Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Minnesota

200 homesFHA & VA loansrates from 2.27% vs 7.40% today

Minnesota assumption guide
4552 Penn Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.96%
FHATop pick
Active
27
$230,000$22,856 equity gap
Rate
2.96%
7.40%today
Payment
$980/mo
$1,618today
  • 2beds
  • 2baths
  • 812sqft

4552 Penn Avenue, Minneapolis

2532 1st Avenue #S301, Minneapolis, MN, 55404 — assumable FHA mortgage at 3.45%
FHATop pick
Active
29
$119,900$3,839 equity gap
Rate
3.45%
7.40%today
Payment
$600/mo
$931today
  • 1beds
  • 1baths
  • 550sqft

2532 1st Avenue #S301, Minneapolis

5180 185th Street, Farmington, MN, 55024 — assumable VA mortgage at 2.78%
VA
Active
42
$359,777$55,662 equity gap
Rate
2.78%
7.40%today
Payment
$1,401/mo
$2,367today
  • 4beds
  • 2baths
  • 2,012sqft

5180 185th Street, Farmington

5355 Northport Drive, Brooklyn Center, MN, 55429 — assumable FHA mortgage at 2.81%
FHA
Active
38
$295,000$59,215 equity gap
Rate
2.81%
7.40%today
Payment
$1,105/mo
$1,860today
  • 3beds
  • 2baths
  • 2,234sqft

5355 Northport Drive, Brooklyn Center

1518 6th Street, Faribault, MN, 55021 — assumable FHA mortgage at 2.81%
FHA
Active
28
$252,000$33,086 equity gap
Rate
2.81%
7.40%today
Payment
$1,026/mo
$1,727today
  • 4beds
  • 3baths
  • 2,622sqft

1518 6th Street, Faribault

904 9th Avenue, Minneapolis, MN, 55414 — assumable FHA mortgage at 2.84%
FHA
Active
35
$384,900$68,225 equity gap
Rate
2.84%
7.40%today
Payment
$1,472/mo
$2,468today
  • 6beds
  • 2baths
  • 2,376sqft

904 9th Avenue, Minneapolis

633 Burlington Road, Saint Paul, MN, 55119 — assumable VA mortgage at 2.84%
VA
Active
78
$450,000$49,276 equity gap
Rate
2.84%
7.40%today
Payment
$1,859/mo
$3,116today
  • 3beds
  • 3baths
  • 2,811sqft

633 Burlington Road, Saint Paul

23030 Henna Avenue, Forest Lake, MN, 55025 — assumable FHA mortgage at 2.86%
FHA
Active
15
$383,900$68,303 equity gap
Rate
2.86%
7.40%today
Payment
$1,464/mo
$2,447today
  • 3beds
  • 2baths
  • 1,636sqft

23030 Henna Avenue, Forest Lake

1233 Maywood Street, Saint Paul, MN, 55117 — assumable VA mortgage at 2.86%
VA
Active
52
$399,900$54,971 equity gap
Rate
2.86%
7.40%today
Payment
$1,603/mo
$2,681today
  • 4beds
  • 2baths
  • 2,878sqft

1233 Maywood Street, Saint Paul

10470 169th Street, Lakeville, MN, 55044 — assumable VA mortgage at 2.86%
VA
Active
44
$425,000$67,279 equity gap
Rate
2.86%
7.40%today
Payment
$1,652/mo
$2,762today
  • 3beds
  • 2baths
  • 1,960sqft

10470 169th Street, Lakeville

1992 Great Bend Boulevard, Windom, MN, 56101 — assumable VA mortgage at 2.87%
VA
Active
29
$280,000$35,535 equity gap
Rate
2.87%
7.40%today
Payment
$1,140/mo
$1,904today
  • 3beds
  • 2baths
  • 1,596sqft

1992 Great Bend Boulevard, Windom

520 Fred Street, Saint Paul, MN, 55130 — assumable FHA mortgage at 2.87%
FHA
Active
15
$189,999$24,156 equity gap
Rate
2.87%
7.40%today
Payment
$774/mo
$1,292today
  • 2beds
  • 1baths
  • 1,292sqft

