Chris Prendergast

Chris Prendergast

Assumable homes for sale in Ocoee, FL

200 homesFHA & VA loansrates from 2.20% vs 7.40% today

Ocoee assumption guide
3443 TUMBLING RIVER Drive, Clermont, FL, 34711 — assumable VA mortgage at 2.87%
VA
Active
33
$565,000$102,583 equity gap
Rate
2.87%
7.40%today
Payment
$2,152/mo
$3,593today
  • 4beds
  • 5baths
  • 3,459sqft

3443 TUMBLING RIVER Drive, Clermont

313 LUCILE Way, Orlando, FL, 32835 — assumable FHA mortgage at 2.88%
FHA
Active
29
$245,000$69,051 equity gap
Rate
2.88%
7.40%today
Payment
$823/mo
$1,373today
  • 2beds
  • 2baths
  • 1,145sqft

313 LUCILE Way, Orlando

959 ROBIN HOLLY Street, Ocoee, FL, 34761 — assumable FHA mortgage at 2.97%
FHA
Active
41
$345,000$100,100 equity gap
Rate
2.97%
7.40%today
Payment
$1,168/mo
$1,926today
  • 3beds
  • 3baths
  • 1,795sqft

959 ROBIN HOLLY Street, Ocoee

619 HEATHERTON Village, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.98%
FHA
Active
34
$199,500$47,749 equity gap
Rate
2.98%
7.40%today
Payment
$718/mo
$1,182today
  • 2beds
  • 2baths
  • 1,144sqft

619 HEATHERTON Village, Altamonte Springs

871 LAKE JACKSON Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.04%
FHA
Active
19
$350,000$102,696 equity gap
Rate
3.04%
7.40%today
Payment
$1,186/mo
$1,938today
  • 4beds
  • 3baths
  • 1,786sqft

871 LAKE JACKSON Circle, Apopka

2080 COBBLEFIELD Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.05%
FHA
Active
31
$369,900$75,247 equity gap
Rate
3.05%
7.40%today
Payment
$1,396/mo
$2,277today
  • 4beds
  • 2baths
  • 1,680sqft

2080 COBBLEFIELD Circle, Apopka

3602 PALM Avenue, Apopka, FL, 32703 — assumable VA mortgage at 3.10%
VA
Active
33
$415,000$122,445 equity gap
Rate
3.10%
7.40%today
Payment
$1,387/mo
$2,250today
  • 3beds
  • 2baths
  • 1,712sqft

3602 PALM Avenue, Apopka

1444 KENNY Court, Winter Garden, FL, 34787 — assumable FHA mortgage at 3.12%
FHA
Active
29
$350,000$82,992 equity gap
Rate
3.12%
7.40%today
Payment
$1,269/mo
$2,052today
  • 3beds
  • 2baths
  • 1,352sqft

1444 KENNY Court, Winter Garden

2183 CRANDON Avenue, Winter Park, FL, 32789 — assumable FHA mortgage at 3.45%
FHA
Active
28
$469,000$111,888 equity gap
Rate
3.45%
7.40%today
Payment
$1,753/mo
$2,719today
  • 4beds
  • 2baths
  • 1,200sqft

2183 CRANDON Avenue, Winter Park

139 OLIVE TREE Circle, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.81%
FHA
Active
61
$298,000$110,261 equity gap
Rate
2.81%
7.40%today
Payment
$888/mo
$1,495today
  • 3beds
  • 3baths
  • 1,314sqft

139 OLIVE TREE Circle, Altamonte Springs

2223 WEKIVA VILLAGE Lane, Apopka, FL, 32703 — assumable VA mortgage at 2.81%
VA
Active
34
$369,000$147,050 equity gap
Rate
2.81%
7.40%today
Payment
$1,053/mo
$1,772today
  • 3beds
  • 3baths
  • 2,293sqft

2223 WEKIVA VILLAGE Lane, Apopka

2117 MOUNTAIN PINE Street, Ocoee, FL, 34761 — assumable FHA mortgage at 2.88%
FHA
Active
56
$499,000$175,206 equity gap
Rate
2.88%
7.40%today
Payment
$1,515/mo
$2,527today
  • 4beds
  • 3baths
  • 2,110sqft

