gap
Rate
3.72%
7.40%today
Payment
$1,004/mo
$1,506today
  • 3beds
  • 2baths
  • 2,138sqft

7406 Old Beulah Road, Kenly

80 Purple Trace, Clayton, NC, 27527 — assumable VA mortgage at 4.08%
VA
Active
45
$319,000$118,609 equity gap
Rate
4.08%
7.40%today
Payment
$1,130/mo
$1,624today
  • 3beds
  • 2baths
  • 1,597sqft

80 Purple Trace, Clayton

513 1st Street, Kenly, NC, 27542 — assumable FHA mortgage at 3.89%
FHA
Active
23
$219,900$140,537 equity gap
Rate
3.89%
7.40%today
Payment
$463/mo
$680today
  • 3beds
  • 2baths
  • 1,179sqft

513 1st Street, Kenly

306 Beckett Drive, Princeton, NC, 27569 — assumable VA mortgage at 5.22%
VA
Active
43
$309,000$31,042 equity gap
Rate
5.22%
7.40%today
Payment
$1,625/mo
$2,044today
  • 3beds
  • 3baths
  • 2,094sqft

306 Beckett Drive, Princeton

203 Tuscany Circle, Princeton, NC, 27569 — assumable VA mortgage at 6.43%
VA
Active
45
$339,900$16,643 equity gap
Rate
6.43%
7.40%today
Payment
$2,115/mo
$2,333today
  • 3beds
  • 2baths
  • 1,876sqft

203 Tuscany Circle, Princeton

41 Clayton Street, Clayton, NC, 27527 — assumable FHA mortgage at 6.89%
FHA
Active
10
$120,000Potential short sale
Rate
6.89%
7.40%today
Payment
$1,279/mo
$1,346today
  • —beds
  • —baths
  • —sqft

41 Clayton Street, Clayton

252 Earnest Way, Kenly, NC, 27542 — assumable FHA mortgage at 7.19%
FHA
Active
34
$315,000$10,962 equity gap
Rate
7.19%
7.40%today
Payment
$2,123/mo
$2,167today
  • 3beds
  • 2baths
  • 1,643sqft

252 Earnest Way, Kenly

706 Tuscany Circle, Princeton, NC, 27569 — assumable VA mortgage at 5.54%
VA
Active
54
$450,000$58,657 equity gap
Rate
5.54%
7.40%today
Payment
$2,370/mo
$2,877today
  • 5beds
  • 3baths
  • 3,467sqft

706 Tuscany Circle, Princeton

117 Sunfish Street, Smithfield, NC, 27577 — assumable FHA mortgage at 6.33%
FHA
Active
40
$289,900$20,441 equity gap
Rate
6.33%
7.40%today
Payment
$1,750/mo
$1,951today
  • 3beds
  • 3baths
  • 1,545sqft

117 Sunfish Street, Smithfield

70 Arapahoe Drive, Kenly, NC, 27542 — assumable VA mortgage at 6.61%
VA
Active
51
$334,900$30,486 equity gap
Rate
6.61%
7.40%today
Payment
$2,008/mo
$2,175today
  • 3beds
  • 3baths
  • 1,856sqft

70 Arapahoe Drive, Kenly

8505 Ransom Lane, Kenly, NC, 27542 — assumable FHA mortgage at 6.65%
FHA
Active
26
$259,000$25,509 equity gap
Rate
6.65%
7.40%today
Payment
$1,560/mo
$1,683today
  • 3beds
  • 2baths
  • 1,568sqft

8505 Ransom Lane, Kenly

525 Edwards Street, Princeton, NC, 27569 — assumable FHA mortgage at 6.74%
FHA
Active
23
$247,900$23,271 equity gap
Rate
6.74%
7.40%today
Payment
$1,494/mo
$1,597today
  • 2beds
  • 2baths
  • 1,080sqft

525 Edwards Street, Princeton

356 Holland Road, Smithfield, NC, 27577 — assumable FHA mortgage at 6.81%
FHA
Active
26
$260,000$25,716 equity gap
Rate
6.81%
7.40%today
Payment
$1,583/mo
$1,679today
  • 3beds
  • 1baths
  • 1,435sqft

356 Holland Road, Smithfield

8226 Springhill Church Road, Lucama, NC, 27851 — assumable VA mortgage at 6.81%
VA
Active
36
$299,900$23,769 equity gap
Rate
6.81%
7.40%today
Payment
$1,833/mo
$1,945today
  • 4beds
  • 2baths
  • 2,301sqft

8226 Springhill Church Road, Lucama

910 2nd Street, Smithfield, NC, 27577 — assumable VA mortgage at 7.10%
VA
Active
34
$380,000$28,443 equity gap
Rate
7.10%
7.40%today
Payment
$2,419/mo
$2,493today
  • 5beds
  • 3baths
  • 2,915sqft

