Chris Prendergast

Chris Prendergast

Assumable homes for sale in Niota, TN

3 homesFHA & VA loansrates from 5.98% vs 7.40% today

Niota assumption guide
352 Dilbeck Lane, Niota, TN, 37826 — assumable FHA mortgage at 6.62%
FHA
Active
32
$304,000$24,206 equity gap
Rate
6.62%
7.40%today
Payment
$1,816/mo
$1,964today
  • 4beds
  • 3baths
  • 1,991sqft

352 Dilbeck Lane, Niota

145 County Road 384, Niota, TN, 37826 — assumable FHA mortgage at 5.98%
FHA
Active
15
$275,000$35,161 equity gap
Rate
5.98%
7.40%today
Payment
$1,441/mo
$1,667today
  • 3beds
  • 2baths
  • 1,248sqft

145 County Road 384, Niota

117 Crescent Circle, Niota, TN, 37826 — assumable VA mortgage at 6.90%
VA
Active
30
$295,000$49,429 equity gap
Rate
6.90%
7.40%today
Payment
$1,671/mo
$1,757today
  • 3beds
  • 2baths
  • 1,577sqft

117 Crescent Circle, Niota

Assuming a mortgage in Niota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
5.98%
Lowest existing payment
$1,441 /mo
Median cash to assume
$35,161
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.