Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Notus, ID

24 homesFHA & VA loansrates from 2.81% vs 7.40% today

Notus assumption guide
2309 Carter Ct, Caldwell, ID, 83605 — assumable FHA mortgage at 2.98%
FHA
Active
7
$330,000$58,051 equity gap
Rate
2.98%
7.40%today
Payment
$1,290/mo
$2,123today
  • 3beds
  • 2baths
  • 1,211sqft

2309 Carter Ct, Caldwell

17441 Upper Pleasant Ridge Rd, Caldwell, ID, 83607 — assumable VA mortgage at 3.07%
VA
Active
48
$660,000$187,625 equity gap
Rate
3.07%
7.40%today
Payment
$2,238/mo
$3,642today
  • 5beds
  • 2baths
  • 1,794sqft

17441 Upper Pleasant Ridge Rd, Caldwell

689 Notus Rd, Notus, ID, 83656 — assumable FHA mortgage at 3.10%
FHA
Active
27
$304,900$63,530 equity gap
Rate
3.10%
7.40%today
Payment
$1,145/mo
$1,856today
  • 3beds
  • 2baths
  • 1,012sqft

689 Notus Rd, Notus

13821 Gary Ln, Caldwell, ID, 83607 — assumable FHA mortgage at 2.86%
FHA
Active
19
$449,500$137,537 equity gap
Rate
2.86%
7.40%today
Payment
$1,453/mo
$2,430today
  • 5beds
  • 2baths
  • 1,782sqft

13821 Gary Ln, Caldwell

15520 Green Rd, Caldwell, ID, 83607 — assumable FHA mortgage at 2.81%
FHA
Active
9
$2,000,000$1,711,662 equity gap
Rate
2.81%
7.40%today
Payment
$1,355/mo
$2,280today
  • 3beds
  • 2baths
  • 1,752sqft

15520 Green Rd, Caldwell

3201 Windward St, Caldwell, ID, 83605 — assumable FHA mortgage at 3.45%
FHA
Active
5
$349,900$109,987 equity gap
Rate
3.45%
7.40%today
Payment
$1,240/mo
$1,924today
  • 5beds
  • 3baths
  • 2,751sqft

3201 Windward St, Caldwell

112 Albert St, Caldwell, ID, 83605 — assumable FHA mortgage at 5.00%
FHA
Active
48
$660,000$85,291 equity gap
Rate
5.00%
7.40%today
Payment
$3,204/mo
$4,132today
  • 5beds
  • 3baths
  • 3,985sqft

112 Albert St, Caldwell

1218 Stirling Meadows Ct, Middleton, ID, 83644 — assumable FHA mortgage at 5.25%
FHA
Active
50
$639,900$52,273 equity gap
Rate
5.25%
7.40%today
Payment
$3,295/mo
$4,132today
  • 4beds
  • 4baths
  • 2,423sqft

1218 Stirling Meadows Ct, Middleton

2319 Polk St, Caldwell, ID, 83605 — assumable VA mortgage at 3.89%
VA
Active
20
$350,000Potential short sale
Rate
3.89%
7.40%today
Payment
$1,952/mo
$2,869today
  • 4beds
  • 2baths
  • 990sqft

2319 Polk St, Caldwell

3116 Mariah Ct., Caldwell, ID, 83605 — assumable FHA mortgage at 3.99%
FHA
Active
17
$345,000$314,654 equity gap
Rate
3.99%
7.40%today
Payment
$221/mo
$321today
  • 3beds
  • 2baths
  • 1,404sqft

3116 Mariah Ct., Caldwell

1521 Plateau Ave, Caldwell, ID, 83605 — assumable FHA mortgage at 6.81%
FHA
Active
16
$295,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,033/mo
$2,156today
  • 3beds
  • 1baths
  • 1,008sqft

1521 Plateau Ave, Caldwell

23800 Breyer Rd, Caldwell, ID, 83607 — assumable FHA mortgage at 4.29%
FHA
Active
50
$965,000$848,625 equity gap
Rate
4.29%
7.40%today
Payment
$927/mo
$1,298today
  • 4beds
  • 3baths
  • 2,930sqft