520 Fred Street, Saint Paul

1157 Rose Lane, New Brighton, MN, 55112 — assumable FHA mortgage at 2.87%
FHA
Active
45
$389,900$45,404 equity gap
Rate
2.87%
7.40%today
Payment
$1,603/mo
$2,677today
  • 3beds
  • 4baths
  • 2,250sqft

1157 Rose Lane, New Brighton

805 El Dorado Street, Owatonna, MN, 55060 — assumable FHA mortgage at 2.87%
FHA
Active
33
$349,900$63,820 equity gap
Rate
2.87%
7.40%today
Payment
$1,337/mo
$2,233today
  • 4beds
  • 2baths
  • 1,877sqft

805 El Dorado Street, Owatonna

1005 105th Street, Bloomington, MN, 55431 — assumable VA mortgage at 2.87%
VA
Active
24
$260,000$47,271 equity gap
Rate
2.87%
7.40%today
Payment
$992/mo
$1,657today
  • 3beds
  • 3baths
  • 1,760sqft

1005 105th Street, Bloomington

4403 Zane Avenue, Crystal, MN, 55422 — assumable FHA mortgage at 2.87%
FHA
Active
23
$295,000$54,091 equity gap
Rate
2.87%
7.40%today
Payment
$1,124/mo
$1,876today
  • 3beds
  • 3baths
  • 1,702sqft

4403 Zane Avenue, Crystal

121 5th Street, Montevideo, MN, 56265 — assumable FHA mortgage at 2.88%
FHA
Active
35
$229,000$45,339 equity gap
Rate
2.88%
7.40%today
Payment
$856/mo
$1,427today
  • 4beds
  • 3baths
  • 2,791sqft

121 5th Street, Montevideo

410 Hickory Lane, Oakdale, MN, 55128 — assumable FHA mortgage at 2.88%
FHA
Active
32
$209,900$37,739 equity gap
Rate
2.88%
7.40%today
Payment
$804/mo
$1,341today
  • 2beds
  • 2baths
  • 1,208sqft

410 Hickory Lane, Oakdale

5985 Rowland Road #308, Minnetonka, MN, 55343 — assumable VA mortgage at 2.88%
VA
Active
30
$287,000$46,963 equity gap
Rate
2.88%
7.40%today
Payment
$1,118/mo
$1,865today
  • 2beds
  • 2baths
  • 1,347sqft

5985 Rowland Road #308, Minnetonka

7520 Blaisdell Avenue, Richfield, MN, 55423 — assumable FHA mortgage at 2.88%
FHA
Active
46
$350,000$40,078 equity gap
Rate
2.88%
7.40%today
Payment
$1,447/mo
$2,413today
  • 4beds
  • 3baths
  • 2,313sqft

7520 Blaisdell Avenue, Richfield

149 19th Avenue, South Saint Paul, MN, 55075 — assumable FHA mortgage at 2.90%
FHA
Active
19
$279,000$43,733 equity gap
Rate
2.90%
7.40%today
Payment
$1,103/mo
$1,836today
  • 3beds
  • 1baths
  • 1,515sqft

149 19th Avenue, South Saint Paul

1472 Concordia Avenue, Saint Paul, MN, 55104 — assumable FHA mortgage at 2.94%
FHA
Active
47
$302,000$20,818 equity gap
Rate
2.94%
7.40%today
Payment
$1,356/mo
$2,243today
  • 3beds
  • 3baths
  • 1,776sqft

1472 Concordia Avenue, Saint Paul

1849 29th Street Circle, Moorhead, MN, 56560 — assumable FHA mortgage at 2.94%
FHA
Active
42
$260,000$45,874 equity gap
Rate
2.94%
7.40%today
Payment
$1,035/mo
$1,713today
  • 4beds
  • 3baths
  • 2,284sqft

1849 29th Street Circle, Moorhead

16297 360th Avenue, Frazee, MN, 56544 — assumable FHA mortgage at 2.96%
FHA
Active
43
$319,900$63,146 equity gap
Rate
2.96%
7.40%today
Payment
$1,215/mo
$2,006today
  • 4beds
  • 2baths
  • 2,908sqft

