Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Montana

135 homesFHA & VA loansrates from 2.20% vs 7.40% today

Montana assumption guide
210 4th Avenue, Big Timber, MT, 59011 — assumable FHA mortgage at 2.96%
FHATop pick
Active
19
$320,000$18,857 equity gap
Rate
2.96%
7.40%today
Payment
$1,425/mo
$2,352today
  • 2beds
  • 2baths
  • 973sqft

210 4th Avenue, Big Timber

807 20th Street, Williston, ND, 58801 — assumable VA mortgage at 3.10%
VA
Active
27
$310,000$23,883 equity gap
Rate
3.10%
7.40%today
Payment
$1,357/mo
$2,200today
  • 4beds
  • 2baths
  • 2,544sqft

807 20th Street, Williston

1501 Central Avenue, Great Falls, MT, 59401 — assumable VA mortgage at 3.45%
VA
Active
18
$300,000$50,882 equity gap
Rate
3.45%
7.40%today
Payment
$1,225/mo
$1,901today
  • 4beds
  • 2baths
  • 1,299sqft

1501 Central Avenue, Great Falls

884 Wapiti Mountain Road, Butte, MT, 59701 — assumable VA mortgage at 2.94%
VA
Active
40
$900,000$207,086 equity gap
Rate
2.94%
7.40%today
Payment
$3,272/mo
$5,414today
  • 4beds
  • 3baths
  • 3,824sqft

884 Wapiti Mountain Road, Butte

19 Russell Lateral, Fort Shaw, MT, 59443 — assumable VA mortgage at 3.85%
VA
Active
38
$389,900$50,829 equity gap
Rate
3.85%
7.40%today
Payment
$1,735/mo
$2,562today
  • 3beds
  • 2baths
  • 2,224sqft

19 Russell Lateral, Fort Shaw

15 Sapphire Way, Sheridan, MT, 59749 — assumable FHA mortgage at 2.96%
FHA
Active
18
$410,000$105,464 equity gap
Rate
2.96%
7.40%today
Payment
$1,441/mo
$2,379today
  • 3beds
  • 2baths
  • 1,344sqft

15 Sapphire Way, Sheridan

5260 Kerr Drive, Helena, MT, 59602 — assumable VA mortgage at 2.98%
VA
Active
37
$429,000$135,335 equity gap
Rate
2.98%
7.40%today
Payment
$1,390/mo
$2,288today
  • 3beds
  • 2baths
  • 2,240sqft

5260 Kerr Drive, Helena

313 Cherry Street, Townsend, MT, 59644 — assumable VA mortgage at 3.06%
VA
Active
44
$385,000$118,007 equity gap
Rate
3.06%
7.40%today
Payment
$1,283/mo
$2,091today
  • 3beds
  • 2baths
  • 1,512sqft

313 Cherry Street, Townsend

208 4th Avenue, Watford City, ND, 58854 — assumable FHA mortgage at 3.06%
FHA
Active
33
$335,000$134,580 equity gap
Rate
3.06%
7.40%today
Payment
$961/mo
$1,566today
  • 4beds
  • 2baths
  • 1,806sqft

208 4th Avenue, Watford City

3225 Wheat Ridge Street, Williston, ND, 58801 — assumable FHA mortgage at 3.06%
FHA
Active
63
$480,000$159,683 equity gap
Rate
3.06%
7.40%today
Payment
$1,539/mo
$2,509today
  • 4beds
  • 3baths
  • 2,816sqft

3225 Wheat Ridge Street, Williston

611 Jefferson Street, Three Forks, MT, 59752 — assumable FHA mortgage at 3.76%
FHA
Active
29
$490,000$129,677 equity gap
Rate
3.76%
7.40%today
Payment
$1,826/mo
$2,726today
  • 3beds
  • 3baths
  • 1,342sqft

611 Jefferson Street, Three Forks

217 8th Avenue, Shelby, MT, 59474 — assumable VA mortgage at 2.20%
VA
Active
50
$287,000$126,600 equity gap
Rate
2.20%
7.40%today
Payment
$706/mo
$1,288today
  • 5beds
  • 2baths
  • 2,540sqft