2117 MOUNTAIN PINE Street, Ocoee

219 15TH Street, Apopka, FL, 32703 — assumable FHA mortgage at 2.94%
FHA
Active
21
$285,000$99,237 equity gap
Rate
2.94%
7.40%today
Payment
$879/mo
$1,455today
  • 3beds
  • 2baths
  • 1,186sqft

219 15TH Street, Apopka

2063 HAREBELL Lane, Ocoee, FL, 34761 — assumable FHA mortgage at 4.00%
FHA
Active
32
$314,900$56,000 equity gap
Rate
4.00%
7.40%today
Payment
$1,351/mo
$1,959today
  • 3beds
  • 3baths
  • 1,485sqft

2063 HAREBELL Lane, Ocoee

2096 CORDAVILLE Place, Apopka, FL, 32703 — assumable FHA mortgage at 3.01%
FHA
Active
37
$409,940$150,894 equity gap
Rate
3.01%
7.40%today
Payment
$1,264/mo
$2,074today
  • 4beds
  • 4baths
  • 2,369sqft

2096 CORDAVILLE Place, Apopka

1209 SEBURN Road, Apopka, FL, 32703 — assumable VA mortgage at 3.06%
VA
Active
25
$330,000$127,128 equity gap
Rate
3.06%
7.40%today
Payment
$973/mo
$1,585today
  • 4beds
  • 3baths
  • 2,153sqft

1209 SEBURN Road, Apopka

7736 ROLLINGRIDGE Court, Orlando, FL, 32835 — assumable FHA mortgage at 3.10%
FHA
Active
30
$545,000$180,394 equity gap
Rate
3.10%
7.40%today
Payment
$1,725/mo
$2,798today
  • 3beds
  • 2baths
  • 1,816sqft

7736 ROLLINGRIDGE Court, Orlando

860 ORANGE Avenue #355, Orlando, FL, 32801 — assumable VA mortgage at 3.65%
VA
Active
43
$225,000$53,806 equity gap
Rate
3.65%
7.40%today
Payment
$911/mo
$1,379today
  • 2beds
  • 2baths
  • 953sqft

860 ORANGE Avenue #355, Orlando

6567 MERITMOOR Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.16%
FHA
Active
7
$315,000$61,450 equity gap
Rate
4.16%
7.40%today
Payment
$1,341/mo
$1,907today
  • 3beds
  • 2baths
  • 1,067sqft

6567 MERITMOOR Circle, Orlando

513 OAKCREST Street, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.20%
FHA
Active
32
$490,000$299,849 equity gap
Rate
2.20%
7.40%today
Payment
$1,000/mo
$1,689today
  • 4beds
  • 3baths
  • 2,400sqft

513 OAKCREST Street, Altamonte Springs

6617 BEAR LAKE Terrace, Apopka, FL, 32703 — assumable VA mortgage at 2.31%
VA
Active
58
$625,000$418,941 equity gap
Rate
2.31%
7.40%today
Payment
$898/mo
$1,614today
  • 4beds
  • 3baths
  • 2,132sqft

6617 BEAR LAKE Terrace, Apopka

214 15TH Street, Apopka, FL, 32703 — assumable FHA mortgage at 2.65%
FHA
Active
34
$310,000$129,590 equity gap
Rate
2.65%
7.40%today
Payment
$831/mo
$1,428today
  • 3beds
  • 2baths
  • 1,560sqft

214 15TH Street, Apopka

1135 GARRETT GILLIAM Drive, Ocoee, FL, 34761 — assumable FHA mortgage at 2.73%
FHA
Active
39
$369,000$163,534 equity gap
Rate
2.73%
7.40%today
Payment
$1,017/mo
$1,685today
  • 3beds
  • 2baths
  • 1,536sqft

1135 GARRETT GILLIAM Drive, Ocoee

1118 MAIDENMOOR Road, Winter Garden, FL, 34787 — assumable VA mortgage at 2.79%
VA
Active
36
$460,000$416,661 equity gap
Rate
2.79%
7.40%today
Payment
$740/mo
$1,002today
  • 4beds
  • 2baths
  • 2,009sqft

