Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in North Dakota

108 homesFHA & VA loansrates from 2.36% vs 7.40% today

North Dakota assumption guide
807 20th Street, Williston, ND, 58801 — assumable VA mortgage at 3.10%
VA
Active
27
$310,000$23,883 equity gap
Rate
3.10%
7.40%today
Payment
$1,357/mo
$2,200today
  • 4beds
  • 2baths
  • 2,544sqft

807 20th Street, Williston

1790 Calgary Avenue #6, Bismarck, ND, 58503 — assumable FHA mortgage at 2.78%
FHA
Active
24
$249,900$67,322 equity gap
Rate
2.78%
7.40%today
Payment
$845/mo
$1,428today
  • 2beds
  • 2baths
  • 1,204sqft

1790 Calgary Avenue #6, Bismarck

1413 Shires Drive, Mandan, ND, 58554 — assumable VA mortgage at 2.98%
VA
Active
29
$387,500$108,703 equity gap
Rate
2.98%
7.40%today
Payment
$1,319/mo
$2,172today
  • 4beds
  • 3baths
  • 2,399sqft

1413 Shires Drive, Mandan

407 7th Avenue, Mandan, ND, 58554 — assumable FHA mortgage at 3.05%
FHA
Active
42
$210,000$45,471 equity gap
Rate
3.05%
7.40%today
Payment
$792/mo
$1,292today
  • 3beds
  • 2baths
  • 1,806sqft

407 7th Avenue, Mandan

621 13th Street, Jamestown, ND, 58401 — assumable FHA mortgage at 3.45%
FHA
Active
3
$220,000$63,302 equity gap
Rate
3.45%
7.40%today
Payment
$806/mo
$1,251today
  • —beds
  • —baths
  • —sqft

621 13th Street, Jamestown

2415 12th Avenue, Devils Lake, ND, 58301 — assumable VA mortgage at 2.94%
VA
Active
32
$299,900$107,068 equity gap
Rate
2.94%
7.40%today
Payment
$932/mo
$1,542today
  • 3beds
  • 2baths
  • 1,322sqft

2415 12th Avenue, Devils Lake

2608 Terrace View Drive, Watford City, ND, 58854 — assumable FHA mortgage at 2.96%
FHA
Active
47
$350,000$117,181 equity gap
Rate
2.96%
7.40%today
Payment
$1,102/mo
$1,819today
  • 3beds
  • 2baths
  • 1,352sqft

2608 Terrace View Drive, Watford City

2608 Terrace View Drive, Watford City, ND, 58854 — assumable FHA mortgage at 2.96%
FHA
Active
47
$350,000$117,181 equity gap
Rate
2.96%
7.40%today
Payment
$1,102/mo
$1,819today
  • 3beds
  • 2baths
  • 1,352sqft

2608 Terrace View Drive, Watford City

208 4th Avenue, Watford City, ND, 58854 — assumable FHA mortgage at 3.06%
FHA
Active
33
$335,000$134,580 equity gap
Rate
3.06%
7.40%today
Payment
$961/mo
$1,566today
  • 4beds
  • 2baths
  • 1,806sqft

208 4th Avenue, Watford City

3225 Wheat Ridge Street, Williston, ND, 58801 — assumable FHA mortgage at 3.06%
FHA
Active
63
$480,000$159,683 equity gap
Rate
3.06%
7.40%today
Payment
$1,539/mo
$2,509today
  • 4beds
  • 3baths
  • 2,816sqft

3225 Wheat Ridge Street, Williston

3008 Belgian Bend, Mandan, ND, 58554 — assumable FHA mortgage at 3.23%
FHA
Active
47
$349,900$133,795 equity gap
Rate
3.23%
7.40%today
Payment
$1,087/mo
$1,734today
  • 4beds
  • 2baths
  • 1,785sqft

3008 Belgian Bend, Mandan

519 1st Avenue, Steele, ND, 58482 — assumable VA mortgage at 2.36%
VA
Active
71
$249,900$168,598 equity gap
Rate
2.36%
7.40%today
Payment
$419/mo
$694today
  • 5beds
  • 2baths
  • 2,016sqft