217 8th Avenue, Shelby

940 Expedition Trail, Helena, MT, 59602 — assumable VA mortgage at 2.67%
VA
Active
33
$499,500$370,959 equity gap
Rate
2.67%
7.40%today
Payment
$705/mo
$1,130today
  • 3beds
  • 3baths
  • 1,794sqft

940 Expedition Trail, Helena

1239 Ranchview Road, Helena, MT, 59602 — assumable VA mortgage at 2.67%
VA
Active
38
$625,000$341,677 equity gap
Rate
2.67%
7.40%today
Payment
$1,317/mo
$2,257today
  • 3beds
  • 2baths
  • 2,304sqft

1239 Ranchview Road, Helena

4583 Victoria Drive, Helena, MT, 59602 — assumable VA mortgage at 2.68%
VA
Active
26
$399,000$190,677 equity gap
Rate
2.68%
7.40%today
Payment
$970/mo
$1,659today
  • 3beds
  • 2baths
  • 1,680sqft

4583 Victoria Drive, Helena

1905 Boulder Avenue, Helena, MT, 59601 — assumable VA mortgage at 2.71%
VA
Active
23
$340,000$190,457 equity gap
Rate
2.71%
7.40%today
Payment
$698/mo
$1,190today
  • 3beds
  • 2baths
  • 1,628sqft

1905 Boulder Avenue, Helena

325 Darwin Road, Helena, MT, 59602 — assumable VA mortgage at 2.73%
VA
Active
59
$750,000$471,853 equity gap
Rate
2.73%
7.40%today
Payment
$1,299/mo
$2,208today
  • 5beds
  • 3baths
  • 3,376sqft

325 Darwin Road, Helena

110 Buffalo Trail, Livingston, MT, 59047 — assumable VA mortgage at 2.74%
VA
Active
63
$850,000$507,412 equity gap
Rate
2.74%
7.40%today
Payment
$1,601/mo
$2,719today
  • 3beds
  • 2baths
  • 2,040sqft

110 Buffalo Trail, Livingston

509 3rd Street, Watford City, ND, 58854 — assumable FHA mortgage at 2.74%
FHA
Active
26
$410,000$168,620 equity gap
Rate
2.74%
7.40%today
Payment
$1,120/mo
$1,902today
  • 4beds
  • 2baths
  • 2,096sqft

509 3rd Street, Watford City

14726 Lambert Street, Williston, ND, 58801 — assumable VA mortgage at 2.77%
VA
Active
48
$830,000$376,629 equity gap
Rate
2.77%
7.40%today
Payment
$2,131/mo
$3,605today
  • 6beds
  • 4baths
  • 3,408sqft

14726 Lambert Street, Williston

12368 Truax Street, Epping, ND, 58843 — assumable FHA mortgage at 2.81%
FHA
Active
25
$205,000$90,048 equity gap
Rate
2.81%
7.40%today
Payment
$544/mo
$915today
  • 3beds
  • 2baths
  • 1,140sqft

12368 Truax Street, Epping

5288 Stallion Ridge Drive, Helena, MT, 59602 — assumable VA mortgage at 2.87%
VA
Active
59
$575,000$331,808 equity gap
Rate
2.87%
7.40%today
Payment
$1,161/mo
$1,939today
  • 3beds
  • 2baths
  • 1,637sqft

5288 Stallion Ridge Drive, Helena

2425 9th Avenue, Great Falls, MT, 59405 — assumable FHA mortgage at 2.89%
FHA
Active
18
$426,999$232,938 equity gap
Rate
2.89%
7.40%today
Payment
$931/mo
$1,550today
  • 4beds
  • 2baths
  • 1,908sqft

2425 9th Avenue, Great Falls

2665 Placer Street, Butte, MT, 59701 — assumable FHA mortgage at 2.90%
FHA
Active
42
$299,000$149,000 equity gap
Rate
2.90%
7.40%today
Payment
$699/mo
$1,162today
  • 3beds
  • 1baths
  • 1,734sqft

