Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Niota, TN

22 homesFHA & VA loansrates from 2.77% vs 7.40% today

Niota assumption guide
1505 Brentwood Dr, Athens, TN, 37303 — assumable FHA mortgage at 2.77%
FHA
Active
53
$399,000$188,235 equity gap
Rate
2.77%
7.40%today
Payment
$988/mo
$1,672today
  • 4beds
  • 4baths
  • 3,473sqft

1505 Brentwood Dr, Athens

255 County Road 460, Englewood, TN, 37329 — assumable VA mortgage at 2.86%
VA
Active
17
$265,000$176,553 equity gap
Rate
2.86%
7.40%today
Payment
$410/mo
$686today
  • 3beds
  • 2baths
  • 1,152sqft

255 County Road 460, Englewood

114 Chapel Ave, Sweetwater, TN, 37874 — assumable FHA mortgage at 2.88%
FHA
Active
26
$210,000$92,526 equity gap
Rate
2.88%
7.40%today
Payment
$561/mo
$936today
  • 2beds
  • 2baths
  • 1,131sqft

114 Chapel Ave, Sweetwater

238 Sunnyside Road, Sweetwater, TN, 37874 — assumable VA mortgage at 2.88%
VA
Active
30
$275,000$113,060 equity gap
Rate
2.88%
7.40%today
Payment
$787/mo
$1,297today
  • 3beds
  • 2baths
  • 2,479sqft

238 Sunnyside Road, Sweetwater

404 Ashbury Circle, Sweetwater, TN, 37874 — assumable VA mortgage at 2.93%
VA
Active
50
$254,000$119,956 equity gap
Rate
2.93%
7.40%today
Payment
$646/mo
$1,070today
  • 3beds
  • 4baths
  • 1,820sqft

404 Ashbury Circle, Sweetwater

206 Heuer St, Sweetwater, TN, 37874 — assumable FHA mortgage at 3.05%
FHA
Active
27
$359,000$180,353 equity gap
Rate
3.05%
7.40%today
Payment
$846/mo
$1,381today
  • 3beds
  • 2baths
  • 1,534sqft

206 Heuer St, Sweetwater

114 Hidden Brook Drive, Sweetwater, TN, 37874 — assumable VA mortgage at 3.56%
VA
Active
79
$979,900$671,004 equity gap
Rate
3.56%
7.40%today
Payment
$1,633/mo
$2,499today
  • 4beds
  • 4baths
  • 4,895sqft

114 Hidden Brook Drive, Sweetwater

121 Sharp Road, Athens, TN, 37303 — assumable FHA mortgage at 5.10%
FHA
Active
22
$172,000$16,022 equity gap
Rate
5.10%
7.40%today
Payment
$906/mo
$1,156today
  • 2beds
  • 1baths
  • 832sqft

121 Sharp Road, Athens

703 Tellico Avenue, Athens, TN, 37303 — assumable FHA mortgage at 5.23%
FHA
Active
21
$324,999$83,733 equity gap
Rate
5.23%
7.40%today
Payment
$1,418/mo
$1,782today
  • 3beds
  • 2baths
  • 1,387sqft

703 Tellico Avenue, Athens

352 Dilbeck Lane, Niota, TN, 37826 — assumable FHA mortgage at 6.62%
FHA
Active
32
$304,000$24,206 equity gap
Rate
6.62%
7.40%today
Payment
$1,816/mo
$1,964today
  • 4beds
  • 3baths
  • 1,991sqft

352 Dilbeck Lane, Niota

120 Westwood Circle, Athens, TN, 37303 — assumable FHA mortgage at 6.69%
FHA
Active
31
$357,000$30,395 equity gap
Rate
6.69%
7.40%today
Payment
$2,183/mo
$2,345today
  • 4beds
  • 3baths
  • 2,928sqft

120 Westwood Circle, Athens

220 Kenneth St, Athens, TN, 37303 — assumable FHA mortgage at 4.59%
FHA
Active
12
$185,000$95,660 equity gap
Rate
4.59%
7.40%today
Payment
$552/mo
$741today
  • 2beds
  • 1baths
  • 996sqft

220 Kenneth St, Athens

2505 Kenwood Drive, Athens, TN, 37303 — assumable FHA mortgage at 4.62%
FHA
Active
19
$295,000$155,009 equity gap
Rate
4.62%
7.40%today
Payment
$871/mo
$1,166today
  • 3beds
  • 2baths
  • 1,848sqft

2505 Kenwood Drive, Athens

145 County Road 384, Niota, TN, 37826 — assumable FHA mortgage at 5.98%
FHA
Active
15
$275,000$35,161 equity gap
Rate
5.98%
7.40%today
Payment
$1,441/mo
$1,667today
  • 3beds
  • 2baths
  • 1,248sqft

145 County Road 384, Niota

144 Union Hill Lane, Athens, TN, 37303 — assumable FHA mortgage at 6.24%
FHA
Active
22
$339,500$63,874 equity gap
Rate
6.24%
7.40%today
Payment
$1,709/mo
$1,923today
  • 3beds
  • 2baths
  • 1,644sqft

144 Union Hill Lane, Athens

117 Crescent Circle, Niota, TN, 37826 — assumable VA mortgage at 6.90%
VA
Active
30
$295,000$49,429 equity gap
Rate
6.90%
7.40%today
Payment
$1,671/mo
$1,757today
  • 3beds
  • 2baths
  • 1,577sqft

117 Crescent Circle, Niota

151 Lindsell Road, Athens, TN, 37303 — assumable FHA mortgage at 7.76%
FHA
Active
32
$325,000$38,225 equity gap
Rate
7.76%
7.40%today
Payment
$2,109/mo
$2,036today
  • 3beds
  • 3baths
  • 2,169sqft

151 Lindsell Road, Athens

294 Cherokee Circle, Madisonville, TN, 37354 — assumable FHA mortgage at 5.30%
FHA
Active
24
$419,900$161,442 equity gap
Rate
5.30%
7.40%today
Payment
$1,526/mo
$1,902today
  • 4beds
  • 3baths
  • 2,540sqft

294 Cherokee Circle, Madisonville

200 Campground Rd, Madisonville, TN, 37354 — assumable FHA mortgage at 6.50%
FHA
Active
47
$350,000$86,643 equity gap
Rate
6.50%
7.40%today
Payment
$1,736/mo
$1,902today
  • 4beds
  • 3baths
  • 2,368sqft

200 Campground Rd, Madisonville

115 Lindsell Rd, Athens, TN, 37303 — assumable FHA mortgage at 6.67%
FHA
Active
31
$327,000$71,324 equity gap
Rate
6.67%
7.40%today
Payment
$1,669/mo
$1,796today
  • 4beds
  • 4baths
  • 1,787sqft

115 Lindsell Rd, Athens

553 Highway 30, Athens, TN, 37303 — assumable FHA mortgage at 5.50%
FHA
Active
23
$732,000$658,513 equity gap
Rate
5.50%
7.40%today
Payment
$682/mo
$831today
  • —beds
  • —baths
  • —sqft

553 Highway 30, Athens

149 Hill Loop, Madisonville, TN, 37354 — assumable FHA mortgage at 6.50%
FHA
Active
33
$269,000$125,541 equity gap
Rate
6.50%
7.40%today
Payment
$915/mo
$1,003today
  • 4beds
  • 2baths
  • 1,680sqft

149 Hill Loop, Madisonville

Assuming a mortgage in Niota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$410 /mo
Median cash to assume
$94,093
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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