16297 360th Avenue, Frazee

5155 61st Street, Rochester, MN, 55901 — assumable FHA mortgage at 2.96%
FHA
Active
32
$245,900$45,718 equity gap
Rate
2.96%
7.40%today
Payment
$947/mo
$1,564today
  • 2beds
  • 2baths
  • 1,350sqft

5155 61st Street, Rochester

2044 Pheasant Run Street, Shakopee, MN, 55379 — assumable FHA mortgage at 2.96%
FHA
Active
20
$430,000$70,948 equity gap
Rate
2.96%
7.40%today
Payment
$1,703/mo
$2,811today
  • 4beds
  • 3baths
  • 2,344sqft

2044 Pheasant Run Street, Shakopee

1630 11 Avenue, Fargo, ND, 58103 — assumable VA mortgage at 2.97%
VA
Active
29
$200,000$35,115 equity gap
Rate
2.97%
7.40%today
Payment
$785/mo
$1,294today
  • 4beds
  • 3baths
  • 1,914sqft

1630 11 Avenue, Fargo

3236 James Avenue, Minneapolis, MN, 55412 — assumable FHA mortgage at 2.98%
FHA
Active
38
$275,000$52,977 equity gap
Rate
2.98%
7.40%today
Payment
$1,053/mo
$1,734today
  • 4beds
  • 2baths
  • 1,824sqft

3236 James Avenue, Minneapolis

300 State Street, Belle Plaine, MN, 56011 — assumable VA mortgage at 2.98%
VA
Active
33
$235,000$21,343 equity gap
Rate
2.98%
7.40%today
Payment
$1,011/mo
$1,665today
  • 4beds
  • 2baths
  • 1,354sqft

300 State Street, Belle Plaine

280 Colfax Avenue, Hector, MN, 55342 — assumable FHA mortgage at 2.99%
FHA
Active
34
$260,000$42,494 equity gap
Rate
2.99%
7.40%today
Payment
$1,021/mo
$1,679today
  • 5beds
  • 4baths
  • 2,582sqft

280 Colfax Avenue, Hector

21233 Independence Avenue, Lakeville, MN, 55044 — assumable VA mortgage at 2.99%
VA
Active
26
$399,900$64,328 equity gap
Rate
2.99%
7.40%today
Payment
$1,579/mo
$2,596today
  • 3beds
  • 2baths
  • 2,077sqft

21233 Independence Avenue, Lakeville

393 Geranium Avenue, Saint Paul, MN, 55130 — assumable FHA mortgage at 3.02%
FHA
Active
43
$309,900$52,644 equity gap
Rate
3.02%
7.40%today
Payment
$1,245/mo
$2,040today
  • 5beds
  • 2baths
  • 2,112sqft

393 Geranium Avenue, Saint Paul

2323 Ilion Avenue, Minneapolis, MN, 55411 — assumable FHA mortgage at 3.02%
FHA
Active
38
$250,000$43,471 equity gap
Rate
3.02%
7.40%today
Payment
$982/mo
$1,608today
  • 4beds
  • 1baths
  • 2,366sqft

2323 Ilion Avenue, Minneapolis

4089 Pennsylvania Avenue, Eagan, MN, 55123 — assumable FHA mortgage at 3.02%
FHA
Active
39
$420,000$73,824 equity gap
Rate
3.02%
7.40%today
Payment
$1,660/mo
$2,719today
  • 5beds
  • 3baths
  • 2,136sqft

4089 Pennsylvania Avenue, Eagan

463 Sierra Lane, Eyota, MN, 55934 — assumable VA mortgage at 3.04%
VA
Active
41
$349,900$46,977 equity gap
Rate
3.04%
7.40%today
Payment
$1,449/mo
$2,368today
  • 4beds
  • 3baths
  • 2,657sqft

463 Sierra Lane, Eyota

3623 Russell Avenue, Minneapolis, MN, 55412 — assumable VA mortgage at 3.25%
VA
Active
18
$175,000$12,389 equity gap
Rate
3.25%
7.40%today
Payment
$789/mo
$1,255today
  • 2beds
  • 1baths
  • 728sqft

3623 Russell Avenue, Minneapolis

Assuming a mortgage in Minnesota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.27%
Lowest existing payment
$375 /mo
Median cash to assume
$75,231
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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