910 2nd Street, Smithfield

208 Tuscany Circle, Princeton, NC, 27569 — assumable FHA mortgage at 6.69%
FHA
Active
34
$317,000$38,223 equity gap
Rate
6.69%
7.40%today
Payment
$1,848/mo
$1,984today
  • 3beds
  • 3baths
  • 1,733sqft

208 Tuscany Circle, Princeton

506 Noble Street, Selma, NC, 27576 — assumable FHA mortgage at 6.79%
FHA
Active
51
$350,000$52,021 equity gap
Rate
6.79%
7.40%today
Payment
$2,011/mo
$2,138today
  • 4beds
  • 3baths
  • 1,949sqft

506 Noble Street, Selma

26 Ventasso Drive, Clayton, NC, 27527 — assumable VA mortgage at 6.89%
VA
Active
77
$725,000$126,560 equity gap
Rate
6.89%
7.40%today
Payment
$3,997/mo
$4,206today
  • 4beds
  • 3baths
  • 3,058sqft

26 Ventasso Drive, Clayton

202 Queenstown Drive, Kenly, NC, 27542 — assumable VA mortgage at 6.90%
VA
Active
33
$350,000$54,239 equity gap
Rate
6.90%
7.40%today
Payment
$2,001/mo
$2,103today
  • 3beds
  • 3baths
  • 2,348sqft

202 Queenstown Drive, Kenly

20 Edgerton Street, Smithfield, NC, 27577 — assumable VA mortgage at 6.95%
VA
Active
21
$224,900$27,133 equity gap
Rate
6.95%
7.40%today
Payment
$1,339/mo
$1,400today
  • 3beds
  • 1baths
  • 1,188sqft

20 Edgerton Street, Smithfield

88 Antler Steel Drive, Clayton, NC, 27527 — assumable FHA mortgage at 6.09%
FHA
Active
$364,900$76,467 equity gap
Rate
6.09%
7.40%today
Payment
$1,755/mo
$2,007today
  • 3beds
  • 3baths
  • 1,710sqft

88 Antler Steel Drive, Clayton

108 Forest Island Avenue, Smithfield, NC, 27577 — assumable FHA mortgage at 6.17%
FHA
Active
45
$289,900$69,860 equity gap
Rate
6.17%
7.40%today
Payment
$1,354/mo
$1,536today
  • 3beds
  • 2baths
  • 1,301sqft

108 Forest Island Avenue, Smithfield

58 Arrezzo Drive, Clayton, NC, 27527 — assumable VA mortgage at 6.42%
VA
Active
57
$849,000$220,237 equity gap
Rate
6.42%
7.40%today
Payment
$4,124/mo
$4,555today
  • 4beds
  • 3baths
  • 3,037sqft

58 Arrezzo Drive, Clayton

506 Allesandra Drive, Clayton, NC, 27527 — assumable VA mortgage at 6.50%
VA
Active
82
$899,900$215,277 equity gap
Rate
6.50%
7.40%today
Payment
$4,368/mo
$4,785today
  • 4beds
  • 4baths
  • 3,728sqft

506 Allesandra Drive, Clayton

144 Warm Wind Drive, Clayton, NC, 27527 — assumable VA mortgage at 6.74%
VA
Active
50
$469,900$108,054 equity gap
Rate
6.74%
7.40%today
Payment
$2,407/mo
$2,572today
  • 3beds
  • 2baths
  • 2,097sqft

144 Warm Wind Drive, Clayton

600 Raiford Street, Selma, NC, 27576 — assumable FHA mortgage at 6.82%
FHA
Active
25
$215,000$66,490 equity gap
Rate
6.82%
7.40%today
Payment
$1,204/mo
$1,259today
  • 3beds
  • 1baths
  • 1,025sqft

600 Raiford Street, Selma

1492 Scott Road, Kenly, NC, 27542 — assumable VA mortgage at 6.50%
VA
Active
3
$60,000Potential short sale
Rate
6.50%
7.40%today
Payment
$2,351/mo
$2,575today
  • —beds
  • —baths
  • —sqft

1492 Scott Road, Kenly

131 White Ash Drive, Clayton, NC, 27527 — assumable FHA mortgage at 6.72%
FHA
Active
46
$375,000$366,478 equity gap
Rate
6.72%
7.40%today
Payment
$59/mo
$63today
  • 4beds
  • 3baths
  • 2,773sqft

131 White Ash Drive, Clayton

38 District Avenue, Clayton, NC, 27527 — assumable VA mortgage at 6.78%
VA
Active
34
$339,000Potential short sale
Rate
6.78%
7.40%today
Payment
$2,641/mo
$2,811today
  • 3beds
  • 3baths
  • 2,067sqft

38 District Avenue, Clayton

Assuming a mortgage in Micro

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.75%
Lowest existing payment
$463 /mo
Median cash to assume
$73,163
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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