1118 MAIDENMOOR Road, Winter Garden

2696 BOBCAT CHASE Boulevard, Oakland, FL, 34787 — assumable FHA mortgage at 2.81%
FHA
Active
58
$515,000$234,099 equity gap
Rate
2.81%
7.40%today
Payment
$1,329/mo
$2,237today
  • 3beds
  • 3baths
  • 1,811sqft

2696 BOBCAT CHASE Boulevard, Oakland

13322 BLOSSOM VALLEY Drive, Clermont, FL, 34711 — assumable FHA mortgage at 2.81%
FHA
Active
65
$499,000$249,084 equity gap
Rate
2.81%
7.40%today
Payment
$1,260/mo
$2,068today
  • 3beds
  • 2baths
  • 1,753sqft

13322 BLOSSOM VALLEY Drive, Clermont

6330 RUTHIE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
35
$360,000$145,394 equity gap
Rate
2.84%
7.40%today
Payment
$998/mo
$1,672today
  • 3beds
  • 2baths
  • 1,170sqft

6330 RUTHIE Drive, Orlando

9120 QUEEN ELIZABETH Court, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
25
$425,000$288,992 equity gap
Rate
2.84%
7.40%today
Payment
$631/mo
$1,057today
  • 4beds
  • 2baths
  • 2,156sqft

9120 QUEEN ELIZABETH Court, Orlando

5300 FERNHILL Court, Orlando, FL, 32808 — assumable FHA mortgage at 2.87%
FHA
Active
7
$350,000$166,232 equity gap
Rate
2.87%
7.40%today
Payment
$879/mo
$1,468today
  • 4beds
  • 3baths
  • 1,872sqft

5300 FERNHILL Court, Orlando

3057 TIMBER HAWK Circle, Ocoee, FL, 34761 — assumable FHA mortgage at 2.88%
FHA
Active
29
$479,990$225,854 equity gap
Rate
2.88%
7.40%today
Payment
$1,251/mo
$2,061today
  • 5beds
  • 3baths
  • 2,447sqft

3057 TIMBER HAWK Circle, Ocoee

1232 BENT OAK Trail, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.88%
FHA
Active
47
$409,000$169,623 equity gap
Rate
2.88%
7.40%today
Payment
$1,115/mo
$1,860today
  • 4beds
  • 3baths
  • 1,923sqft

1232 BENT OAK Trail, Altamonte Springs

2107 BAY LINE Road, Oakland, FL, 34787 — assumable FHA mortgage at 2.88%
FHA
Active
57
$615,000$291,876 equity gap
Rate
2.88%
7.40%today
Payment
$1,505/mo
$2,511today
  • 3beds
  • 2baths
  • 1,916sqft

2107 BAY LINE Road, Oakland

3139 AZOLLA Street, Orlando, FL, 32808 — assumable FHA mortgage at 2.90%
FHA
Active
16
$230,000Potential short sale
Rate
2.90%
7.40%today
Payment
$1,124/mo
$1,869today
  • 3beds
  • 3baths
  • 1,570sqft

3139 AZOLLA Street, Orlando

4419 LINWOOD TRACE Lane, Clermont, FL, 34711 — assumable FHA mortgage at 2.90%
FHA
Active
13
$615,000$293,545 equity gap
Rate
2.90%
7.40%today
Payment
$1,508/mo
$2,508today
  • 4beds
  • 3baths
  • 2,105sqft

4419 LINWOOD TRACE Lane, Clermont

356 CROTON Drive, Maitland, FL, 32751 — assumable VA mortgage at 2.93%
VA
Active
24
$515,000$244,221 equity gap
Rate
2.93%
7.40%today
Payment
$1,304/mo
$2,161today
  • 4beds
  • 2baths
  • 2,259sqft

356 CROTON Drive, Maitland

15904 LAKE ORIENTA Court, Clermont, FL, 34711 — assumable FHA mortgage at 2.95%
FHA
Active
54
$375,000$189,611 equity gap
Rate
2.95%
7.40%today
Payment
$1,017/mo
$1,580today
  • 3beds
  • 2baths
  • 1,444sqft

15904 LAKE ORIENTA Court, Clermont

Assuming a mortgage in Ocoee

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$316 /mo
Median cash to assume
$146,359
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.