Chris Prendergast

Chris Prendergast

Assumable homes for sale in Odessa, FL

13 homesFHA & VA loansrates from 2.71% vs 7.40% today

Odessa assumption guide
14929 PROMENADE Parkway, Odessa, FL, 33556 — assumable FHA mortgage at 2.80%
FHA
Active
34
$315,000$118,779 equity gap
Rate
2.80%
7.40%today
Payment
$930/mo
$1,567today
  • 3beds
  • 3baths
  • 1,582sqft

14929 PROMENADE Parkway, Odessa

16353 SILENT SANDS Lane, Odessa, FL, 33556 — assumable FHA mortgage at 3.04%
FHA
Active
51
$399,900$123,101 equity gap
Rate
3.04%
7.40%today
Payment
$1,327/mo
$2,169today
  • 4beds
  • 3baths
  • 2,007sqft

16353 SILENT SANDS Lane, Odessa

2595 FENCEPOST Drive, Odessa, FL, 33556 — assumable FHA mortgage at 2.71%
FHA
Active
59
$364,900$148,849 equity gap
Rate
2.71%
7.40%today
Payment
$1,009/mo
$1,720today
  • 3beds
  • 3baths
  • 1,441sqft

2595 FENCEPOST Drive, Odessa

2903 LONG BOW Way, Odessa, FL, 33556 — assumable VA mortgage at 2.84%
VA
Active
53
$975,000$618,156 equity gap
Rate
2.84%
7.40%today
Payment
$1,655/mo
$2,775today
  • 5beds
  • 4baths
  • 3,624sqft

2903 LONG BOW Way, Odessa

13367 WILDGRASS TRL, Odessa, FL, 33556 — assumable VA mortgage at 3.01%
VA
Active
29
$585,000$268,092 equity gap
Rate
3.01%
7.40%today
Payment
$1,547/mo
$2,537today
  • 4beds
  • 3baths
  • 2,414sqft

13367 WILDGRASS TRL, Odessa

12890 PAYTON Street, Odessa, FL, 33556 — assumable VA mortgage at 3.49%
VA
Active
46
$660,000$335,336 equity gap
Rate
3.49%
7.40%today
Payment
$1,705/mo
$2,631today
  • 4beds
  • 3baths
  • 2,881sqft

12890 PAYTON Street, Odessa

7405 MIRACLE Lane, Odessa, FL, 33556 — assumable VA mortgage at 6.60%
VA
Active
47
$726,000$20,066 equity gap
Rate
6.60%
7.40%today
Payment
$4,694/mo
$5,089today
  • 4beds
  • 2baths
  • 2,196sqft

7405 MIRACLE Lane, Odessa

14456 GENEVA Drive, Odessa, FL, 33556 — assumable FHA mortgage at 6.89%
FHA
Active
15
$289,900Potential short sale
Rate
6.89%
7.40%today
Payment
$1,938/mo
$2,040today
  • 3beds
  • 2baths
  • 1,352sqft

14456 GENEVA Drive, Odessa

12539 MOUNTAIN SPRINGS Place, New Port Richey, FL, 34655 — assumable FHA mortgage at 6.19%
FHA
Active
24
$449,000$121,223 equity gap
Rate
6.19%
7.40%today
Payment
$2,021/mo
$2,287today
  • 4beds
  • 3baths
  • 1,908sqft

12539 MOUNTAIN SPRINGS Place, New Port Richey

12847 SOLOLA WAY, New Port Richey, FL, 34655 — assumable FHA mortgage at 6.58%
FHA
Active
54
$495,000$126,343 equity gap
Rate
6.58%
7.40%today
Payment
$2,373/mo
$2,578today
  • 5beds
  • 3baths
  • 2,270sqft

12847 SOLOLA WAY, New Port Richey

1250 LORETTO Circle, Odessa, FL, 33556 — assumable VA mortgage at 6.82%
VA
Active
61
$599,900$123,466 equity gap
Rate
6.82%
7.40%today
Payment
$3,194/mo
$3,386today
  • 4beds
  • 3baths
  • 2,456sqft

1250 LORETTO Circle, Odessa

13649 CANNON Drive, Odessa, FL, 33556 — assumable VA mortgage at 6.35%
VA
Active
32
$575,000Potential short sale
Rate
6.35%
7.40%today
Payment
$4,994/mo
$5,557today
  • 4beds
  • 4baths
  • 2,600sqft

13649 CANNON Drive, Odessa

13729 RANGELAND Boulevard, Odessa, FL, 33556 — assumable FHA mortgage at 6.84%
FHA
Active
35
$484,999$459,851 equity gap
Rate
6.84%
7.40%today
Payment
$167/mo
$176today
  • 4beds
  • 4baths
  • 2,338sqft

13729 RANGELAND Boulevard, Odessa

Assuming a mortgage in Odessa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$930 /mo
Median cash to assume
$124,904
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.