23800 Breyer Rd, Caldwell

709 Monticello Ct, Caldwell, ID, 83605 — assumable FHA mortgage at 4.40%
FHA
Active
32
$395,000$220,908 equity gap
Rate
4.40%
7.40%today
Payment
$1,037/mo
$1,434today
  • 3beds
  • 3baths
  • 1,872sqft

709 Monticello Ct, Caldwell

1628 Whistleberry St, Middleton, ID, 83644 — assumable FHA mortgage at 5.27%
FHA
Active
30
$540,000$138,583 equity gap
Rate
5.27%
7.40%today
Payment
$2,373/mo
$2,969today
  • 3beds
  • 2baths
  • 1,900sqft

1628 Whistleberry St, Middleton

2015 Idaho Ave, Caldwell, ID, 83605 — assumable VA mortgage at 6.17%
VA
Active
50
$650,000$86,371 equity gap
Rate
6.17%
7.40%today
Payment
$3,468/mo
$3,933today
  • 4beds
  • 3baths
  • 2,810sqft

2015 Idaho Ave, Caldwell

705 N 9th Ave, Caldwell, ID, 83605 — assumable FHA mortgage at 6.63%
FHA
Active
25
$299,880$31,897 equity gap
Rate
6.63%
7.40%today
Payment
$1,742/mo
$1,883today
  • 2beds
  • 1baths
  • 728sqft

705 N 9th Ave, Caldwell

410 Roswell Blvd, Parma, ID, 83660 — assumable FHA mortgage at 6.78%
FHA
Active
50
$284,613$44,653 equity gap
Rate
6.78%
7.40%today
Payment
$1,616/mo
$1,720today
  • 3beds
  • 2baths
  • 1,152sqft

410 Roswell Blvd, Parma

2046 Concha Street, Middleton, ID, 83644 — assumable FHA mortgage at 6.39%
FHA
Active
49
$489,990$125,423 equity gap
Rate
6.39%
7.40%today
Payment
$2,370/mo
$2,626today
  • 3beds
  • 3baths
  • 1,982sqft

2046 Concha Street, Middleton

19563 Upper Pleasant Ridge Rd, Caldwell, ID, 83607 — assumable FHA mortgage at 7.09%
FHA
Active
50
$749,900$207,745 equity gap
Rate
7.09%
7.40%today
Payment
$3,724/mo
$3,840today
  • 3beds
  • 2baths
  • 1,426sqft

19563 Upper Pleasant Ridge Rd, Caldwell

811 E Fisk Ave, Parma, ID, 83660 — assumable FHA mortgage at 5.25%
FHA
Active
13
$299,000$23,272 equity gap
Rate
5.25%
7.40%today
Payment
$1,627/mo
$2,040today
  • 3beds
  • 1baths
  • 1,104sqft

811 E Fisk Ave, Parma

937 Silver Springs St, Middleton, ID, 83644 — assumable VA mortgage at 6.28%
VA
Active
46
$630,000$207,002 equity gap
Rate
6.28%
7.40%today
Payment
$2,724/mo
$3,053today
  • 4beds
  • 4baths
  • 2,917sqft

937 Silver Springs St, Middleton

2110 Glenn Way, Caldwell, ID, 83605 — assumable VA mortgage at 5.78%
VA
Active
38
$324,500$216,080 equity gap
Rate
5.78%
7.40%today
Payment
$673/mo
$796today
  • 2beds
  • 2baths
  • 1,016sqft

2110 Glenn Way, Caldwell

3210 Airport Ave, Caldwell, ID, 83605 — assumable FHA mortgage at 6.89%
FHA
Active
20
$359,900$351,592 equity gap
Rate
6.89%
7.40%today
Payment
$59/mo
$62today
  • 3beds
  • 2baths
  • 1,395sqft

3210 Airport Ave, Caldwell

3113 Woodbridge St, Caldwell, ID, 83605 — assumable FHA mortgage at 7.79%
FHA
Active
39
$390,000$379,465 equity gap
Rate
7.79%
7.40%today
Payment
$79/mo
$76today
  • 4beds
  • 3baths
  • 1,649sqft

3113 Woodbridge St, Caldwell

Assuming a mortgage in Notus

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$673 /mo
Median cash to assume
$138,060
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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