519 1st Avenue, Steele

509 3rd Street, Watford City, ND, 58854 — assumable FHA mortgage at 2.74%
FHA
Active
26
$410,000$168,620 equity gap
Rate
2.74%
7.40%today
Payment
$1,120/mo
$1,902today
  • 4beds
  • 2baths
  • 2,096sqft

509 3rd Street, Watford City

14726 Lambert Street, Williston, ND, 58801 — assumable VA mortgage at 2.77%
VA
Active
48
$830,000$376,629 equity gap
Rate
2.77%
7.40%today
Payment
$2,131/mo
$3,605today
  • 6beds
  • 4baths
  • 3,408sqft

14726 Lambert Street, Williston

12368 Truax Street, Epping, ND, 58843 — assumable FHA mortgage at 2.81%
FHA
Active
25
$205,000$90,048 equity gap
Rate
2.81%
7.40%today
Payment
$544/mo
$915today
  • 3beds
  • 2baths
  • 1,140sqft

12368 Truax Street, Epping

40001 392nd Street, Wing, ND, 58494 — assumable FHA mortgage at 2.87%
FHA
Active
29
$724,900$447,629 equity gap
Rate
2.87%
7.40%today
Payment
$1,327/mo
$2,216today
  • 4beds
  • 3baths
  • 3,000sqft

40001 392nd Street, Wing

40001 392nd Street, Wing, ND, 58494 — assumable FHA mortgage at 2.87%
FHA
Active
29
$649,900$372,629 equity gap
Rate
2.87%
7.40%today
Payment
$1,327/mo
$2,216today
  • 4beds
  • 3baths
  • 3,000sqft

40001 392nd Street, Wing

712 Burke Avenue, Harvey, ND, 58341 — assumable VA mortgage at 2.90%
VA
Active
52
$199,000$57,259 equity gap
Rate
2.90%
7.40%today
Payment
$662/mo
$1,101today
  • 3beds
  • 2baths
  • 3,600sqft

712 Burke Avenue, Harvey

101 5th Avenue, Buchanan, ND, 58420 — assumable FHA mortgage at 2.98%
FHA
Active
42
$269,900$120,939 equity gap
Rate
2.98%
7.40%today
Payment
$708/mo
$1,166today
  • 3beds
  • 2baths
  • 1,800sqft

101 5th Avenue, Buchanan

818 Mannhaven Street ##1, Hazen, ND, 58545 — assumable VA mortgage at 3.31%
VA
Active
25
$467,400$171,377 equity gap
Rate
3.31%
7.40%today
Payment
$1,505/mo
$2,376today
  • 5beds
  • 3baths
  • 3,749sqft

818 Mannhaven Street ##1, Hazen

818 Mannhaven Street ##2, Hazen, ND, 58545 — assumable VA mortgage at 3.31%
VA
Active
26
$449,900$153,877 equity gap
Rate
3.31%
7.40%today
Payment
$1,505/mo
$2,376today
  • 5beds
  • 3baths
  • 3,749sqft

818 Mannhaven Street ##2, Hazen

2821 US Hwy 87, Billings, MT, 59101 — assumable FHA mortgage at 3.02%
FHA
Active
15
$370,000$175,871 equity gap
Rate
3.02%
7.40%today
Payment
$925/mo
$1,515today
  • 3beds
  • 2baths
  • 1,620sqft

2821 US Hwy 87, Billings

777 2nd Avenue, Dickinson, ND, 58601 — assumable FHA mortgage at 3.13%
FHA
Active
26
$320,000$141,871 equity gap
Rate
3.13%
7.40%today
Payment
$863/mo
$1,393today
  • 3beds
  • 2baths
  • 1,886sqft

777 2nd Avenue, Dickinson

3136 12th Avenue, Dickinson, ND, 58601 — assumable VA mortgage at 3.15%
VA
Active
63
$425,000$191,713 equity gap
Rate
3.15%
7.40%today
Payment
$1,158/mo
$1,866today
  • 4beds
  • 3baths
  • 2,224sqft