2665 Placer Street, Butte

105 Clearview Court, Helena, MT, 59602 — assumable VA mortgage at 2.90%
VA
Active
52
$689,900$324,097 equity gap
Rate
2.90%
7.40%today
Payment
$1,756/mo
$2,921today
  • 5beds
  • 3baths
  • 3,648sqft

105 Clearview Court, Helena

1104 Durango Drive, Great Falls, MT, 59404 — assumable VA mortgage at 2.94%
VA
Active
31
$450,000$206,045 equity gap
Rate
2.94%
7.40%today
Payment
$1,179/mo
$1,951today
  • 4beds
  • 3baths
  • 2,169sqft

1104 Durango Drive, Great Falls

13 Desert Drive, Townsend, MT, 59644 — assumable FHA mortgage at 2.98%
FHA
Active
35
$450,000$258,703 equity gap
Rate
2.98%
7.40%today
Payment
$905/mo
$1,490today
  • 3beds
  • 2baths
  • 1,188sqft

13 Desert Drive, Townsend

3000 Encino Drive, Great Falls, MT, 59404 — assumable VA mortgage at 2.99%
VA
Active
56
$515,000$211,968 equity gap
Rate
2.99%
7.40%today
Payment
$1,472/mo
$2,421today
  • 4beds
  • 3baths
  • 3,141sqft

3000 Encino Drive, Great Falls

304 Larime Street, White Sulphur Springs, MT, 59645 — assumable VA mortgage at 3.00%
VA
Active
17
$299,000$263,627 equity gap
Rate
3.00%
7.40%today
Payment
$205/mo
$337today
  • 1beds
  • 1baths
  • 896sqft

304 Larime Street, White Sulphur Springs

26 Mike Day Drive, White Sulphur Springs, MT, 59645 — assumable VA mortgage at 3.00%
VA
Active
30
$409,000$245,648 equity gap
Rate
3.00%
7.40%today
Payment
$932/mo
$1,530today
  • 3beds
  • 2baths
  • 1,248sqft

26 Mike Day Drive, White Sulphur Springs

23 Quartz Avenue, Basin, MT, 59631 — assumable VA mortgage at 3.02%
VA
Active
22
$230,000$138,563 equity gap
Rate
3.02%
7.40%today
Payment
$446/mo
$730today
  • 3beds
  • 2baths
  • 1,695sqft

23 Quartz Avenue, Basin

43 Centurion Way, Whitehall, MT, 59759 — assumable VA mortgage at 3.02%
VA
Active
61
$799,900$627,360 equity gap
Rate
3.02%
7.40%today
Payment
$827/mo
$1,355today
  • 4beds
  • 3baths
  • 3,136sqft

43 Centurion Way, Whitehall

2821 US Hwy 87, Billings, MT, 59101 — assumable FHA mortgage at 3.02%
FHA
Active
15
$370,000$175,871 equity gap
Rate
3.02%
7.40%today
Payment
$925/mo
$1,515today
  • 3beds
  • 2baths
  • 1,620sqft

2821 US Hwy 87, Billings

34 Tatanka Trail, Whitehall, MT, 59759 — assumable FHA mortgage at 3.13%
FHA
Active
40
$479,900$199,746 equity gap
Rate
3.13%
7.40%today
Payment
$1,388/mo
$2,242today
  • 4beds
  • 3baths
  • 2,240sqft

34 Tatanka Trail, Whitehall

3405 33rd Street, Williston, ND, 58801 — assumable VA mortgage at 3.45%
VA
Active
27
$360,000$124,871 equity gap
Rate
3.45%
7.40%today
Payment
$1,210/mo
$1,877today
  • 3beds
  • 3baths
  • 1,574sqft

3405 33rd Street, Williston

975 Whitetail Drive, Seeley Lake, MT, 59868 — assumable VA mortgage at 3.19%
VA
Active
56
$718,000$670,708 equity gap
Rate
3.19%
7.40%today
Payment
$1,219/mo
$1,605today
  • 3beds
  • 3baths
  • 2,231sqft

975 Whitetail Drive, Seeley Lake

Assuming a mortgage in Montana

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$328 /mo
Median cash to assume
$139,263
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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