Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Ontario, OR

22 homesFHA & VA loansrates from 2.81% vs 7.40% today

Ontario assumption guide
143 East Blvd, New Plymouth, ID, 83655 — assumable FHA mortgage at 2.84%
FHA
Active
45
$389,900$80,204 equity gap
Rate
2.84%
7.40%today
Payment
$1,440/mo
$2,413today
  • 3beds
  • 1baths
  • 1,943sqft

143 East Blvd, New Plymouth

337 7th Ave N, Payette, ID, 83661 — assumable VA mortgage at 2.81%
VA
Active
24
$284,000$95,872 equity gap
Rate
2.81%
7.40%today
Payment
$884/mo
$1,487today
  • 3beds
  • 1baths
  • 988sqft

337 7th Ave N, Payette

400 16th St, Payette, ID, 83661 — assumable VA mortgage at 3.10%
VA
Active
21
$395,000$122,604 equity gap
Rate
3.10%
7.40%today
Payment
$1,292/mo
$2,095today
  • 3beds
  • 1baths
  • 1,620sqft

400 16th St, Payette

919 2nd Ave, Ontario, OR, 97914 — assumable FHA mortgage at 3.85%
FHA
Active
42
$308,000$88,447 equity gap
Rate
3.85%
7.40%today
Payment
$1,123/mo
$1,659today
  • 3beds
  • 1baths
  • 1,005sqft

919 2nd Ave, Ontario

1278 15th Ave, Ontario, OR, 97914 — assumable VA mortgage at 3.07%
VA
Active
35
$325,000$153,730 equity gap
Rate
3.07%
7.40%today
Payment
$810/mo
$1,318today
  • 3beds
  • 2baths
  • 1,858sqft

1278 15th Ave, Ontario

10762 River Road, Payette, ID, 83661 — assumable VA mortgage at 3.45%
VA
Active
41
$455,000$178,313 equity gap
Rate
3.45%
7.40%today
Payment
$1,358/mo
$2,107today
  • 2beds
  • 2baths
  • 1,408sqft

10762 River Road, Payette

1242 11th Ave, Ontario, OR, 97914 — assumable VA mortgage at 3.45%
VA
Active
2
$385,000$177,483 equity gap
Rate
3.45%
7.40%today
Payment
$1,073/mo
$1,664today
  • 4beds
  • 3baths
  • 2,534sqft

1242 11th Ave, Ontario

880 Iowa Ave, Payette, ID, 83661 — assumable VA mortgage at 3.60%
VA
Active
40
$335,000$166,130 equity gap
Rate
3.60%
7.40%today
Payment
$898/mo
$1,368today
  • 3beds
  • 2baths
  • 1,720sqft

880 Iowa Ave, Payette

2171 Bonnie Dr, Payette, ID, 83661 — assumable FHA mortgage at 3.69%
FHA
Active
42
$359,000$191,760 equity gap
Rate
3.69%
7.40%today
Payment
$894/mo
$1,346today
  • 3beds
  • 2baths
  • 1,272sqft

2171 Bonnie Dr, Payette

960 14th Ave, Payette, ID, 83661 — assumable VA mortgage at 3.875%
VA
Active
50
$738,750$738,750 equity gap
Rate
3.875%
7.40%today
Payment
—/mo
  • 4beds
  • 3baths
  • 2,738sqft

960 14th Ave, Payette

1470 Barbarossa Pl, Payette, ID, 83661 — assumable FHA mortgage at 5.00%
FHA
Active
29
$415,000$86,057 equity gap
Rate
5.00%
7.40%today
Payment
$1,895/mo
$2,444today
  • 3beds
  • 2baths
  • 1,396sqft

1470 Barbarossa Pl, Payette

4631 Rolland Rd, Ontario, OR, 97914 — assumable FHA mortgage at 4.42%
FHA
Active
43
$468,000$315,302 equity gap
Rate
4.42%
7.40%today
Payment
$912/mo
$1,258today
  • 3beds
  • 2baths
  • 1,400sqft

4631 Rolland Rd, Ontario

787 3rd St, Ontario, OR, 97914 — assumable FHA mortgage at 4.46%
FHA
Active
22
$270,000$180,268 equity gap
Rate
4.46%
7.40%today
Payment
$527/mo
$724today
  • 3beds
  • 2baths
  • 2,016sqft

787 3rd St, Ontario

2160 Ridgeview Ave, Payette, ID, 83661 — assumable FHA mortgage at 6.74%
FHA
Active
32
$349,990$34,418 equity gap
Rate
6.74%
7.40%today
Payment
$2,099/mo
$2,243today
  • 3beds
  • 2baths
  • 1,240sqft

2160 Ridgeview Ave, Payette

283 Nw 6th St, Ontario, OR, 97914 — assumable FHA mortgage at 4.57%
FHA
Active
31
$227,000$115,267 equity gap
Rate
4.57%
7.40%today
Payment
$672/mo
$911today
  • 4beds
  • 2baths
  • 1,392sqft

283 Nw 6th St, Ontario

1302 12th St, Ontario, OR, 97914 — assumable FHA mortgage at 6.12%
FHA
Active
35
$295,000$32,727 equity gap
Rate
6.12%
7.40%today
Payment
$1,619/mo
$1,846today
  • 3beds
  • 2baths
  • 1,400sqft

1302 12th St, Ontario

402 4th, Fruitland, ID, 83619 — assumable FHA mortgage at 6.69%
FHA
Active
22
$300,000$39,604 equity gap
Rate
6.69%
7.40%today
Payment
$1,708/mo
$1,835today
  • 2beds
  • 1baths
  • 1,038sqft

402 4th, Fruitland

757 Foothill Dr, Ontario, OR, 97914 — assumable FHA mortgage at 4.81%
FHA
Active
48
$289,000$224,691 equity gap
Rate
4.81%
7.40%today
Payment
$636/mo
$750today
  • —beds
  • —baths
  • —sqft

757 Foothill Dr, Ontario

757 Foothill Dr, Ontario, OR, 97914 — assumable FHA mortgage at 4.81%
FHA
Active
49
$289,000$224,691 equity gap
Rate
4.81%
7.40%today
Payment
$636/mo
$750today
  • —beds
  • —baths
  • —sqft

757 Foothill Dr, Ontario

271 7th St, Ontario, OR, 97914 — assumable FHA mortgage at 6.12%
FHA
Active
44
$239,999$49,857 equity gap
Rate
6.12%
7.40%today
Payment
$1,180/mo
$1,345today
  • 1beds
  • 1baths
  • 520sqft

271 7th St, Ontario

861 8th Avenue North, Payette, ID, 83661 — assumable FHA mortgage at 6.64%
FHA
Active
14
$269,900$81,426 equity gap
Rate
6.64%
7.40%today
Payment
$1,228/mo
$1,326today
  • 3beds
  • 1baths
  • 1,352sqft

861 8th Avenue North, Payette

2645 Bandon Dunes Ave, Payette, ID, 83661 — assumable FHA mortgage at 6.69%
FHA
Active
13
$325,000$309,606 equity gap
Rate
6.69%
7.40%today
Payment
$102/mo
$110today
  • 3beds
  • 2baths
  • 1,266sqft

2645 Bandon Dunes Ave, Payette

Assuming a mortgage in Ontario

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$527 /mo
Median cash to assume
$138,167
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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