3136 12th Avenue, Dickinson

3405 33rd Street, Williston, ND, 58801 — assumable VA mortgage at 3.45%
VA
Active
27
$360,000$124,871 equity gap
Rate
3.45%
7.40%today
Payment
$1,210/mo
$1,877today
  • 3beds
  • 3baths
  • 1,574sqft

3405 33rd Street, Williston

421 Roosevelt Street, Turtle Lake, ND, 58575 — assumable VA mortgage at 3.44%
VA
Active
44
$149,900$98,178 equity gap
Rate
3.44%
7.40%today
Payment
$297/mo
$461today
  • 2beds
  • 2baths
  • 1,362sqft

421 Roosevelt Street, Turtle Lake

928 1st Avenue, Williston, ND, 58801 — assumable FHA mortgage at 3.47%
FHA
Active
23
$180,000$116,391 equity gap
Rate
3.47%
7.40%today
Payment
$329/mo
$510today
  • 2beds
  • 1baths
  • 1,040sqft

928 1st Avenue, Williston

334 2nd Avenue, Dickinson, ND, 58601 — assumable FHA mortgage at 3.77%
FHA
Active
62
$330,000$104,239 equity gap
Rate
3.77%
7.40%today
Payment
$1,222/mo
$1,822today
  • 4beds
  • 2baths
  • 2,464sqft

334 2nd Avenue, Dickinson

334 2nd Avenue, Dickinson, ND, 58601 — assumable FHA mortgage at 3.77%
FHA
Active
62
$330,000$104,239 equity gap
Rate
3.77%
7.40%today
Payment
$1,222/mo
$1,822today
  • 4beds
  • 2baths
  • 2,464sqft

334 2nd Avenue, Dickinson

5615 Border Avenue, Williston, ND, 58801 — assumable FHA mortgage at 3.50%
FHA
Active
14
$329,000$197,384 equity gap
Rate
3.50%
7.40%today
Payment
$893/mo
$1,377today
  • 3beds
  • 1baths
  • 1,456sqft

5615 Border Avenue, Williston

1147 Jefferson Avenue, Bismarck, ND, 58504 — assumable FHA mortgage at 3.53%
FHA
Active
41
$167,900$111,904 equity gap
Rate
3.53%
7.40%today
Payment
$372/mo
$572today
  • 2beds
  • 1baths
  • 1,087sqft

1147 Jefferson Avenue, Bismarck

2718 25th Street, Williston, ND, 58801 — assumable FHA mortgage at 3.55%
FHA
Active
27
$395,000$215,111 equity gap
Rate
3.55%
7.40%today
Payment
$1,220/mo
$1,869today
  • 4beds
  • 3baths
  • 2,108sqft

2718 25th Street, Williston

302 N Benson Street, Tioga, ND, 58852 — assumable FHA mortgage at 3.57%
FHA
Active
30
$355,000$221,828 equity gap
Rate
3.57%
7.40%today
Payment
$777/mo
$1,188today
  • 4beds
  • 3baths
  • 2,404sqft

302 N Benson Street, Tioga

1662 4th Avenue, Dickinson, ND, 58601 — assumable FHA mortgage at 3.65%
FHA
Active
$315,000$156,788 equity gap
Rate
3.65%
7.40%today
Payment
$943/mo
$1,428today
  • 3beds
  • 2baths
  • 1,728sqft

1662 4th Avenue, Dickinson

145 8th Avenue, Dickinson, ND, 58601 — assumable VA mortgage at 3.66%
VA
Active
53
$179,000$77,010 equity gap
Rate
3.66%
7.40%today
Payment
$627/mo
$948today
  • 2beds
  • 2baths
  • 1,487sqft

145 8th Avenue, Dickinson

7649 Dogwood Drive, Bismarck, ND, 58504 — assumable VA mortgage at 3.77%
VA
Active
31
$464,900$367,196 equity gap
Rate
3.77%
7.40%today
Payment
$608/mo
$907today
  • 3beds
  • 2baths
  • 2,336sqft

7649 Dogwood Drive, Bismarck

Assuming a mortgage in North Dakota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.36%
Lowest existing payment
$324 /mo
Median cash to assume
$104,239
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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